Blue Ridge Bankshares, Inc. (BRBS)

Blue Ridge Bankshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	10.71	-15.39	-51.77	17.33	52.48
Depreciation & Amortization	2.28	2.62	2.99	3.5	3.82
Provision for Credit Losses	-4	-5.1	22.32	25.69	0.12
Net Change in Loans Held-for-Sale	7.67	32.92	41.14	62.49	34.8
Other Adjustments	-1.04	3.2	22.95	-20.79	-33.65
Changes in Accrued Interest and Accounts Receivable	1.75	2.43	-3.4	-2	-4.15
Changes in Other Operating Activities	-3.74	-26.99	9.83	7.65	5.57
Operating Cash Flow	13.63	-6.31	44.06	93.93	59.21
Operating Cash Flow Growth	-	-	-53.10%	58.63%	-
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements	-1.01	3.61	-3.03	42.48	-41.4
Net Change in Loans Held-for-Investment	249.72	321.8	-60.54	-613.36	-441.88
Net Change in Securities and Investments	-5.81	11.57	32.71	-35.61	-193.13
Payments for Business Acquisitions	-	-	-	-	44.07
Proceeds from Business Divestments	-	-	0.25	-	-
Capital Expenditures	-1.68	-0.59	-0.96	-0.46	-1.22
Sale of Property, Plant & Equipment	1.53	37.53	1.02	2.21	0.55
Other Investing Activities	-0.89	45.11	7.34	-23.7	685.66
Investing Cash Flow	241.86	419.03	-23.21	-628.18	52.48
Net Change in Deposits	-268.18	-386.29	64.32	206.22	325
Short-Term Debt Issued	-	726	2,005	822.9	1,155
Short-Term Debt Repaid	-	-851	-2,042	-539.05	-1,559
Net Short-Term Debt Issued (Repaid)	-	-125	-36.75	283.85	-403.56
Long-Term Debt Repaid	-25	-	-	-	-14.15
Net Long-Term Debt Issued (Repaid)	-25	-	-	-	-14.15
Issuance of Common Stock	9.76	153.41	0.1	0.09	0.8
Repurchase of Common Stock	-9.51	-	-	-	-
Net Common Stock Issued (Repurchased)	0.25	153.41	0.1	0.09	0.8
Common Dividends Paid	-22.6	-	-4.64	-9.18	-7.18
Financing Cash Flow	-315.53	-357.88	23.03	480.98	-99.09
Net Cash Flow	-60.04	54.84	43.88	-53.27	12.6
Free Cash Flow	11.95	-6.9	43.1	93.48	58
Free Cash Flow Growth	-	-	-53.90%	61.18%	-
FCF Margin	11.52%	-6.41%	56.14%	92.29%	32.36%
Free Cash Flow Per Share	0.12	-0.14	2.28	4.97	3.25
Levered Free Cash Flow	-15.68	-162.92	-80.06	327.22	-308.74
Unlevered Free Cash Flow	-1.39	-22.53	8.46	8.7	4.02

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q