Blue Ridge Bankshares, Inc. (BRBS)

Blue Ridge Bankshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	126.93	142.34	152.94	111	97.93	51.56
Interest Income on Investments	17.3	17.98	16.05	10.65	5.61	2.9
Total Interest Income	144.23	160.32	169	121.65	103.55	54.46
Interest Paid on Deposits	55.82	69.07	59.97	11.26	6.44	6.25
Interest Paid on Borrowings	8.54	12.59	15.99	5.83	4.63	3.7
Total Interest Expense	64.36	81.66	75.95	17.09	11.07	9.95
Net Interest Income	79.87	78.66	93.04	104.57	92.48	44.51
Net Interest Income Growth (YoY)	-1.76%	-15.46%	-11.02%	13.07%	107.78%	108.30%
Trust Income	1.88	2.43	1.84	1.77	2.37	-
Mortgage Banking Activities	3.63	11.02	10	20.65	37.02	44.46
Gain (Loss) on Sale of Assets	-1.4	-3.61	-0.55	-	-	-
Gain (Loss) on Sale of Investments	0.17	-8.22	-2.4	9.31	7.32	-
Other Non-Interest Income	6.27	10.32	12.52	10.35	12.49	9.61
Total Non-Interest Income	12.96	13.57	28.38	48.09	86.99	55.85
Non-Interest Income Growth (YoY)	-12.05%	-52.17%	-41.00%	-44.71%	55.75%	197.14%
Revenues Before Loan Losses	92.83	92.23	121.42	152.66	179.47	100.36
Provision for Loan Losses	-3.5	-5.1	22.32	25.69	0.12	10.45
Revenue	96.33	97.33	99.09	126.97	179.35	89.91
Revenue Growth (YoY)	-1.06%	-1.77%	-21.96%	-29.20%	99.48%	134.01%
Salaries and Employee Benefits	49.04	56.96	56.46	54.44	60.15	44.41
Occupancy Expenses	3.3	3.82	4.1	3.42	4.03	1.71
Federal Deposit Insurance	3.5	5.46	5.06	1.34	1.01	0.75
Amortization of Goodwill & Intangibles	0.96	1.08	1.3	1.53	1.67	0.63
Selling, General & Administrative	21.77	25.56	30.54	21.38	17.54	10.79
Other Non-Interest Expense	12.08	20.96	27.65	22.62	14.71	6.58
Total Non-Interest Expense	90.64	113.84	125.11	104.73	99.12	64.86
EBT Excluding Unusual Items	5.69	-16.51	-26.02	22.25	80.23	25.05
Legal Settlements	-	-	-6	-	-	-
Pretax Income	5.69	-16.51	-58.84	22.2	68.36	22.67
Income Tax Expense	1.23	-1.12	-7.07	5.2	15.74	4.84
Earnings From Continuing Operations	4.46	-15.39	-51.77	17	52.62	17.84
Earnings From Discontinued Operations	-	-	-	0.34	-0.14	-0.14
Minority Interest in Earnings	-	-	-	-0	-0	-0
Net Income	4.46	-15.39	-51.77	17.33	52.48	17.7
Net Income to Common	4.46	-15.39	-51.77	17.33	52.48	17.7
Net Income Growth	-	-	-	-66.97%	196.55%	286.38%
Basic Shares Outstanding	89	49	19	19	18	9
Diluted Shares Outstanding	89	49	19	19	18	9
Shares Change (YoY)	161.28%	159.37%	0.61%	5.46%	109.13%	37.22%
EPS (Basic)	0.05	-0.31	-2.73	0.92	2.94	2.07
EPS (Diluted)	0.05	-0.31	-2.73	0.92	2.94	2.07
EPS Growth	-	-	-	-68.79%	41.88%	182.72%
Dividend Per Share	-	-	0.122	0.490	0.460	0.380
Dividend Growth	-	-	-75.00%	6.52%	21.05%	-
Effective Tax Rate	21.57%	-	-	23.42%	23.02%	21.33%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q