Commercial Bancgroup Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Cash & Equivalents	144.32	178.2	155.94
Investment Securities	90.54	140.98	172.27
Trading Asset Securities	14.13	22.18	19.7
Mortgage-Backed Securities	50.32	35.17	38.4
Total Investments	155	198.33	230.37
Gross Loans	1,880	1,816	1,696
Allowance for Loan Losses	-18.1	-18.21	-16.64
Other Adjustments to Gross Loans	-6.48	-8.68	-9.81
Net Loans	1,855	1,789	1,670
Property, Plant & Equipment	51.18	51.82	54
Goodwill	8.51	8.51	8.51
Other Intangible Assets	4.26	5.82	7.63
Accrued Interest Receivable	7.45	7.19	8.24
Long-Term Deferred Tax Assets	1	1.08	0.15
Other Real Estate Owned & Foreclosed	0.25	0.83	1.05
Other Long-Term Assets	64.05	60.63	60.87
Total Assets	2,291	2,301	2,197
Interest Bearing Deposits	791.67	867.37	819.61
Institutional Deposits	110.08	94.74	78.2
Non-Interest Bearing Deposits	913.99	976.48	922.12
Total Deposits	1,816	1,939	1,820
Short-Term Borrowings	102.38	25.57	25.75
Current Portion of Long-Term Debt	12.46	-	-
Current Portion of Leases	0.15	-	-
Accrued Interest Payable	2.96	4.22	3.64
Long-Term Debt	-	34.68	38.82
Federal Home Loan Bank Debt, Long-Term	60.55	65.58	99.03
Long-Term Leases	1.2	1.54	1.75
Trust Preferred Securities	5.58	5.51	5.37
Other Long-Term Liabilities	5.09	5.25	6.56
Total Liabilities	2,006	2,081	2,001
Common Stock	0.14	0.12	0.12
Additional Paid-In Capital	38.38	9.39	9.07
Retained Earnings	247.51	212.31	182.9
Comprehensive Income & Other	-0.67	-1.56	-1.72
Total Common Equity	285.34	220.26	190.38
Minority Interest	-	-	5.4
Shareholders' Equity	285.34	220.26	195.78
Total Liabilities & Equity	2,291	2,301	2,197
Total Debt	182.32	132.88	170.71
Net Cash (Debt)	-23.87	67.49	4.93
Net Cash Growth	-	1269.44%	-
Net Cash Per Share	-1.89	5.46	0.40
Filing Date Shares Outstanding	13.7	12.11	12.19
Total Common Shares Outstanding	13.7	12.11	12.19
Book Value Per Share	20.83	18.18	15.62
Tangible Book Value	272.58	205.92	174.23
Tangible Book Value Per Share	19.90	17.00	14.29

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q