Grupo Cibest S.A. (CIB)

Grupo Cibest Cash Flow Statement

Financials in millions COP. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	6,267,744	6,116,936	6,783,490	4,086,795
Depreciation & Amortization	1,011,455	1,078,358	949,448	855,167
Gain (Loss) on Sale of Assets	-103,481	-170,910	-171,482	-227,445
Gain (Loss) on Sale of Investments	-2,061,762	-1,572,228	-1,735,349	-788,330
Total Asset Writedown	-93,830	-151,025	-205,490	-2,371
Provision for Credit Losses	6,339,920	8,232,413	4,396,319	3,086,614
Change in Trading Asset Securities	-8,401,726	-1,988,166	6,321,440	1,834,085
Change in Accounts Payable	-859,352	945,923	2,719,586	1,271,347
Change in Other Net Operating Assets	-23,245,706	-11,167,366	-37,614,027	-24,855,603
Other Operating Activities	3,475,389	916,907	1,900,290	2,252,007
Operating Cash Flow	-17,893,921	2,127,727	-16,874,880	-12,687,386
Capital Expenditures	-2,042,094	-2,412,123	-3,538,855	-2,185,800
Sale of Property, Plant and Equipment	414,030	185,324	421,729	553,652
Cash Acquisitions	-	-	-815,282	-9,178
Investment in Securities	1,271,980	2,418,578	-476,890	1,135,188
Income (Loss) Equity Investments	-222,572	-113,115	-219,105	-199,652
Other Investing Activities	-203,112	-351,468	-245,204	-144,348
Investing Cash Flow	-559,196	-159,689	-4,654,502	-650,486
Long-Term Debt Issued	14,122,576	11,941,607	16,512,235	5,570,059
Total Debt Issued	14,122,576	11,941,607	16,512,235	5,570,059
Long-Term Debt Repaid	-19,948,671	-14,032,851	-13,310,942	-11,912,814
Total Debt Repaid	-19,948,671	-14,032,851	-13,310,942	-11,912,814
Net Debt Issued (Repaid)	-5,826,095	-2,091,244	3,201,293	-6,342,755
Common Dividends Paid	-3,398,756	-3,298,183	-2,310,666	-467,217
Net Increase (Decrease) in Deposit Accounts	18,329,816	17,025,357	23,214,318	19,290,140
Other Financing Activities	-19,525	-41,245	-37,191	-
Financing Cash Flow	9,085,440	11,594,685	24,067,754	12,480,168
Foreign Exchange Rate Adjustments	2,412,167	-5,408,405	3,777,073	2,486,401
Net Cash Flow	-6,955,510	8,154,318	6,315,445	1,628,697
Free Cash Flow	-19,936,015	-284,396	-20,413,735	-14,873,186
Free Cash Flow Margin	-89.87%	-1.36%	-100.12%	-98.73%
Free Cash Flow Per Share	-20727.24	-295.68	-21224.78	-15463.47
Cash Interest Paid	14,982,367	15,978,748	7,508,066	4,410,742
Cash Income Tax Paid	1,954,871	2,737,511	2,057,388	1,441,413

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

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