Grupo Cibest S.A. (CIB)

Grupo Cibest Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 20, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	20,455	16,410	7,953	7,860	7,599	7,904
Market Cap Growth	101.44%	106.34%	1.19%	3.43%	-3.86%	-19.80%
Last Close Price	74.74	62.49	28.10	24.74	20.51	20.94
PE Ratio	12.57	10.09	5.60	4.98	5.43	7.87
PS Ratio	3.89	3.12	1.58	1.46	1.81	2.13
PB Ratio	2.65	2.13	0.79	0.78	0.92	0.95
P/OCF Ratio	-	-	-	14.31	-	-
Debt / Equity Ratio	0.65	0.65	0.74	1.02	1.17	1.02
Net Debt / Equity Ratio	-0.80	-0.80	-0.42	-0.18	0.21	0.05
Net Debt / FCF Ratio	1.30	1.30	0.94	25.27	-0.42	-0.11
Return on Equity (ROE)	16.96%	16.96%	15.22%	15.72%	18.93%	13.56%
Return on Assets (ROA)	1.89%	1.89%	1.78%	1.79%	2.18%	1.54%
Earnings Yield	7.95%	9.91%	17.87%	20.09%	18.42%	12.71%
FCF Yield	-24.22%	-28.83%	-56.84%	-0.93%	-55.43%	-46.26%
Dividend Yield	1.64%	-	3.15%	3.69%	3.56%	3.66%
Payout Ratio	72.37%	84.71%	54.23%	53.92%	34.06%	11.43%
Buyback Yield / Dilution	-	-	-	-0.00%	0.00%	-
Total Shareholder Return	1.64%	-	3.15%	3.69%	3.56%	3.66%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q