Blue Ridge Bankshares Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	115.95	175.99	121.15	77.27	130.55
Securities and Investments	332.93	312.04	321.08	354.34	373.53
Short-Term Interbank Lending and Reverse Repurchase Agreements	1.85	0.84	4.45	1.43	43.9
Other Earning Assets	14.77	30.98	46.34	69.53	121.94
Gross Loans	1,866	2,112	2,431	2,411	1,808
Allowance for Loan Losses	19.44	23.02	35.89	30.74	12.12
Net Loans	1,885	2,135	2,467	2,442	1,820
Net Property, Plant & Equipment	28.19	29.36	31.09	30.06	32.94
Accrued Interest and Accounts Receivable	10.79	12.54	14.97	11.57	9.57
Other Intangible Assets	2.64	3.86	32.5	35.57	24.06
Goodwill	-	-	-	26.83	26.83
Long-Term Investments	44.71	43.51	109.45	116.95	81.74
Other Non-Earning Assets	34.5	39.38	41.49	26.6	24.61
Total Assets	2,433	2,737	3,118	3,130	2,665
Interest-bearing deposits	1,513	1,727	2,060	1,862	1,612
Noninterest-bearing deposits	398.54	452.69	506.25	640.1	685.8
Total Deposits	1,911	2,179	2,566	2,503	2,298
Short-Term Interbank Borrowing and Repurchase Agreements	150	150	275	311.75	28.01
Accrued Expenses	7.23	8.61	9.62	7.86	7.65
Long-Term Debt	14.72	39.79	39.86	39.92	39.99
Other Liabilities	25.79	31.63	41.06	19.63	14.58
Total Liabilities	2,109	2,409	2,932	2,882	2,388
Common Stock	331.92	322.79	197.64	195.96	194.31
Additional Paid-in Capital	23.55	29.69	0.25	0.25	0.25
Accumulated Other Comprehensive Income	-31.12	-42.46	-45.06	-45.1	-3.63
Retained Earnings	-0.66	17.77	33.16	97.68	85.98
Total Common Shareholders' Equity	323.69	327.79	185.99	248.79	276.91
Minority Interest	-	-	-	-	0.23
Shareholders' Equity	323.69	327.79	185.99	248.79	277.14
Total Liabilities & Equity	2,433	2,737	3,118	3,130	2,665
Total Debt	14.72	39.79	39.86	39.92	39.99
Net Cash (Debt)	-14.72	-39.79	-39.86	-39.92	-39.99
Net Cash Per Share	-0.15	-0.81	-2.10	-2.12	-2.24
Book Value	323.69	327.79	185.99	248.79	276.91
Book Value Per Share	3.33	6.67	9.82	13.22	15.51
Tangible Book Value	321.05	323.93	153.49	186.39	226.02
Tangible Book Value Per Share	3.30	6.59	8.10	9.90	12.66

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q