CrossFirst Bankshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	455.11	400.91	224.14	174.66	183.74
Interest Income on Investments	39.08	34.24	24.38	18.49	19.71
Total Interest Income	494.19	435.15	248.51	193.15	203.45
Interest Paid on Deposits	252.25	201.81	49.98	18.52	36.59
Interest Paid on Borrowings	3.31	8.5	5	5.94	6.61
Total Interest Expense	255.56	210.31	54.98	24.46	43.2
Net Interest Income	238.63	224.84	193.53	168.69	160.25
Net Interest Income Growth (YoY)	6.13%	16.18%	14.73%	5.27%	13.30%
Gain (Loss) on Sale of Investments	-	-	-	-	1.75
Other Non-Interest Income	21.68	17.98	17.23	13.66	9.94
Total Non-Interest Income	23.14	20.66	17.28	13.66	11.73
Non-Interest Income Growth (YoY)	12.00%	19.58%	26.51%	16.42%	34.75%
Revenues Before Loan Losses	261.78	245.51	210.82	182.35	171.98
Provision for Loan Losses	11.11	14.49	11.5	-4	56.7
Revenue	250.66	231.02	199.31	186.35	115.28
Revenue Growth (YoY)	8.51%	15.91%	6.96%	61.65%	-4.13%
Salaries and Employee Benefits	93.11	83.9	70.87	56.5	53.38
Federal Deposit Insurance	7.23	7.26	3.35	3.71	4.3
Amortization of Goodwill & Intangibles	3.57	3.5	0.35	0.08	-
Selling, General & Administrative	32.89	38.88	33.4	26.99	24.97
Other Non-Interest Expense	13.77	11.94	12.72	11.41	8.68
Total Non-Interest Expense	151.02	145.61	120.68	99.38	92.57
EBT Excluding Unusual Items	99.64	85.41	78.64	86.97	22.71
Other Unusual Items	-	-1.3	-1.06	-	-
Pretax Income	99.64	84.11	77.57	86.97	15.31
Income Tax Expense	21.1	17.44	15.97	17.56	2.71
Net Income	78.55	66.67	61.6	69.41	12.6
Preferred Dividends & Other Adjustments	0.62	0.41	-	-	-
Net Income to Common	77.93	66.26	61.6	69.41	12.6
Net Income Growth	17.81%	8.23%	-11.26%	450.85%	-55.74%
Basic Shares Outstanding	49	49	49	51	52
Diluted Shares Outstanding	50	49	50	52	53
Shares Change (YoY)	1.29%	-1.32%	-3.90%	-0.99%	8.18%
EPS (Basic)	1.58	1.35	1.24	1.35	0.24
EPS (Diluted)	1.56	1.34	1.23	1.33	0.24
EPS Growth	16.42%	8.94%	-7.52%	454.17%	-58.62%
Effective Tax Rate	21.17%	20.73%	20.59%	20.19%	17.72%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q