Central Bancompany, Inc. (CBC)

Central Bancompany Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	345.15	305.81	273.69	258.22	246.83	240.78
Depreciation & Amortization	19.03	19.2	19.57	28.06	33.28	33.52
Gain (Loss) on Sale of Investments	32.29	44.3	34.22	22.86	25.86	18.36
Provision for Credit Losses	8.91	14.59	16.25	13.72	6.15	27.15
Net Decrease (Increase) in Loans Originated / Sold - Operating	24.28	24.86	16.87	2.53	64.97	77.97
Change in Other Net Operating Assets	-123.05	-12.63	3.48	-17.6	-37.78	-30.29
Other Operating Activities	-8.05	-7.33	2.65	6.91	-1.17	0.02
Operating Cash Flow	273.17	363.3	345.09	304.92	266.75	271.68
Operating Cash Flow Growth	-20.84%	5.27%	13.18%	14.31%	-1.82%	12.62%
Capital Expenditures	-16.43	-25.16	-25.89	-18.06	-17.3	-13.61
Sale of Property, Plant and Equipment	6.58	11.91	1.49	5.96	5.8	4.31
Investment in Securities	-293.26	-472	1,573	-1,205	-459.01	-1,743
Net Decrease (Increase) in Loans Originated / Sold - Investing	275.18	-148.66	-268.63	-880.1	3.69	-895
Investing Cash Flow	-27.94	-633.91	1,280	-2,097	-466.82	-2,647
Short-Term Debt Issued	-	-	-	-	105.62	293.4
Long-Term Debt Issued	-	-	-	-	-	5
Total Debt Issued	-	-	-	-	105.62	298.4
Short-Term Debt Repaid	-	-218.87	-90.78	-104.42	-	-
Long-Term Debt Repaid	-	-	-	-	-5	-6.7
Total Debt Repaid	47.79	-218.87	-90.78	-104.42	-5	-6.7
Net Debt Issued (Repaid)	47.79	-218.87	-90.78	-104.42	100.62	291.7
Repurchase of Common Stock	-9.14	-12.14	-0.96	-7.56	-	-
Common Dividends Paid	-63.48	-57.53	-51.87	-48.6	-46.46	-44.69
Net Increase (Decrease) in Deposit Accounts	346.14	116.34	-691.69	-567.71	1,738	2,824
Financing Cash Flow	144.71	-172.21	-835.3	-728.29	1,792	3,071
Net Cash Flow	389.94	-442.82	789.62	-2,521	1,592	696.25
Free Cash Flow	256.74	338.14	319.2	286.86	249.45	258.07
Free Cash Flow Growth	-19.57%	5.93%	11.28%	15.00%	-3.34%	18.62%
Free Cash Flow Margin	27.12%	38.29%	38.75%	37.09%	32.60%	34.74%
Free Cash Flow Per Share	1.17	1.53	1.45	1.30	1.13	1.17
Cash Interest Paid	197.43	216.06	161.18	51.63	22.32	43.36
Cash Income Tax Paid	126.39	92.02	71.34	62.07	72.32	65.78

Source: S&P Global Market Intelligence. Banks template. Financial Sources.