Blue Ridge Bankshares, Inc. (BRBS)

Blue Ridge Bankshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	121.41	142.34	152.94	111	97.93
Interest Income on Investments	16.36	17.98	16.05	10.65	5.61
Total Interest Income	137.77	160.32	169	121.65	103.55
Interest Paid on Deposits	51.09	69.07	59.97	11.26	6.44
Interest Paid on Borrowings	7.82	12.59	15.99	5.83	4.63
Total Interest Expense	58.91	81.66	75.95	17.09	11.07
Net Interest Income	78.86	78.66	93.04	104.57	92.48
Net Interest Income Growth (YoY)	0.25%	-15.46%	-11.02%	13.07%	107.78%
Trust Income	1.88	2.43	1.84	1.77	2.37
Mortgage Banking Activities	0.48	11.02	10	20.65	37.02
Gain (Loss) on Sale of Assets	1.43	-3.61	-0.55	-	-
Gain (Loss) on Sale of Investments	-0.11	-8.22	-2.4	9.31	7.32
Other Non-Interest Income	6.59	10.32	12.52	10.35	12.49
Total Non-Interest Income	12.84	13.57	28.38	48.09	86.99
Non-Interest Income Growth (YoY)	-5.43%	-52.17%	-41.00%	-44.71%	55.75%
Revenues Before Loan Losses	91.7	92.23	121.42	152.66	179.47
Provision for Loan Losses	-4	-5.1	22.32	25.69	0.12
Revenue	95.7	97.33	99.09	126.97	179.35
Revenue Growth (YoY)	-1.68%	-1.77%	-21.96%	-29.20%	99.48%
Salaries and Employee Benefits	46.17	56.96	56.46	54.44	60.15
Occupancy Expenses	4.92	3.82	4.1	3.42	4.03
Federal Deposit Insurance	2.78	5.46	5.06	1.34	1.01
Amortization of Goodwill & Intangibles	0.91	1.08	1.3	1.53	1.67
Selling, General & Administrative	16.65	25.56	30.54	21.38	17.54
Other Non-Interest Expense	10.48	20.96	27.65	22.62	14.71
Total Non-Interest Expense	81.92	113.84	125.11	104.73	99.12
EBT Excluding Unusual Items	13.78	-16.51	-26.02	22.25	80.23
Legal Settlements	-	-	-6	-	-
Pretax Income	13.78	-16.51	-58.84	22.2	68.36
Income Tax Expense	3.07	-1.12	-7.07	5.2	15.74
Earnings From Continuing Operations	10.71	-15.39	-51.77	17	52.62
Earnings From Discontinued Operations	-	-	-	0.34	-0.15
Net Income	10.71	-15.39	-51.77	17.33	52.48
Net Income to Common	10.71	-15.39	-51.77	17.33	52.48
Net Income Growth	-	-	-	-66.97%	196.55%
Basic Shares Outstanding	97	49	19	19	18
Diluted Shares Outstanding	97	49	19	19	18
Shares Change (YoY)	98.18%	159.37%	0.61%	5.46%	109.13%
EPS (Basic)	0.11	-0.31	-2.73	0.92	2.94
EPS (Diluted)	0.11	-0.31	-2.73	0.92	2.94
EPS Growth	-	-	-	-68.80%	41.88%
Dividend Per Share	-	-	0.122	0.490	0.460
Dividend Growth	-	-	-75.00%	6.52%	21.05%
Effective Tax Rate	22.26%	-	-	23.42%	23.02%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q