CNO Financial Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2022
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Sep '22 Sep 30, 2022
Net Premiums Earned	2,623	2,559	2,506	2,500	2,511
Investment Income	1,723	1,749	1,500	1,016	1,223
Net Gains on Investments	-54.7	-49.9	-69	-135.4	-18.5
Total Other Revenues	196.1	192.1	210.6	196.5	123.5
Revenue	4,487	4,450	4,147	3,577	3,821
Revenue Growth (YoY)	0.85%	7.30%	15.94%	-6.39%	-7.30%
Insurance Benefits & Claims	83.1	101.6	55.4	157.1	2,158
Policy Amortization Costs	278	251.2	227.4	212.8	268.1
Other Operating Expenses	101.9	1,055	1,048	950.9	942
Operating Income	4,024	3,041	2,816	2,256	453.1
Interest Expense	-230.9	-254.4	-238.6	-137	-108.8
Other Non-Operating Income (Expense)	1.5	-	-	-	-
Total Non-Operating Income (Expense)	-229.4	-254.4	-238.6	-137	-108.8
Pretax Income	3,795	2,787	2,577	2,119	344.3
Provision for Income Taxes	64.1	119.1	80.3	185.9	110.5
Net Income	229.3	420.8	276.5	630.6	301.8
Net Income to Common	229.3	420.8	276.5	630.6	301.8
Net Income Growth	-45.51%	52.19%	-56.15%	108.95%	-47.08%
Shares Outstanding (Basic)	98	106	113	116	142
Shares Outstanding (Diluted)	100	108	115	118	143
Shares Change (YoY)	-7.67%	-6.09%	-2.20%	-17.77%	9.18%
EPS (Basic)	2.35	3.96	2.44	5.45	2.13
EPS (Diluted)	2.30	3.89	2.40	5.36	2.12
EPS Growth	-40.87%	62.08%	-55.22%	152.83%	-51.26%
Shares Outstanding	94.48	101.62	109.36	114.34	114.37
Free Cash Flow	675.7	627.7	582.9	495.4	0
Free Cash Flow Growth	7.65%	7.69%	17.66%	-	-
Free Cash Flow Per Share	6.77	5.81	5.06	4.21	-
Dividends Per Share	0.670	0.630	0.590	0.550	-
Dividend Growth	6.35%	6.78%	7.27%	-	-
Operating Margin	89.68%	68.35%	67.90%	63.07%	11.86%
Profit Margin	83.14%	59.96%	60.21%	54.05%	6.12%
FCF Margin	15.06%	14.11%	14.06%	13.85%	0.00%
EBITDA	4,024	3,041	2,816	2,256	453.1
EBIT	4,024	3,041	2,816	2,256	453.1
EBIT Margin	89.68%	68.35%	67.90%	63.07%	11.86%
Effective Tax Rate	1.69%	4.27%	3.12%	8.77%	32.09%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.

SEC Filings: 10-K · 10-Q