Blue Ridge Bankshares, Inc. (BRBS)

Blue Ridge Bankshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	78.86	78.66	93.04	104.57	92.48
Net Interest Income Growth	0.25%	-15.46%	-11.02%	13.07%	107.78%
Non-Interest Income	12.84	13.57	28.38	48.09	86.99
Non-Interest Income Growth	-5.43%	-52.17%	-41.00%	-44.71%	55.75%
Revenues Before Loan Losses	91.7	92.23	121.42	152.66	179.47
Provision for Credit Losses	-8	-10.2	22.32	25.69	0.12
Revenue	99.7	102.43	99.09	126.97	179.35
Revenue Growth (YoY)	-2.67%	3.37%	-21.96%	-29.20%	99.48%
Compensation Expenses	46.17	58.16	58.16	56.01	61.48
Selling, General & Admin	19.67	21.6	25.19	20.1	17.46
Other Non-Interest Expenses	16.08	34.08	74.59	28.67	32.05
Total Non-Interest Expense	81.92	113.84	157.94	104.78	110.99
Pretax Income	17.78	-11.41	-58.84	22.2	68.36
Provision for Income Taxes	3.07	-1.12	-7.07	5.2	15.74
Net Income	10.71	-15.39	-51.77	34.67	104.95
Earnings From Discontinued Operations	-	-	-	0.34	-0.14
Net Income to Common	10.71	-15.39	-51.77	34.67	104.95
Net Income Growth	-	-	-	-66.97%	196.55%
Shares Outstanding (Basic)	88	49	19	19	18
Shares Outstanding (Diluted)	97	49	19	19	18
Shares Change (YoY)	97.98%	159.37%	0.61%	5.46%	109.13%
EPS (Basic)	0.12	-0.31	-2.73	0.92	2.94
EPS (Diluted)	0.11	-0.31	-2.73	0.92	2.94
EPS Growth	-	-	-	-68.71%	42.03%
Free Cash Flow	11.95	-6.9	43.1	93.48	58
Free Cash Flow Growth	-	-	-53.90%	61.18%	-
Free Cash Flow Per Share	0.12	-0.14	2.28	4.97	3.25
Dividends Per Share	-	-	0.122	0.490	0.460
Dividend Growth	-	-	-75.00%	6.52%	21.05%
Profit Margin	10.33%	-14.31%	-67.44%	-0.33%	0.08%
FCF Margin	11.52%	-6.41%	56.14%	92.29%	32.36%
EBITDA	2.28	2.62	2.99	3.5	3.82
EBITDA Margin	2.20%	2.43%	3.90%	3.46%	2.13%
Effective Tax Rate	14.08%	17.79%	12.02%	23.42%	23.02%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q