Bankwell Financial Group, Inc. (BWFG)

Bankwell Financial Group Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	39.59	35.2	9.77	36.66	37.43	26.59
Depreciation & Amortization	4.22	4.08	3.78	3.62	3.37	3.58
Provision for Credit Losses	-0.45	1.04	22.62	0.87	5.44	-0.06
Stock-Based Compensation	3.19	2.34	3	3.07	2.36	1.83
Other Adjustments	-9.77	-7.62	-1.94	-3.07	-3.6	-1.16
Changes in Accrued Interest and Accounts Receivable	-0.62	-1.61	0.33	-1.79	-5.56	-0.93
Changes in Accrued Expenses	-1.57	-1.14	-2.82	-3.06	20.94	-4.39
Changes in Other Operating Activities	-4.13	-5.03	-3.79	-4.37	22.29	9.1
Operating Cash Flow	32.07	28.27	29.94	31.93	82.67	34.56
Operating Cash Flow Growth	29.16%	-5.56%	-6.24%	-61.38%	139.22%	-
Net Change in Loans Held-for-Investment	-215.82	-129.85	-17.28	-40.91	-779.24	-249.99
Net Change in Securities and Investments	-49.56	-43.88	-16.07	-4.86	-24.56	-3.22
Capital Expenditures	-1.52	-1.14	-0.61	-2.05	-4.96	-
Sale of Property, Plant & Equipment	-	-	-	-	-	4.26
Other Investing Activities	2.13	9.69	-	-0.48	-2.4	-21.08
Investing Cash Flow	-267.06	-165.19	-33.96	-48.3	-811.16	-270.03
Net Change in Deposits	134.8	41.91	50.81	-64.06	676.82	296.68
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	7.5	190	-	-	40	-125
Long-Term Debt Issued	-	-	-	-	34.35	34.42
Long-Term Debt Repaid	-95	-170	-	-	-	-25.5
Net Long-Term Debt Issued (Repaid)	-95	-170	-	-	34.35	8.92
Issuance of Common Stock	-	-	-	0.16	0.05	0.05
Repurchase of Common Stock	-0.57	-1.33	-2.14	-	-5.54	-5.08
Net Common Stock Issued (Repurchased)	-0.57	-1.33	-2.14	0.16	-5.49	-5.02
Common Dividends Paid	-6.28	-6.27	-6.28	-6.24	-6.19	-5.03
Financing Cash Flow	147.96	54.31	42.39	-70.15	739.49	170.55
Net Cash Flow	-87.03	-82.6	38.37	-86.52	11	-64.92
Free Cash Flow	30.56	27.13	29.32	29.88	77.71	34.56
Free Cash Flow Growth	12.63%	-7.48%	-1.87%	-61.55%	124.87%	-
FCF Margin	26.47%	25.29%	45.55%	30.35%	84.15%	46.95%
Free Cash Flow Per Share	3.90	3.47	3.79	3.91	10.17	4.37
Levered Free Cash Flow	-59.03	-139.64	6.65	29.02	107.86	42.86
Unlevered Free Cash Flow	-3.62	-4.84	-3.12	-7.65	36.08	7.36

Updated May 6, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q