CFSB Bancorp Income Statement

Financials in millions USD. Fiscal year is July - June.

Millions USD. Fiscal year is Jul - Jun.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Net Interest Income	6.98	6.71	8.75	8.2	7.41
Net Interest Income Growth	4.09%	-23.39%	6.68%	10.78%	-
Non-Interest Income	0.68	0.67	0.66	0.7	0.64
Non-Interest Income Growth	2.10%	0.15%	-4.46%	8.09%	-
Revenues Before Loan Losses	7.66	7.37	9.42	8.9	8.05
Provision for Credit Losses	-	-	-	0.03	0.06
Revenue	7.66	7.37	9.42	8.87	7.99
Revenue Growth	3.91%	-21.73%	6.12%	11.06%	-
Compensation Expenses	4.36	4.56	4.52	4.1	3.99
Selling, General & Admin	3.41	3.01	3.05	2.74	2.27
Other Non-Interest Expenses	0.09	0.47	0.11	1.64	0.09
Total Non-Interest Expense	7.91	7.7	7.67	8.48	6.35
Pretax Income	-0.29	-0.01	1.75	0.39	1.64
Provision for Income Taxes	-0.03	-0.04	0.3	-0.05	0.25
Net Income	-0.27	0.03	1.45	0.44	1.39
Net Income to Common	-0.27	0.03	1.45	0.44	1.39
Net Income Growth	-	-97.72%	227.15%	-68.25%	-
Shares Outstanding (Basic)	6	6	6	6	-
Shares Outstanding (Diluted)	6	6	6	6	-
Shares Change	-0.39%	0.25%	6.61%	-	-
EPS (Basic)	-0.04	0.01	0.23	0.08	-
EPS (Diluted)	-0.04	0.01	0.23	0.08	-
EPS Growth	-	-95.65%	187.50%	-	-

Additional Metrics

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Free Cash Flow	0.46	0.33	1.74	1.75	1.8
Free Cash Flow Growth	38.44%	-80.85%	-0.85%	-2.66%	-
Free Cash Flow Per Share	0.07	0.05	0.28	0.30	-
Profit Margin	-3.48%	0.43%	15.36%	4.98%	17.42%
FCF Margin	6.06%	4.33%	18.47%	19.77%	22.56%
EBITDA	0.22	0.24	0.24	0.26	0.27
EBITDA Margin	2.93%	3.09%	2.50%	2.87%	3.38%
Effective Tax Rate	9.56%	650.00%	17.23%	-13.33%	15.02%

SEC Filings: 10-K · 10-Q