CrossFirst Bankshares, Inc. (CFB)

CrossFirst Bankshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Year Ending	TTM	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Revenue	233.32	231.02	199.31	186.35	115.28	120.25
Revenue Growth (YoY)	11.72%	15.91%	6.96%	61.65%	-4.13%	16.80%
Gross Profit	233.32	231.02	199.31	186.35	115.28	120.25
Selling, General & Admin	116.6	115.7	99	79.97	74.14	73.78
Other Operating Expenses	29.72	31.21	22.75	19.41	25.83	13.86
Operating Expenses	146.32	146.91	121.74	99.38	99.97	87.64
Operating Income	87	84.11	77.57	86.97	15.31	32.61
Pretax Income	87	84.11	77.57	86.97	15.31	32.61
Income Tax	18.22	17.44	15.97	17.56	2.71	4.14
Net Income	68.78	66.67	61.6	69.41	12.6	28.47
Net Income Growth	12.98%	8.23%	-11.26%	450.85%	-55.74%	45.34%
Shares Outstanding (Basic)	49	49	49	51	52	52
Shares Change	1.75%	1.40%	-4.52%	-2.45%	0.44%	1.67%
EPS (Basic)	1.38	1.35	1.24	1.35	0.24	0.59
EPS (Diluted)	1.38	1.34	1.23	1.33	0.24	0.58
EPS Growth	12.20%	8.94%	-7.52%	454.17%	-58.62%	23.40%
Free Cash Flow	87.49	90.47	77.93	87.77	74.48	76.3
Free Cash Flow Per Share	1.77	1.83	1.60	1.72	1.43	1.47
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	37.29%	36.41%	38.92%	46.67%	13.28%	27.12%
Profit Margin	29.48%	28.86%	30.91%	37.25%	10.93%	23.68%
Free Cash Flow Margin	37.50%	39.16%	39.10%	47.10%	64.61%	63.45%
Effective Tax Rate	20.94%	20.73%	20.59%	20.19%	17.72%	12.69%
EBITDA	96.56	93.57	82.88	92.23	20.57	37.93
EBITDA Margin	41.38%	40.50%	41.58%	49.49%	17.84%	31.54%
Depreciation & Amortization	9.56	9.46	5.31	5.26	5.25	5.32
EBIT	87	84.11	77.57	86.97	15.31	32.61
EBIT Margin	37.29%	36.41%	38.92%	46.67%	13.28%	27.12%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).