Princeton Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	115.27	117.77	108.59	89.28	71	67.35
Interest Income on Investments	11.96	12.78	14.36	8.9	3.09	1.93
Total Interest Income	127.23	130.55	122.95	98.18	74.08	69.28
Interest Paid on Deposits	50.04	54.68	56.41	33.05	6	6.67
Interest Paid on Borrowings	0.05	0.06	-	0.12	0.01	0
Total Interest Expense	50.08	54.74	56.41	33.16	6	6.67
Net Interest Income	77.15	75.82	66.53	65.02	68.08	62.6
Net Interest Income Growth	6.14%	13.95%	2.33%	-4.50%	8.76%	28.15%
Gain (Loss) on Sale of Investments	-	-	-0.01	0.04	0	0.01
Other Non-Interest Income	8.91	8.47	8.16	7.18	4.86	4.66
Total Non-Interest Income	8.91	8.47	8.16	7.43	4.86	4.67
Non-Interest Income Growth	4.56%	3.83%	9.83%	52.72%	4.20%	-2.91%
Revenues Before Loan Losses	86.06	84.28	74.69	72.44	72.95	67.27
Provision for Loan Losses	-1.08	6.65	5.11	3.11	0.4	3.63
Revenue	87.14	77.63	69.58	69.33	72.55	63.64
Revenue Growth	26.40%	11.57%	0.35%	-4.43%	13.99%	31.41%
Salaries and Employee Benefits	26.91	26.98	25.33	22.81	19.96	17.15
Occupancy Expenses	4.71	4.55	3.99	3.16	3.07	3.02
Federal Deposit Insurance	1.25	1.59	1.15	0.89	1.01	0.79
Amortization of Goodwill & Intangibles	0.79	0.86	0.6	0.5	0.57	0.64
Selling, General & Administrative	16.31	16.07	14.13	12.55	10.97	9.8
Other Non-Interest Expense	3.29	3.41	3.44	2.91	2.65	2.74
Total Non-Interest Expense	53.71	53.95	48.96	43.06	38.49	34.45
EBT Excluding Unusual Items	33.43	23.68	20.62	26.27	34.05	29.19
Other Unusual Items	-	-	-	9.7	-	-
Pretax Income	33.43	23.68	12.82	30.34	34.05	29.19
Income Tax Expense	7.58	5.07	2.57	4.57	7.56	6.7
Net Income	25.86	18.61	10.24	25.77	26.49	22.49
Net Income to Common	25.86	18.61	10.24	25.77	26.49	22.49
Net Income Growth	278.16%	81.71%	-60.25%	-2.75%	17.82%	62.87%
Basic Shares Outstanding	7	7	7	6	6	7
Diluted Shares Outstanding	7	7	7	6	6	7
Shares Change	-1.13%	3.61%	3.62%	-0.93%	-5.36%	-0.79%
EPS (Basic)	3.81	2.73	1.57	4.10	4.19	3.37
EPS (Diluted)	3.79	2.71	1.55	4.03	4.11	3.30
EPS Growth	279.38%	74.84%	-61.54%	-1.95%	24.55%	64.18%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.350	1.250	1.200	1.200	1.000	0.660
Dividend Growth	12.50%	4.17%	0%	20.00%	51.52%	65.00%
Effective Tax Rate	22.66%	21.41%	20.08%	15.07%	22.20%	22.96%

SEC Filings: 10-K · 10-Q