Commercial Bancgroup, Inc. (CBK)

Commercial Bancgroup Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023
Interest Income on Loans	113.5	113.39	95.21
Interest Income on Investments	10.08	9.82	7.43
Total Interest Income	123.58	123.21	102.64
Interest Paid on Deposits	40.67	40.35	24.09
Interest Paid on Borrowings	4.69	5.28	6.44
Total Interest Expense	45.36	45.63	30.54
Net Interest Income	78.22	77.58	72.1
Net Interest Income Growth (YoY)	-	7.61%	-
Gain (Loss) on Sale of Assets	0.74	0.76	0.05
Other Non-Interest Income	9.7	9.97	9.61
Total Non-Interest Income	10.47	10.88	9.62
Non-Interest Income Growth (YoY)	-	13.08%	-
Revenues Before Loan Losses	88.7	88.46	81.72
Provision for Loan Losses	0.33	1.83	3.27
Revenue	88.37	86.63	78.45
Revenue Growth (YoY)	-	10.44%	-
Salaries and Employee Benefits	24.91	24.87	20.75
Occupancy Expenses	3.81	4.11	3.04
Federal Deposit Insurance	1.07	1.13	1.04
Selling, General & Administrative	8.84	9.04	8.52
Other Non-Interest Expense	7.12	6.91	5.41
Total Non-Interest Expense	45.75	46.06	38.75
EBT Excluding Unusual Items	42.62	40.57	39.69
Pretax Income	42.62	40.57	39.69
Income Tax Expense	10.21	8.89	8.48
Earnings From Continuing Operations	32.41	31.69	31.21
Minority Interest in Earnings	-0	-0.28	-0.52
Net Income	32.41	31.41	30.69
Net Income to Common	32.41	31.41	30.69
Net Income Growth	-	2.34%	-
Basic Shares Outstanding	12	12	12
Diluted Shares Outstanding	12	12	12
Shares Change (YoY)	-	1.16%	-
EPS (Basic)	2.66	2.58	2.52
EPS (Diluted)	2.64	2.54	2.51
EPS Growth	-	1.20%	-
Dividend Per Share	0.170	0.170	0.120
Dividend Growth	-	41.67%	-
Effective Tax Rate	23.96%	21.90%	21.37%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q