Cathay General Bancorp (CATY)
Stock Price Chart
Key Info
| Market Cap | 1.93B |
| Revenue (ttm) | 554.69M |
| Net Income (ttm) | 259.31M |
| Shares Out | 79.62M |
| EPS (ttm) | 3.02 |
| PE Ratio | 8.01 |
| Forward PE | n/a |
| Dividend | $1.24 |
| Dividend Yield | 5.13% |
Stock Quote
| Trading Day | Jul 31, 2020 |
| Last Price | $24.18 |
| Previous Close | $24.59 |
| Change ($) | -0.41 |
| Change (%) | -1.67% |
| Day's Open | 24.40 |
| Day's Range | 23.79 - 24.55 |
| Day's Volume | 180,304 |
| 52-Week Range | 17.58 - 38.91 |
More Stats
| Market Cap | 1.93B |
| Enterprise Value | 2.12B |
| Earnings Date (est) | Oct 14, 2020 |
| Ex-Dividend Date | Jun 1, 2020 |
| Shares Outstanding | 79.62M |
| Float | 75.24M |
| EPS (basic) | 3.25 |
| EPS (diluted) | 3.02 |
| FCF / Share | 5.48 |
| Dividend | $1.24 |
| Dividend Yield | 5.13% |
| Earnings Yield | 12.49% |
| FCF Yield | 22.66% |
| Payout Ratio | 38.20% |
| Shares Short | 2.02M |
| Short Ratio | 4.23 |
| Short % of Float | 3.09% |
| Beta | 1.51 |
| PE Ratio | 8.01 |
| Forward PE | n/a |
| P/FCF Ratio | 4.41 |
| PS Ratio | 3.47 |
| PB Ratio | 0.84 |
| Revenue | 554.69M |
| Operating Income | 320.05M |
| Net Income | 259.31M |
| Free Cash Flow | 436.32M |
| Net Cash | -195.96M |
| Net Cash / Share | -2.46 |
| Gross Margin | 111.94% |
| Operating Margin | 57.70% |
| Profit Margin | 43.80% |
| FCF Margin | 78.66% |
| ROA | 1.31% |
| ROE | 10.63% |
| ROIC | 1.80% |
Analyst Summary
Analyst Consensus: Overweight
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 627 | 602 | 535 | 467 | 424 | 394 | 388 | 377 | 338 | 173 |
| Revenue Growth | 4.08% | 12.65% | 14.48% | 10.16% | 7.54% | 1.57% | 2.98% | 11.61% | 94.84% | - |
| Gross Profit | 627 | 602 | 535 | 467 | 424 | 394 | 388 | 377 | 338 | 173 |
| Operating Income | 349 | 338 | 298 | 242 | 221 | 223 | 217 | 196 | 172 | 11.81 |
| Net Income | 279 | 272 | 176 | 175 | 161 | 138 | 123 | 117 | 100 | 11.57 |
| Shares Outstanding | 80.00 | 81.13 | 80.26 | 79.15 | 80.56 | 79.66 | 78.95 | 78.72 | 78.63 | 77.07 |
| Earnings Per Share | 3.48 | 3.33 | 2.17 | 2.19 | 1.98 | 1.72 | 1.43 | 1.28 | 1.06 | -0.06 |
| EPS Growth | 4.5% | 53.46% | -0.91% | 10.61% | 15.12% | 20.28% | 11.72% | 20.75% | - | - |
| Dividend Per Share | 1.24 | 1.03 | 0.87 | 0.75 | 0.56 | 0.29 | 0.08 | 0.04 | 0.04 | 0.04 |
| Dividend Growth | 20.39% | 18.39% | 16% | 33.93% | 93.1% | 262.5% | 100% | 0% | 0% | - |
| Operating Cash Flow | 435 | 337 | 249 | 234 | 177 | 150 | 115 | 165 | 174 | 169 |
| Capital Expenditures | -7.13 | -6.67 | 2.41 | -3.51 | -2.92 | -4.78 | -6.18 | -3.11 | -2.89 | -4.98 |
| Free Cash Flow | 428 | 330 | 251 | 231 | 174 | 145 | 109 | 161 | 171 | 164 |
| Cash & Equivalents | 594 | 600 | 540 | 1,185 | 717 | 666 | 671 | 557 | 413 | 294 |
| Total Debt | 890 | 759 | 755 | 849 | 853 | 1,050 | 1,494 | 1,627 | 1,853 | 2,324 |
| Net Cash / Debt | -297 | -159 | -215 | 336 | -136 | -383 | -823 | -1,070 | -1,440 | -2,030 |
| Assets | 18,094 | 16,785 | 15,640 | 14,521 | 13,254 | 11,517 | 10,989 | 10,694 | 10,645 | 10,802 |
| Liabilities | 15,800 | 14,663 | 13,667 | 12,692 | 11,506 | 9,914 | 9,530 | 9,065 | 9,129 | 9,366 |
| Book Value | 2,294 | 2,122 | 1,973 | 1,829 | 1,748 | 1,603 | 1,459 | 1,621 | 1,507 | 1,428 |
Company Profile
Company Details
| Full Name | Cathay General Bancorp |
| Country | United States |
| Employees | 1,219 |
| CEO | Pin Tai |
Stock Information
| Ticker Symbol | CATY |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: CATY |
Description
Cathay General Bancorp operates as the holding company for Cathay Bank that offers various commercial banking products and services to individuals, professionals, and small to medium-sized businesses in the United States. The company offers various deposit products, including passbook accounts, checking accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, and public funds deposits. It also provides loan products, such as commercial mortgage loans, commercial loans, small business administration loans, residential mortgage loans, real estate construction loans, and home equity lines of credit, as well as installment loans to individuals for automobile, household, and other consumer expenditures. In addition, the company offers letter of credit, wire transfer, forward currency spot and forward contract, traveler's check, safe deposit, night deposit, social security payment deposit, collection, bank-by-mail, drive-up and walk-up window, automatic teller machine, Internet banking, trade financing, and other customary bank services, as well as securities and insurance products. As of December 31, 2018, it operated 26 branches in Southern California; 14 branches in Northern California; 11 branches in New York; 3 branches in Illinois area; 4 branches in Washington; 2 branches in Texas; and 1 each branch in Maryland, Massachusetts, Nevada, New Jersey, and Hong Kong, as well as 1 representative office in Taipei and Shanghai. The company was founded in 1962 and is headquartered in Los Angeles, California.