ConnectOne Bancorp, Inc. (CNOB)

ConnectOne Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Year Ending	TTM	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Revenue	252.18	260.91	297.61	284.07	211.39	186.25
Revenue Growth (YoY)	-14.38%	-12.33%	4.77%	34.38%	13.50%	31.55%
Gross Profit	252.18	260.91	297.61	284.07	211.39	186.25
Selling, General & Admin	108.78	108.72	100.9	85.58	81.34	70.1
Other Operating Expenses	37.36	35.23	25.49	23.43	39.66	21.09
Operating Expenses	146.14	143.95	126.39	109.01	121	91.18
Operating Income	106.04	116.96	171.22	175.06	90.39	95.07
Other Expense / Income	-	-	-	-	-	1.05
Pretax Income	106.04	116.96	171.22	175.06	90.39	94.03
Income Tax	26.76	29.96	46.01	44.71	19.1	20.63
Net Income	79.28	87	125.21	130.35	71.29	73.4
Preferred Dividends	6.04	6.04	6.04	1.72	0	0
Net Income Common	73.24	80.97	119.17	128.64	71.29	73.4
Net Income Growth	-35.02%	-32.06%	-7.36%	80.44%	-2.87%	21.61%
Shares Outstanding (Basic)	38	39	39	40	40	35
Shares Change	-1.91%	-1.62%	-0.91%	-0.41%	12.41%	9.72%
EPS (Basic)	1.89	2.08	3.03	3.24	1.80	2.08
EPS (Diluted)	1.89	2.07	3.01	3.22	1.79	2.07
EPS Growth	-33.68%	-31.23%	-6.52%	79.89%	-13.53%	11.29%
Free Cash Flow	92.34	85.46	174.17	199.6	78.93	59.18
Free Cash Flow Per Share	2.40	2.21	4.44	5.04	1.99	1.67
Dividend Per Share	0.680	0.665	0.595	0.440	0.360	0.345
Dividend Growth	9.68%	11.76%	35.23%	22.22%	4.35%	15.00%
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	42.05%	44.83%	57.53%	61.63%	42.76%	51.04%
Profit Margin	29.04%	31.03%	40.04%	45.28%	33.72%	39.41%
Free Cash Flow Margin	36.61%	32.75%	58.52%	70.27%	37.34%	31.77%
Effective Tax Rate	25.23%	25.61%	26.87%	25.54%	21.13%	21.94%
EBITDA	111.95	122.9	176.77	180.8	97.19	98.49
EBITDA Margin	44.39%	47.10%	59.40%	63.64%	45.98%	52.88%
Depreciation & Amortization	5.92	5.94	5.55	5.74	6.8	4.46
EBIT	106.04	116.96	171.22	175.06	90.39	94.03
EBIT Margin	42.05%	44.83%	57.53%	61.63%	42.76%	50.48%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).