Commercial Bancgroup, Inc. (CBK)

Commercial Bancgroup Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023
Interest Income on Loans	112.3	113.39	95.21
Interest Income on Investments	9.3	9.82	7.43
Total Interest Income	121.6	123.21	102.64
Interest Paid on Deposits	37.11	40.35	24.09
Interest Paid on Borrowings	4.07	5.28	6.44
Total Interest Expense	41.17	45.63	30.54
Net Interest Income	80.43	77.58	72.1
Net Interest Income Growth (YoY)	3.67%	7.61%	-
Gain (Loss) on Sale of Assets	0.04	0.76	0.05
Other Non-Interest Income	9.73	9.97	9.61
Total Non-Interest Income	9.93	10.88	9.62
Non-Interest Income Growth (YoY)	-8.71%	13.08%	-
Revenues Before Loan Losses	90.36	88.46	81.72
Provision for Loan Losses	0.46	1.83	3.27
Revenue	89.9	86.63	78.45
Revenue Growth (YoY)	3.77%	10.44%	-
Salaries and Employee Benefits	22.64	22.73	20.29
Occupancy Expenses	6.8	7.63	5.97
Federal Deposit Insurance	0.97	1.13	1.04
Selling, General & Administrative	5.9	7.84	6.36
Other Non-Interest Expense	6.16	6.73	5.09
Total Non-Interest Expense	42.48	46.06	38.75
EBT Excluding Unusual Items	47.42	40.57	39.69
Pretax Income	47.42	40.57	39.69
Income Tax Expense	10.22	8.89	8.48
Earnings From Continuing Operations	37.2	31.69	31.21
Minority Interest in Earnings	-	-0.28	-0.52
Net Income	37.2	31.41	30.69
Net Income to Common	37.2	31.41	30.69
Net Income Growth	18.42%	2.34%	-
Basic Shares Outstanding	13	12	12
Diluted Shares Outstanding	13	12	12
Shares Change (YoY)	1.97%	1.16%	-
EPS (Basic)	2.95	2.58	2.52
EPS (Diluted)	2.95	2.54	2.51
EPS Growth	16.14%	1.20%	-
Dividend Per Share	0.160	0.170	0.120
Dividend Growth	-5.88%	41.67%	-
Effective Tax Rate	21.56%	21.90%	21.37%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q