CNO Financial Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	2,623	2,559	2,506	2,500	2,523
Total Interest & Dividend Income	1,723	1,749	1,500	1,016	1,421
Gain (Loss) on Sale of Investments	-54.7	-49.9	-69	-135.4	19.1
Other Revenue	196.1	192.1	210.6	196.5	159
Total Revenue	4,487	4,450	4,147	3,577	4,122
Revenue Growth (YoY)	0.85%	7.30%	15.94%	-13.23%	7.88%
Policy Benefits	2,465	2,370	2,276	1,460	2,114
Policy Acquisition & Underwriting Costs	278	251.2	227.4	212.8	198.2
Other Operating Expenses	1,120	1,055	1,048	950.9	981.8
Total Operating Expenses	3,863	3,677	3,551	2,623	3,294
Operating Income	624.7	772.7	595.4	953.5	828.5
Interest Expense	-230.9	-254.4	-238.6	-137	-95.4
EBT Excluding Unusual Items	393.8	518.3	356.8	816.5	733.1
Impairment of Goodwill	-101.9	-	-	-	-
Other Unusual Items	1.5	-	-	-	-
Pretax Income	293.4	518.3	356.8	816.5	733.1
Income Tax Expense	64.1	114.3	80.3	185.9	162.8
Net Income	229.3	404	276.5	630.6	570.3
Net Income to Common	229.3	404	276.5	630.6	570.3
Net Income Growth	-43.24%	46.11%	-56.15%	10.57%	88.97%
Shares Outstanding (Basic)	98	106	113	116	128
Shares Outstanding (Diluted)	100	108	115	118	131
Shares Change (YoY)	-7.67%	-6.09%	-2.20%	-10.23%	-8.41%
EPS (Basic)	2.35	3.81	2.44	5.45	4.44
EPS (Diluted)	2.30	3.74	2.40	5.36	4.35
EPS Growth	-38.50%	55.83%	-55.22%	23.22%	106.16%
Dividend Per Share	0.670	0.630	0.590	0.550	0.510
Dividend Growth	6.35%	6.78%	7.27%	7.84%	8.51%
Operating Margin	13.92%	17.37%	14.36%	26.66%	20.10%
Profit Margin	5.11%	9.08%	6.67%	17.63%	13.84%
EBITDA	940.3	1,065	862.8	1,202	1,065
EBITDA Margin	20.95%	23.94%	20.81%	33.61%	25.84%
D&A For EBITDA	315.6	292.4	267.4	248.5	236.6
EBIT	624.7	772.7	595.4	953.5	828.5
EBIT Margin	13.92%	17.37%	14.36%	26.66%	20.10%
Effective Tax Rate	21.85%	22.05%	22.51%	22.77%	22.21%
Revenue as Reported	4,487	4,450	4,147	3,577	4,122

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

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