Commercial Bancgroup Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Net Income	38.04	37.2	31.69	31.21
Depreciation & Amortization	2.15	2.14	2.3	2.12
Provision for Credit Losses	-	0.46	1.83	3.27
Stock-Based Compensation	-	0.12	2.14	0.46
Other Adjustments	-0.93	-1.71	-3.21	-0.88
Changes in Accrued Interest and Accounts Receivable	-0.49	-0.26	1.05	-2
Changes in Accrued Expenses	-2.51	-1.26	1.17	2.88
Changes in Other Operating Activities	1.57	0.49	-0.59	1.82
Operating Cash Flow	38.39	37.09	38.68	38.89
Operating Cash Flow Growth	-1.96%	-4.09%	-0.54%	-
Net Change in Loans Held-for-Investment	-98.43	-67.6	-121.08	-154.55
Net Change in Securities and Investments	-23.01	37.82	34.04	18.71
Payments for Business Acquisitions	-	-	-	7.97
Capital Expenditures	-1.77	-1.87	-3.04	-3.17
Sale of Property, Plant & Equipment	0.28	0.29	3.47	0.09
Other Investing Activities	3.95	-1.31	1.68	2.99
Investing Cash Flow	-47.54	-32.66	-84.93	-127.96
Net Change in Deposits	-9.99	-122.86	118.71	176.13
Short-Term Debt Issued	139.26	184.96	69.36	78.98
Short-Term Debt Repaid	-	-100.1	-72.02	-80.67
Net Short-Term Debt Issued (Repaid)	139.26	84.86	-2.65	-1.69
Long-Term Debt Issued	-	8.33	2.15	27.13
Long-Term Debt Repaid	-38.94	-35.52	-40.18	-18.76
Net Long-Term Debt Issued (Repaid)	-38.94	-27.19	-38.03	8.37
Issuance of Common Stock	-	29.86	-	3.89
Repurchase of Common Stock	-	-0.98	-1.83	-2.11
Net Common Stock Issued (Repurchased)	-	28.88	-1.83	1.78
Common Dividends Paid	-1.37	-2	-2	-1.5
Other Financing Activities	-	-	-5.68	-
Financing Cash Flow	27.06	-38.31	68.51	183.1
Net Cash Flow	17.9	-33.88	22.26	94.03
Free Cash Flow	36.62	35.23	35.63	35.72
Free Cash Flow Growth	3.94%	-1.14%	-0.24%	-
Free Cash Flow Per Share	2.82	2.79	2.88	2.92

SEC Filings: 10-K · 10-Q