Commercial Bancgroup Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Cash & Equivalents	144.32	178.2	155.94
Investment Securities	140.87	140.98	172.27
Trading Asset Securities	-	22.18	19.7
Mortgage-Backed Securities	-	35.17	38.4
Total Investments	140.87	198.33	230.37
Gross Loans	1,880	1,816	1,696
Allowance for Loan Losses	-17.83	-18.21	-16.64
Other Adjustments to Gross Loans	-6.48	-8.68	-9.81
Net Loans	1,856	1,789	1,670
Property, Plant & Equipment	49.77	51.82	54
Goodwill	8.51	8.51	8.51
Other Intangible Assets	4.26	5.82	7.63
Accrued Interest Receivable	-	7.19	8.24
Long-Term Deferred Tax Assets	1.43	1.08	0.15
Other Real Estate Owned & Foreclosed	0.25	0.83	1.05
Other Long-Term Assets	86.01	60.63	60.87
Total Assets	2,291	2,301	2,197
Interest Bearing Deposits	799.45	867.55	819.61
Institutional Deposits	102.29	94.57	78.2
Non-Interest Bearing Deposits	913.99	976.48	922.12
Total Deposits	1,816	1,939	1,820
Short-Term Borrowings	88.25	25.57	25.75
Current Portion of Leases	-	0.17	-
Accrued Interest Payable	2.96	4.22	3.64
Long-Term Debt	78.59	34.68	38.82
Federal Home Loan Bank Debt, Long-Term	-	65.58	99.03
Long-Term Leases	-	1.37	1.75
Trust Preferred Securities	-	5.51	5.37
Other Long-Term Liabilities	20.49	5.25	6.56
Total Liabilities	2,006	2,081	2,001
Common Stock	0.14	0.12	0.12
Additional Paid-In Capital	38.38	9.39	9.07
Retained Earnings	247.25	212.31	182.9
Comprehensive Income & Other	-0.68	-1.56	-1.72
Total Common Equity	285.09	220.26	190.38
Minority Interest	-	-	5.4
Shareholders' Equity	285.09	220.26	195.78
Total Liabilities & Equity	2,291	2,301	2,197
Total Debt	166.84	132.88	170.71
Net Cash (Debt)	-22.52	67.49	4.93
Net Cash Growth	-	1269.44%	-
Net Cash Per Share	-1.63	5.46	0.40
Filing Date Shares Outstanding	13.7	12.11	12.19
Total Common Shares Outstanding	13.7	12.11	12.19
Book Value Per Share	20.81	18.18	15.62
Tangible Book Value	272.32	205.92	174.23
Tangible Book Value Per Share	19.88	17.00	14.29

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q