CNB Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	406.82	350.94	293.54	273.22	196.04	166.54
Interest Income on Investments	45.07	41.4	31.93	20.47	17.7	13.06
Total Interest Income	451.89	392.35	325.47	293.7	213.74	179.6
Interest Paid on Deposits	148.08	140.57	133.49	97.77	19.83	15.06
Interest Paid on Borrowings	12.74	9.74	4.51	6.1	4.25	4.76
Total Interest Expense	160.81	150.31	138	103.87	24.08	19.82
Net Interest Income	291.08	242.04	187.47	189.83	189.66	159.78
Net Interest Income Growth	47.63%	29.11%	-1.24%	0.09%	18.70%	18.61%
Trust Income	11.37	10.19	7.85	7.25	7.17	6.74
Mortgage Banking Activities	1.1	0.76	0.67	0.68	1.24	3.15
Gain (Loss) on Sale of Assets	0.16	0.16	-0.05	-0.03	0.17	-0.23
Gain (Loss) on Sale of Investments	3.06	2.43	0.83	-0.34	-0.5	1.57
Other Non-Interest Income	19.79	18.83	22.83	18.4	19.48	16.01
Total Non-Interest Income	43.95	40.17	39.11	33.34	34.77	33.43
Non-Interest Income Growth	13.25%	2.69%	17.34%	-4.12%	3.98%	19.16%
Revenues Before Loan Losses	335.03	282.2	226.58	223.16	224.43	193.21
Provision for Loan Losses	5.74	8.86	9.22	5.99	8.59	6
Revenue	329.29	273.35	217.36	217.17	215.84	187.21
Revenue Growth	46.51%	25.76%	0.09%	0.62%	15.29%	27.00%
Salaries and Employee Benefits	94.11	87.05	72.31	69.32	70.13	59.69
Occupancy Expenses	16.51	14.63	11.66	11.55	11.05	10.6
Federal Deposit Insurance	3.97	4.06	3.72	3.88	2.8	2.51
Amortization of Goodwill & Intangibles	3.84	1.85	0.07	0.08	-	-
Selling, General & Administrative	43.26	37.31	33.87	32.45	27.68	20.59
Other Non-Interest Expense	36.5	32.15	28.37	28.06	25.97	23.05
Total Non-Interest Expense	198.18	177.06	150	145.34	137.62	116.43
EBT Excluding Unusual Items	131.11	96.29	67.36	71.83	78.21	70.78
Pretax Income	119.17	82.47	67.36	71.83	78.21	70.78
Income Tax Expense	23.13	16.33	12.78	13.81	15.03	13.07
Net Income	96.03	66.13	54.58	58.02	63.19	57.71
Preferred Dividends & Other Adjustments	5.07	4.78	4.69	4.59	4.53	4.49
Net Income to Common	90.96	61.35	49.89	53.44	58.66	53.22
Net Income Growth	82.81%	22.99%	-6.64%	-8.90%	10.21%	68.98%
Basic Shares Outstanding	29	25	21	21	18	17
Diluted Shares Outstanding	29	25	21	21	18	17
Shares Change	38.27%	18.03%	-0.21%	16.23%	7.13%	5.13%
EPS (Basic)	3.16	2.50	2.39	2.56	3.26	3.16
EPS (Diluted)	3.15	2.49	2.39	2.55	3.26	3.16
EPS Growth	32.36%	4.18%	-6.28%	-21.78%	3.16%	60.53%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.740	0.720	0.710	0.700	0.700	0.685
Dividend Growth	2.78%	1.41%	1.43%	0%	2.19%	0.73%
Effective Tax Rate	19.41%	19.81%	18.98%	19.23%	19.21%	18.47%

SEC Filings: 10-K · 10-Q