Bankwell Financial Group Statistics
Total Valuation
BWFG has a market cap or net worth of $194.78 million. The enterprise value is $106.41 million.
| Market Cap | 194.78M |
| Enterprise Value | 106.41M |
Important Dates
The next estimated earnings date is Monday, July 29, 2024, after market close.
| Earnings Date | Jul 29, 2024 |
| Ex-Dividend Date | May 9, 2024 |
Share Statistics
BWFG has 7.90 million shares outstanding. The number of shares has increased by 0.93% in one year.
| Shares Outstanding | 7.90M |
| Shares Change (YoY) | +0.93% |
| Shares Change (QoQ) | +0.50% |
| Owned by Insiders (%) | 11.57% |
| Owned by Institutions (%) | 45.10% |
| Float | 5.89M |
Valuation Ratios
The trailing PE ratio is 6.42 and the forward PE ratio is 10.22.
| PE Ratio | 6.42 |
| Forward PE | 10.22 |
| PS Ratio | 2.15 |
| Forward PS | 2.14 |
| PB Ratio | 0.73 |
| P/FCF Ratio | 6.01 |
| PEG Ratio | n/a |
Enterprise Valuation
The stock's EV/EBITDA ratio is 2.46, with an EV/FCF ratio of 3.28.
| EV / Earnings | 3.54 |
| EV / Sales | 1.17 |
| EV / EBITDA | 2.46 |
| EV / EBIT | 2.69 |
| EV / FCF | 3.28 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.59 |
| Debt / EBITDA | 3.68 |
| Debt / FCF | 4.91 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.60% and return on invested capital (ROIC) is 7.03%.
| Return on Equity (ROE) | 11.60% |
| Return on Assets (ROA) | 0.90% |
| Return on Capital (ROIC) | 7.03% |
| Revenue Per Employee | $718,905 |
| Profits Per Employee | $238,468 |
| Employee Count | 126 |
| Asset Turnover | 0.03 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, BWFG has paid $9.53 million in taxes.
| Income Tax | 9.53M |
| Effective Tax Rate | 24.08% |
Stock Price Statistics
The stock price has decreased by -6.20% in the last 52 weeks. The beta is 0.82, so BWFG's price volatility has been lower than the market average.
| Beta (5Y) | 0.82 |
| 52-Week Price Change | -6.20% |
| 50-Day Moving Average | 24.43 |
| 200-Day Moving Average | 25.74 |
| Relative Strength Index (RSI) | 49.72 |
| Average Volume (20 Days) | 21,421 |
Short Selling Information
The latest short interest is 94,636, so 1.20% of the outstanding shares have been sold short.
| Short Interest | 94,636 |
| Short Previous Month | 86,368 |
| Short % of Shares Out | 1.20% |
| Short % of Float | 1.61% |
| Short Ratio (days to cover) | 7.04 |
Income Statement
In the last 12 months, BWFG had revenue of $90.58 million and earned $30.05 million in profits. Earnings per share was $3.84.
| Revenue | 90.58M |
| Gross Profit | 90.58M |
| Operating Income | 39.58M |
| Pretax Income | 39.58M |
| Net Income | 30.05M |
| EBITDA | 43.25M |
| EBIT | 39.58M |
| Earnings Per Share (EPS) | $3.84 |
Balance Sheet
The company has $247.63 million in cash and $159.27 million in debt, giving a net cash position of $88.36 million or $11.19 per share.
| Cash & Cash Equivalents | 247.63M |
| Total Debt | 159.27M |
| Net Cash | 88.36M |
| Net Cash Per Share | $11.19 |
| Equity (Book Value) | 268.03M |
| Book Value Per Share | 33.93 |
| Working Capital | n/a |
Cash Flow
In the last 12 months, operating cash flow was $33.84 million and capital expenditures -$1.42 million, giving a free cash flow of $32.42 million.
| Operating Cash Flow | 33.84M |
| Capital Expenditures | -1.42M |
| Free Cash Flow | 32.42M |
| FCF Per Share | $4.23 |
Margins
Gross margin is 100.00%, with operating and profit margins of 43.69% and 33.17%.
| Gross Margin | 100.00% |
| Operating Margin | 43.69% |
| Pretax Margin | 43.69% |
| Profit Margin | 33.17% |
| EBITDA Margin | 47.75% |
| EBIT Margin | 43.69% |
| FCF Margin | 35.79% |
Dividends & Yields
This stock pays an annual dividend of $0.80, which amounts to a dividend yield of 3.24%.
| Dividend Per Share | $0.80 |
| Dividend Yield | 3.24% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 20.83% |
| Buyback Yield | -0.93% |
| Shareholder Yield | 2.31% |
| Earnings Yield | 15.43% |
| FCF Yield | 16.65% |
Analyst Forecast
The average price target for BWFG is $34.00, which is 37.88% higher than the current price. The consensus rating is "Buy".
| Price Target | $34.00 |
| Price Target Difference | 37.88% |
| Analyst Consensus | Buy |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |