Cathay General Bancorp (CATY)

Cathay General Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	1,202	1,217	1,130	801.98	649.22	677.19
Interest Income on Investments	109.64	117.81	111.98	49.3	17.29	23.38
Total Interest Income	1,312	1,335	1,242	851.28	666.51	700.57
Interest Paid on Deposits	598.58	636.27	467.96	105.3	61.8	137.03
Interest Paid on Borrowings	15.18	24.66	32.51	12.29	6.96	11.44
Total Interest Expense	613.76	660.92	500.48	117.58	68.76	148.46
Net Interest Income	698.03	674.06	741.75	733.7	597.76	552.11
Net Interest Income Growth (YoY)	-0.52%	-9.13%	1.10%	22.74%	8.27%	-3.96%
Trust Income	23.84	24.06	17.51	16.44	15.06	10.53
Gain (Loss) on Sale of Investments	-2.64	-6.41	15.25	0.39	-0.57	0.55
Other Non-Interest Income	34.31	31.44	29.11	33.46	34.54	26.8
Total Non-Interest Income	62.43	55.66	68.29	56.81	54.6	42.82
Non-Interest Income Growth (YoY)	22.99%	-18.49%	20.20%	4.05%	27.52%	-4.32%
Revenues Before Loan Losses	760.46	729.72	810.04	790.51	652.36	594.93
Provision for Loan Losses	55.7	37.5	25.98	14.54	-16.01	57.5
Revenue	704.76	692.22	784.06	775.97	668.37	537.43
Revenue Growth (YoY)	-4.14%	-11.71%	1.04%	16.10%	24.36%	-14.24%
Salaries and Employee Benefits	161.46	160.57	146.31	134.71	125.99	117.62
Federal Deposit Insurance	11.02	14.28	23.59	8.04	7.13	9
Amortization of Goodwill & Intangibles	1	1.1	1.31	1.89	0.69	0.69
Selling, General & Administrative	107.55	104.1	100.69	92.52	84.86	80.15
Other Non-Interest Expense	19.97	19.3	20.53	19.95	19.91	20.19
Total Non-Interest Expense	356.88	374.68	379.81	299.31	284.37	282.77
EBT Excluding Unusual Items	347.88	317.54	404.25	476.66	384	254.66
Other Unusual Items	-	-	-	-	-0.73	-0.69
Pretax Income	347.88	317.54	403.58	472.54	381.84	253.97
Income Tax Expense	53.21	31.56	49.46	111.89	83.54	25.11
Net Income	294.67	285.98	354.12	360.64	298.3	228.86
Net Income to Common	294.67	285.98	354.12	360.64	298.3	228.86
Net Income Growth	-2.80%	-19.24%	-1.81%	20.90%	30.34%	-18.01%
Basic Shares Outstanding	71	72	73	74	78	80
Diluted Shares Outstanding	71	72	73	75	79	80
Shares Change (YoY)	-2.48%	-0.73%	-2.41%	-4.97%	-1.51%	-0.59%
EPS (Basic)	4.16	3.97	4.88	4.85	3.81	2.88
EPS (Diluted)	4.14	3.95	4.86	4.83	3.80	2.87
EPS Growth	-0.46%	-18.72%	0.62%	27.11%	32.40%	-17.53%
Dividend Per Share	1.360	1.360	1.360	1.360	1.300	1.240
Dividend Growth	-	-	-	4.61%	4.84%	-
Effective Tax Rate	15.30%	9.94%	12.26%	23.68%	21.88%	9.88%

Updated Jul 22, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q