Banco Santander (Brasil) S.A. (BSBR)

NYSE: BSBR · Real-Time Price · USD

5.65

-0.10 (-1.74%)

Oct 14, 2026, 12:52 PM EDT - Market open

Banco Santander (Brasil) Financials Overview

Financials in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	48,287	45,669	47,185	38,900	41,777	46,846
Revenue Growth	8.47%	-3.21%	21.30%	-6.89%	-10.82%	50.63%
Net Income	13,841	12,766	13,366	9,449	14,287	15,528
Earnings Per Share	3.70	3.42	3.58	2.54	3.84	4.16
EPS Growth	17.71%	-4.63%	41.15%	-33.93%	-7.61%	15.63%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Commercial Banking	38,084	35,388	38,265	30,850	33,685	40,092
Global Wholesale Banking	10,203	10,281	8,920	8,050	8,092	6,754
Total	48,287	45,669	47,185	38,900	41,777	46,846

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	171,627	217,717	210,456	156,490	114,670	97,607
Total Debt	328,950	346,630	310,414	285,136	242,246	256,897
Net Cash (Debt)	-157,323	-128,913	-99,959	-128,647	-127,576	-159,289
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-42.02	-34.51	-26.80	-34.56	-34.31	-42.66

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	40,729	4,992	-21,131	36,615	6,847	6,807
Capital Expenditures	-2,002	-1,073	-724.3	-1,446	-1,126	-1,163
Free Cash Flow	38,727	3,919	-21,856	35,169	5,721	5,644
Free Cash Flow Growth	437.74%	-	-	514.74%	1.36%	-86.26%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	28.66%	27.95%	28.32%	24.29%	34.20%	33.15%
FCF Margin	80.20%	8.58%	-46.32%	90.41%	13.69%	12.05%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 14, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	8.10	9.97	6.65	12.72	7.34	7.21
P/FCF Ratio	2.82	32.47	-	3.42	18.34	19.83
PS Ratio	2.32	2.79	1.88	3.09	2.51	2.39