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Conifer Holdings, Inc. (CNFR)

Stock Price: $2.51 USD -0.06 (-2.33%)
Updated Oct 26, 2020 3:15 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 24.09M
Revenue (ttm) 95.80M
Net Income (ttm) -7.48M
Shares Out 9.60M
EPS (ttm) -0.80
PE Ratio n/a
Forward PE 12.59
Dividend n/a
Dividend Yield n/a

Stock Quote

Trading Day Oct 26, 2020
Last Price $2.51
Previous Close $2.57
Change ($) -0.06
Change (%) -2.33%
Day's Open 2.52
Day's Range 2.51 - 2.64
Day's Volume 17
52-Week Range 2.00 - 4.60

More Stats

Market Cap 24.09M
Enterprise Value 58.12M
Earnings Date (est) Nov 4, 2020
Ex-Dividend Date n/a
Shares Outstanding 9.60M
Float 3.47M
EPS (basic) -0.79
EPS (diluted) -0.80
FCF / Share 1.14
Dividend n/a
Dividend Yield n/a
Earnings Yield n/a
FCF Yield 45.23%
Payout Ratio n/a
Shares Short 13,297
Short Ratio 3.74
Short % of Float 0.38%
Beta 1.18
PE Ratio n/a
Forward PE 12.59
P/FCF Ratio 2.21
PS Ratio 0.25
PB Ratio 0.56
Revenue 95.80M
Operating Income -5.95M
Net Income -7.48M
Free Cash Flow 10.90M
Net Cash -34.03M
Net Cash / Share -3.55
Gross Margin 11.87%
Operating Margin -6.21%
Profit Margin -7.80%
FCF Margin 11.37%
ROA -1.57%
ROE -16.66%
ROIC -2.00%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (0)

Buy 0
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: n/a

Price Target

$3.00*
Low
3.00
Current: $2.51
High
3.00
Target: 3.00
*Average 12-month price target from 1 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year20192018201720162015201420132012
Revenue96.0098.9196.8493.8870.7260.9333.4819.59
Revenue Growth-2.95%2.14%3.15%32.75%16.07%82.01%70.9%-
Gross Profit36.2536.4022.9234.8831.8420.2017.6512.00
Operating Income-6.24-6.82-20.69-8.000.85-6.640.820.83
Net Income-7.82-9.23-21.54-8.440.06-6.940.350.41
Shares Outstanding8.888.547.877.625.372.671.751.74
Earnings Per Share-0.88-1.08-2.74-1.11-0.09-2.690.200.24
EPS Growth-------16.67%-
Operating Cash Flow15.36-17.019.096.17-3.146.312.541.26
Capital Expenditures-0.06-0.09-0.01-0.20-0.17-0.44-0.28-0.05
Free Cash Flow15.30-17.099.085.97-3.305.862.261.21
Cash & Equivalents7.4610.7911.8712.4912.7018.4911.30-
Total Debt35.8233.5029.0317.7512.7527.5613.09-
Net Cash / Debt-28.36-22.71-17.16-5.26-0.05-9.07-1.79-
Assets24723323920417816496.86-
Liabilities20519118613610111375.61-
Book Value42.7342.1652.8367.7977.2644.1821.27-
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Conifer Holdings, Inc.
Country United States
Employees 147
CEO James G. Petcoff

Stock Information

Ticker Symbol CNFR
Stock Exchange NASDAQ
Sector Financial Services
Industry Insurance—Property & Casualty
Unique Identifier NASDAQ: CNFR
IPO Date August 13, 2015

Description

Conifer Holdings, an insurance holding company, offers insurance coverage in specialty commercial and personal product lines. The company underwrites various specialty insurance products, including property, general liability, commercial multi-peril, liquor liability, and automobile policies. It serves the commercial insurance needs of owner-operated businesses in the markets, such as hospitality, which includes restaurants, bars, taverns, and bowling centers, as well as small grocery and convenience stores; artisan contractors comprising plumbers, painters, carpenters, electricians, and other independent contractors; and security service providers, such as companies that provide security guard services, security alarm products and services, and private investigative services. The company also offers specialty homeowners insurance products, such as dwelling insurance tailored for owners of lower valued homes in Illinois, Indiana, Louisiana, and Texas; and wind-exposed catastrophe coverage comprising hurricane and wind coverage to under-served homeowners in Hawaii, Texas, and Florida. It markets and sells its insurance products through a network of approximately 7,000 independent agents in 50 states in the United States. Conifer Holdings, Inc. was founded in 2009 and is headquartered in Birmingham, Michigan.