Conifer Holdings, Inc. (CNFR)
Stock Price Chart
Key Info
| Market Cap | 22.84M |
| Revenue (ttm) | 93.17M |
| Net Income (ttm) | -11.87M |
| Shares Out | 9.60M |
| EPS (ttm) | -1.30 |
| PE Ratio | n/a |
| Forward PE | 76.34 |
| Dividend | n/a |
| Dividend Yield | n/a |
Stock Quote
| Trading Day | Aug 3, 2020 |
| Last Price | $2.38 |
| Previous Close | $2.38 |
| Change ($) | 0.00 |
| Change (%) | 0.00% |
| Day's Open | 2.38 |
| Day's Range | 2.38 - 2.47 |
| Day's Volume | 76 |
| 52-Week Range | 2.00 - 4.60 |
More Stats
| Market Cap | 22.84M |
| Enterprise Value | 51.41M |
| Earnings Date (est) | Aug 5, 2020 |
| Ex-Dividend Date | n/a |
| Shares Outstanding | 9.60M |
| Float | 2.79M |
| EPS (basic) | -1.29 |
| EPS (diluted) | -1.30 |
| FCF / Share | 2.24 |
| Dividend | n/a |
| Dividend Yield | n/a |
| Earnings Yield | n/a |
| FCF Yield | 94.08% |
| Payout Ratio | n/a |
| Shares Short | 4,052 |
| Short Ratio | 0.76 |
| Short % of Float | 0.10% |
| Beta | 1.19 |
| PE Ratio | n/a |
| Forward PE | 76.34 |
| P/FCF Ratio | 1.06 |
| PS Ratio | 0.25 |
| PB Ratio | 0.64 |
| Revenue | 93.17M |
| Operating Income | -10.21M |
| Net Income | -11.87M |
| Free Cash Flow | 21.49M |
| Net Cash | -28.57M |
| Net Cash / Share | -2.98 |
| Gross Margin | 12.18% |
| Operating Margin | -10.95% |
| Profit Margin | -12.70% |
| FCF Margin | 23.07% |
| ROA | -2.65% |
| ROE | -29.87% |
| ROIC | -3.80% |
Analyst Summary
Analyst Consensus: n/a
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 96.00 | 98.91 | 96.84 | 93.88 | 70.72 | 60.93 | 33.48 | 19.59 |
| Revenue Growth | -2.95% | 2.14% | 3.15% | 32.75% | 16.07% | 82.01% | 70.9% | - |
| Gross Profit | 36.25 | 36.40 | 22.92 | 34.88 | 31.84 | 20.20 | 17.65 | 12.00 |
| Operating Income | -6.24 | -6.82 | -20.69 | -8.00 | 0.85 | -6.64 | 0.82 | 0.83 |
| Net Income | -7.82 | -9.23 | -21.54 | -8.44 | 0.06 | -6.94 | 0.35 | 0.41 |
| Shares Outstanding | 8.88 | 8.54 | 7.87 | 7.62 | 5.37 | 2.67 | 1.75 | 1.74 |
| Earnings Per Share | -0.88 | -1.08 | -2.74 | -1.11 | -0.09 | -2.69 | 0.20 | 0.24 |
| EPS Growth | - | - | - | - | - | - | -16.67% | - |
| Operating Cash Flow | 15.36 | -17.01 | 9.09 | 6.17 | -3.14 | 6.31 | 2.54 | 1.26 |
| Capital Expenditures | -0.06 | -0.09 | -0.01 | -0.20 | -0.17 | -0.44 | -0.28 | -0.05 |
| Free Cash Flow | 15.30 | -17.09 | 9.08 | 5.97 | -3.30 | 5.86 | 2.26 | 1.21 |
| Cash & Equivalents | 7.46 | 10.79 | 11.87 | 12.49 | 12.70 | 18.49 | 11.30 | 0.00 |
| Total Debt | 35.82 | 33.50 | 29.03 | 17.75 | 12.75 | 27.56 | 13.09 | - |
| Net Cash / Debt | -28.36 | -22.71 | -17.16 | -5.26 | -0.05 | -9.07 | -1.79 | 0.00 |
| Assets | 247 | 233 | 239 | 204 | 178 | 164 | 96.86 | - |
| Liabilities | 205 | 191 | 186 | 136 | 101 | 113 | 75.61 | - |
| Book Value | 42.73 | 42.16 | 52.83 | 67.79 | 77.26 | 44.18 | 21.27 | - |
Company Profile
Company Details
| Full Name | Conifer Holdings, Inc. |
| Country | United States |
| Employees | 147 |
| CEO | James G. Petcoff |
Stock Information
| Ticker Symbol | CNFR |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Insurance—Property & Casualty |
| Unique Identifier | NASDAQ: CNFR |
| IPO Date | August 13, 2015 |
Description
Conifer Holdings, Inc., an insurance holding company, offers insurance coverage in specialty commercial and personal product lines. The company underwrites various specialty insurance products, including property, general liability, commercial multi-peril, liquor liability, and automobile policies. It serves the commercial insurance needs of owner-operated businesses in the markets, such as hospitality, which includes restaurants, bars, taverns, and bowling centers, as well as small grocery and convenience stores; artisan contractors comprising plumbers, painters, carpenters, electricians, and other independent contractors; and security service providers, such as companies that provide security guard services, security alarm products and services, and private investigative services. The company also offers specialty homeowners insurance products, such as dwelling insurance tailored for owners of lower valued homes in Illinois, Indiana, Louisiana, and Texas; and wind-exposed catastrophe coverage comprising hurricane and wind coverage to under-served homeowners in Hawaii, Texas, and Florida. It markets and sells its insurance products through a network of approximately 7,000 independent agents in 50 states in the United States. Conifer Holdings, Inc. was founded in 2009 and is headquartered in Birmingham, Michigan.