CNB Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	412.67	350.94	293.54	273.22	196.04	166.54
Interest Income on Investments	45.57	41.4	31.93	20.47	17.7	13.06
Total Interest Income	458.24	392.35	325.47	293.7	213.74	179.6
Interest Paid on Deposits	148.25	140.57	133.49	97.77	19.83	15.06
Interest Paid on Borrowings	9.74	9.74	4.51	6.1	4.25	4.76
Total Interest Expense	157.99	150.31	138	103.87	24.08	19.82
Net Interest Income	300.25	242.04	187.47	189.83	189.66	159.78
Net Interest Income Growth	38.49%	29.11%	-1.24%	0.09%	18.70%	18.61%
Trust Income	12.68	10.19	7.85	7.25	7.17	6.74
Mortgage Banking Activities	1.34	0.76	0.67	0.68	1.24	3.15
Gain (Loss) on Sale of Assets	0.16	0.16	-0.05	-0.03	0.17	-0.23
Gain (Loss) on Sale of Investments	2	2.43	0.83	-0.34	-0.5	1.57
Other Non-Interest Income	20.29	18.83	22.83	18.4	19.48	16.01
Total Non-Interest Income	44.87	40.17	39.11	33.34	34.77	33.43
Non-Interest Income Growth	16.85%	2.69%	17.34%	-4.12%	3.98%	19.16%
Revenues Before Loan Losses	345.12	282.2	226.58	223.16	224.43	193.21
Provision for Loan Losses	7.14	8.86	9.22	5.99	8.59	6
Revenue	337.99	273.35	217.36	217.17	215.84	187.21
Revenue Growth	48.29%	25.76%	0.09%	0.62%	15.29%	27.00%
Salaries and Employee Benefits	96.2	87.05	72.31	69.32	70.13	59.69
Occupancy Expenses	17.26	14.63	11.66	11.55	11.05	10.6
Federal Deposit Insurance	4.28	4.06	3.72	3.88	2.8	2.51
Amortization of Goodwill & Intangibles	4.08	1.85	0.07	0.08	-	-
Selling, General & Administrative	43.29	37.31	33.87	32.45	27.68	20.59
Other Non-Interest Expense	38.16	32.15	28.37	28.06	25.97	23.05
Total Non-Interest Expense	203.29	177.06	150	145.34	137.62	116.43
EBT Excluding Unusual Items	134.7	96.29	67.36	71.83	78.21	70.78
Pretax Income	126.92	82.47	67.36	71.83	78.21	70.78
Income Tax Expense	22.81	16.33	12.78	13.81	15.03	13.07
Net Income	104.11	66.13	54.58	58.02	63.19	57.71
Preferred Dividends & Other Adjustments	5.15	4.78	4.69	4.59	4.53	4.49
Net Income to Common	98.96	61.35	49.89	53.44	58.66	53.22
Net Income Growth	130.68%	22.99%	-6.64%	-8.90%	10.21%	68.98%
Basic Shares Outstanding	29	25	21	21	18	17
Diluted Shares Outstanding	29	25	21	21	18	17
Shares Change	30.92%	18.03%	-0.21%	16.23%	7.13%	5.13%
EPS (Basic)	3.37	2.50	2.39	2.56	3.26	3.16
EPS (Diluted)	3.36	2.49	2.39	2.55	3.26	3.16
EPS Growth	75.69%	4.18%	-6.28%	-21.78%	3.16%	60.53%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.750	0.720	0.710	0.700	0.700	0.685
Dividend Growth	4.17%	1.41%	1.43%	0%	2.19%	0.73%
Effective Tax Rate	17.97%	19.81%	18.98%	19.23%	19.21%	18.47%

SEC Filings: 10-K · 10-Q