Blue Ridge Bankshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	117.8	174.37	114.94	78.7	174.45
Investment Securities	358.62	171.84	186.48	206.45	181.29
Trading Asset Securities	-	0.24	0.41	0.21	2.08
Mortgage-Backed Securities	-	164.44	176.97	196.34	219.11
Total Investments	358.62	336.51	363.86	403	402.47
Gross Loans	1,866	2,112	2,431	2,413	1,808
Allowance for Loan Losses	-19.44	-23.02	-35.89	-30.74	-12.12
Other Adjustments to Gross Loans	-	-	-	-1.64	-0.91
Net Loans	1,846	2,089	2,395	2,380	1,795
Property, Plant & Equipment	28.19	29.36	31.09	30.06	32.94
Goodwill	-	-	-	26.83	26.83
Other Intangible Assets	2.64	3.86	5.38	6.58	7.59
Loans Held for Sale	14.77	30.98	46.34	69.53	121.94
Accrued Interest Receivable	10.79	12.54	14.97	11.57	9.57
Restricted Cash	-	2.46	10.66	-	-
Other Current Assets	-	-	-	-	1.3
Long-Term Deferred Tax Assets	22.72	27.31	21.56	12.23	0.15
Other Real Estate Owned & Foreclosed	-	0.28	-	0.2	0.16
Other Long-Term Assets	30.79	21.43	101.41	96.76	90.57
Total Assets	2,433	2,737	3,118	3,130	2,665
Interest Bearing Deposits	1,513	1,563	1,964	1,787	1,467
Institutional Deposits	-	164.03	96.26	75.84	144.84
Non-Interest Bearing Deposits	398.54	452.69	506.25	640.1	685.8
Total Deposits	1,911	2,179	2,566	2,503	2,298
Short-Term Borrowings	-	0.1	60.21	0.12	0.27
Current Portion of Long-Term Debt	-	-	65	311.7	10.11
Current Portion of Leases	-	1.67	-	-	-
Other Current Liabilities	-	-	-	-	0.04
Long-Term Debt	14.72	39.79	39.86	39.97	57.89
Federal Home Loan Bank Debt, Long-Term	150	150	150	-	-
Long-Term Leases	7.23	6.95	9.62	7.86	7.65
Other Long-Term Liabilities	25.79	31.53	40.85	19.52	14.27
Total Liabilities	2,109	2,409	2,932	2,882	2,388
Common Stock	331.92	322.79	197.64	195.96	194.31
Additional Paid-In Capital	23.55	29.69	0.25	0.25	0.25
Retained Earnings	-0.66	17.77	33.16	97.68	85.98
Comprehensive Income & Other	-31.12	-42.46	-45.06	-45.1	-3.63
Total Common Equity	323.69	327.79	185.99	248.79	276.91
Minority Interest	-	-	-	-	0.23
Shareholders' Equity	323.69	327.79	185.99	248.79	277.14
Total Liabilities & Equity	2,433	2,737	3,118	3,130	2,665
Total Debt	171.95	198.5	324.69	359.65	75.92
Net Cash (Debt)	-54.15	-23.89	-209.34	-280.74	100.6
Net Cash Per Share	-0.56	-0.49	-11.05	-14.91	5.64
Filing Date Shares Outstanding	88.02	87.79	19.2	18.95	18.77
Total Common Shares Outstanding	88.02	84.97	19.2	18.95	18.77
Book Value Per Share	3.68	3.86	9.69	13.13	14.75
Tangible Book Value	321.05	323.93	180.61	215.38	242.49
Tangible Book Value Per Share	3.65	3.81	9.41	11.37	12.92

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q