Commercial Bancgroup Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Cash & Equivalents	154.79	178.2	155.94
Investment Securities	161.47	140.98	172.27
Trading Asset Securities	-	22.18	19.7
Mortgage-Backed Securities	-	35.17	38.4
Total Investments	161.47	198.33	230.37
Gross Loans	1,767	1,816	1,696
Allowance for Loan Losses	-17.94	-18.21	-16.64
Other Adjustments to Gross Loans	-	-8.68	-9.81
Net Loans	1,749	1,789	1,670
Property, Plant & Equipment	50.27	51.82	54
Goodwill	8.51	8.51	8.51
Other Intangible Assets	4.64	5.82	7.63
Accrued Interest Receivable	7.1	7.19	8.24
Long-Term Deferred Tax Assets	1.43	1.08	0.15
Other Real Estate Owned & Foreclosed	0.53	0.83	1.05
Other Long-Term Assets	76.43	60.63	60.87
Total Assets	2,214	2,301	2,197
Interest Bearing Deposits	851.68	867.55	819.61
Institutional Deposits	-	94.57	78.2
Non-Interest Bearing Deposits	928.96	976.48	922.12
Total Deposits	1,781	1,939	1,820
Short-Term Borrowings	62.66	25.57	25.75
Current Portion of Leases	-	0.17	-
Accrued Interest Payable	3.41	4.22	3.64
Long-Term Debt	100.1	34.68	38.82
Federal Home Loan Bank Debt, Long-Term	-	65.58	99.03
Long-Term Leases	-	1.37	1.75
Trust Preferred Securities	-	5.51	5.37
Other Long-Term Liabilities	22.45	5.25	6.56
Total Liabilities	1,969	2,081	2,001
Common Stock	0.12	0.12	0.12
Additional Paid-In Capital	8.41	9.39	9.07
Retained Earnings	237.37	212.31	182.9
Comprehensive Income & Other	-0.74	-1.56	-1.72
Total Common Equity	245.15	220.26	190.38
Minority Interest	-	-	5.4
Shareholders' Equity	245.15	220.26	195.78
Total Liabilities & Equity	2,214	2,301	2,197
Total Debt	162.76	132.88	170.71
Net Cash (Debt)	-7.97	67.49	4.93
Net Cash Growth	-	1269.44%	-
Net Cash Per Share	-0.65	5.46	0.40
Filing Date Shares Outstanding	12.24	12.11	12.19
Total Common Shares Outstanding	12.24	12.11	12.19
Book Value Per Share	20.03	18.18	15.62
Tangible Book Value	232	205.92	174.23
Tangible Book Value Per Share	18.96	17.00	14.29

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q