Central Bancompany, Inc. (CBC)

Central Bancompany Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	713.25	708.39	646.92	496.2	473.66	467.58
Interest Income on Investments	254.11	196.59	153.73	112.51	43.28	66.51
Total Interest Income	967.36	904.98	800.65	608.71	516.94	534.09
Interest Paid on Deposits	175.88	190.43	128.69	37.97	18.73	36.16
Interest Paid on Borrowings	25.87	27.22	38.78	14.96	2.36	4.58
Total Interest Expense	201.75	217.65	167.47	52.93	21.09	40.73
Net Interest Income	765.61	687.32	633.18	555.78	495.86	493.36
Net Interest Income Growth (YoY)	20.92%	8.55%	13.93%	12.08%	0.51%	6.09%
Trust Income	50.04	45.9	40.2	38.23	38.61	32.84
Mortgage Banking Activities	40.53	42.08	37.11	38.93	88.93	114.97
Gain (Loss) on Sale of Assets	-12.26	4.68	1.19	0.49	1.59	0.47
Gain (Loss) on Sale of Investments	-46.07	-36.66	-18.89	-0.49	1.45	-0.73
Other Non-Interest Income	157.73	154.4	147.28	154.08	144.88	129.05
Total Non-Interest Income	189.97	210.39	206.88	231.25	275.46	276.6
Non-Interest Income Growth (YoY)	-8.17%	1.70%	-10.54%	-16.05%	-0.41%	45.38%
Revenues Before Loan Losses	955.58	897.71	840.06	787.02	771.31	769.96
Provision for Loan Losses	8.91	14.59	16.25	13.72	6.15	27.15
Revenue	946.67	883.13	823.81	773.31	765.17	742.8
Revenue Growth (YoY)	14.91%	7.20%	6.53%	1.06%	3.01%	15.84%
Salaries and Employee Benefits	288.85	277.63	269.49	254.4	267.12	262.31
Occupancy Expenses	48.26	43.53	40.65	24.66	23.14	23.31
Federal Deposit Insurance	5.38	5.58	5.67	2.77	3.04	0.9
Selling, General & Administrative	71.03	73.66	63.26	65.75	56.17	52.16
Other Non-Interest Expense	87.33	89.01	90	92.24	95.32	93.34
Total Non-Interest Expense	500.85	489.41	469.07	439.82	444.79	432.01
EBT Excluding Unusual Items	445.82	393.72	354.74	333.49	320.37	310.79
Pretax Income	445.82	393.72	354.74	333.49	320.37	310.79
Income Tax Expense	100.67	87.91	81.04	75.27	73.54	70.02
Net Income	345.15	305.81	273.69	258.22	246.83	240.78
Preferred Dividends & Other Adjustments	0.64	0.12	0.61	-	-	-
Net Income to Common	344.51	305.69	273.08	258.22	246.83	240.78
Net Income Growth	26.11%	11.73%	5.99%	4.61%	2.51%	14.85%
Basic Shares Outstanding	220	221	221	221	221	221
Diluted Shares Outstanding	220	221	221	221	221	221
Shares Change (YoY)	-0.28%	-0.04%	-0.02%	-0.25%	0.02%	-
EPS (Basic)	1.57	1.39	1.24	1.17	1.12	1.09
EPS (Diluted)	1.57	1.39	1.24	1.17	1.12	1.09
EPS Growth	26.51%	11.99%	5.78%	4.87%	2.49%	14.85%
Dividend Per Share	0.345	0.180	0.160	0.148	0.210	0.202
Dividend Growth	115.63%	12.50%	8.11%	-29.52%	3.96%	18.82%
Effective Tax Rate	22.58%	22.33%	22.85%	22.57%	22.96%	22.53%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.