CNO Financial Group, Inc. (CNO)
NYSE: CNO · Real-Time Price · USD
35.49
-1.35 (-3.66%)
Aug 1, 2025, 4:00 PM - Market closed

Despegar.com Statistics

Total Valuation

CNO has a market cap or net worth of $3.45 billion. The enterprise value is $6.82 billion.

Market Cap3.45B
Enterprise Value 6.82B

Important Dates

The last earnings date was Monday, July 28, 2025, after market close.

Earnings Date Jul 28, 2025
Ex-Dividend Date Jun 10, 2025

Share Statistics

CNO has 97.32 million shares outstanding. The number of shares has decreased by -7.23% in one year.

Current Share Class 97.32M
Shares Outstanding 97.32M
Shares Change (YoY) -7.23%
Shares Change (QoQ) -2.60%
Owned by Insiders (%) 2.49%
Owned by Institutions (%) 99.61%
Float 94.84M

Valuation Ratios

The trailing PE ratio is 12.79 and the forward PE ratio is 8.75.

PE Ratio 12.79
Forward PE 8.75
PS Ratio 0.82
Forward PS 0.85
PB Ratio 1.37
P/TBV Ratio 1.37
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 23.61
EV / Sales 1.56
EV / EBITDA 7.39
EV / EBIT 11.05
EV / FCF n/a

Financial Position

The company has a current ratio of 21.25, with a Debt / Equity ratio of 1.64.

Current Ratio 21.25
Quick Ratio 6.56
Debt / Equity 1.64
Debt / EBITDA 4.04
Debt / FCF n/a
Interest Coverage 2.46

Financial Efficiency

Return on equity (ROE) is 11.66% and return on invested capital (ROIC) is 5.67%.

Return on Equity (ROE) 11.66%
Return on Assets (ROA) 1.05%
Return on Invested Capital (ROIC) 5.67%
Return on Capital Employed (ROCE) 1.67%
Revenue Per Employee $1.25M
Profits Per Employee $82,486
Employee Count3,500
Asset Turnover 0.12
Inventory Turnover n/a

Taxes

In the past 12 months, CNO has paid $78.60 million in taxes.

Income Tax 78.60M
Effective Tax Rate 21.40%

Stock Price Statistics

The stock price has increased by +1.81% in the last 52 weeks. The beta is 0.89, so CNO's price volatility has been lower than the market average.

Beta (5Y) 0.89
52-Week Price Change +1.81%
50-Day Moving Average 37.50
200-Day Moving Average 38.40
Relative Strength Index (RSI) 38.36
Average Volume (20 Days) 834,359

Short Selling Information

The latest short interest is 2.15 million, so 2.20% of the outstanding shares have been sold short.

Short Interest 2.15M
Short Previous Month 2.31M
Short % of Shares Out 2.20%
Short % of Float 2.26%
Short Ratio (days to cover) 2.72

Income Statement

In the last 12 months, CNO had revenue of $4.38 billion and earned $288.70 million in profits. Earnings per share was $2.77.

Revenue4.38B
Gross Profit 1.69B
Operating Income 616.90M
Pretax Income 558.50M
Net Income 288.70M
EBITDA 923.00M
EBIT 616.90M
Earnings Per Share (EPS) $2.77
Full Income Statement

Balance Sheet

The company has $1.07 billion in cash and $4.13 billion in debt, giving a net cash position of -$3.36 billion or -$34.56 per share.

Cash & Cash Equivalents 1.07B
Total Debt 4.13B
Net Cash -3.36B
Net Cash Per Share -$34.56
Equity (Book Value) 2.52B
Book Value Per Share 25.92
Working Capital 5.63B
Full Balance Sheet

Cash Flow

Operating Cash Flow n/a
Capital Expenditures n/a
Free Cash Flow n/a
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross margin is 38.54%, with operating and profit margins of 14.08% and 6.59%.

Gross Margin 38.54%
Operating Margin 14.08%
Pretax Margin 8.38%
Profit Margin 6.59%
EBITDA Margin 21.06%
EBIT Margin 14.08%
FCF Margin n/a

Dividends & Yields

This stock pays an annual dividend of $0.68, which amounts to a dividend yield of 1.92%.

Dividend Per Share $0.68
Dividend Yield 1.92%
Dividend Growth (YoY) 6.56%
Years of Dividend Growth 13
Payout Ratio 23.43%
Buyback Yield 7.23%
Shareholder Yield 9.15%
Earnings Yield 8.36%
FCF Yield n/a
Dividend Details

Analyst Forecast

The average price target for CNO is $41.00, which is 15.53% higher than the current price. The consensus rating is "Hold".

Price Target $41.00
Price Target Difference 15.53%
Analyst Consensus Hold
Analyst Count 6
Revenue Growth Forecast (5Y) -0.21%
EPS Growth Forecast (5Y) 8.33%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 4