Commercial Bancgroup Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023
Period Ending	Jun '25 Jun 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Net Income	32.41	31.41	30.69
Depreciation & Amortization	2.91	2.3	2.12
Gain (Loss) on Sale of Assets	-0.77	-0.87	-0.11
Gain (Loss) on Sale of Investments	-0.14	2.29	1.42
Provision for Credit Losses	0.33	1.83	3.27
Accrued Interest Receivable	0.63	1.05	-2
Change in Other Net Operating Assets	1.14	-1.79	0.16
Other Operating Activities	-1.93	-0.86	-0.19
Operating Cash Flow	40.35	38.68	38.89
Operating Cash Flow Growth	-	-0.54%	-
Capital Expenditures	-1.69	-3.04	-3.17
Sale of Property, Plant and Equipment	3.5	3.47	0.09
Cash Acquisitions	-	-	7.97
Investment in Securities	-1.29	34.04	18.71
Net Decrease (Increase) in Loans Originated / Sold - Investing	-49.55	-121.08	-154.55
Other Investing Activities	0.51	1.68	2.99
Investing Cash Flow	-48.53	-84.93	-127.96
Short-Term Debt Issued	-	69.36	78.98
Long-Term Debt Issued	-	2.15	27.13
Total Debt Issued	72.13	71.51	106.11
Short-Term Debt Repaid	-	-72.02	-80.67
Long-Term Debt Repaid	-	-40.18	-18.76
Total Debt Repaid	-85.63	-112.2	-99.43
Net Debt Issued (Repaid)	-13.5	-40.69	6.68
Issuance of Common Stock	-	-	3.89
Repurchase of Common Stock	-2.77	-1.83	-2.11
Common Dividends Paid	-2	-2	-1.5
Net Increase (Decrease) in Deposit Accounts	35.43	118.71	176.13
Other Financing Activities	-5.68	-5.68	-
Financing Cash Flow	11.49	68.51	183.1
Net Cash Flow	3.31	22.26	94.03
Free Cash Flow	38.66	35.63	35.72
Free Cash Flow Growth	-	-0.24%	-
Free Cash Flow Margin	43.75%	41.13%	45.54%
Free Cash Flow Per Share	3.15	2.88	2.92
Cash Interest Paid	43.2	44.46	27.64
Cash Income Tax Paid	10.98	9.75	6.8

Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q