ConnectOne Bancorp, Inc. (CNOB)
NASDAQ: CNOB · Real-Time Price · USD
32.82
+1.94 (6.28%)
At close: Oct 22, 2026, 4:00 PM EDT
32.70
-0.12 (-0.37%)
Pre-market: Oct 23, 2026, 6:48 AM EDT
ConnectOne Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 80.44 | 73.79 | 87 | 125.21 | 130.35 |
Depreciation & Amortization | 14.01 | 5.66 | 5.94 | 5.55 | 5.74 |
Other Amortization | 0.65 | 0.51 | 1.18 | 0.3 | 0.3 |
Gain (Loss) on Sale of Assets | 1.28 | 0.48 | 0.02 | 0.03 | -0.63 |
Gain (Loss) on Sale of Investments | -2.45 | 0.79 | 1.15 | 3.68 | 6.14 |
Total Asset Writedown | - | -0.05 | -0.05 | -0.05 | -0.07 |
Provision for Credit Losses | 47 | 13.8 | 8.2 | 17.75 | -5.5 |
Net Decrease (Increase) in Loans Originated / Sold - Operating | 2.36 | 1.98 | 10.49 | 7.21 | 20.56 |
Accrued Interest Receivable | -1.33 | 3.61 | -3.05 | -11.91 | 1.17 |
Change in Other Net Operating Assets | -13.11 | -38.72 | -23.13 | 30.13 | 51.07 |
Other Operating Activities | -1.19 | -2.11 | 3.88 | -1.14 | -2.24 |
Operating Cash Flow | 106.4 | 60.7 | 92.89 | 176.78 | 202.27 |
Operating Cash Flow Growth | 75.28% | -34.66% | -47.45% | -12.61% | 149.34% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -5.39 | -3.79 | -7.43 | -3.3 | -2.78 |
Sale of Property, Plant and Equipment | - | 1.28 | - | 0.7 | 0.11 |
Cash Acquisitions | 54.87 | - | - | - | - |
Investment in Securities | 0.31 | -12.39 | 19.54 | -192.31 | -64.41 |
Divestitures | - | - | - | - | 0.97 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -246.23 | 57.94 | -255.53 | -1,293 | -596.35 |
Other Investing Activities | 10.28 | 12.12 | -4.85 | -55.74 | -27.73 |
Investing Cash Flow | -186.16 | 55.15 | -248.04 | -1,543 | -689.86 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | 1,166 | 866.53 | 2,947 | 4,203 | 340 |
Long-Term Debt Repaid | -1,186 | -1,112 | -2,946 | -3,814 | -347.73 |
Net Debt Issued (Repaid) | -20 | -245.54 | 0.94 | 389.39 | -7.73 |
Issuance of Common Stock | - | - | 0.1 | 0.12 | 0.11 |
Repurchase of Common Stock | -2.23 | -7.22 | -19.4 | -15.26 | -10.68 |
Preferred Stock Issued | - | - | - | - | 110.93 |
Common Dividends Paid | -31.96 | -27.28 | -25.91 | -23.43 | -17.49 |
Preferred Dividends Paid | -6.04 | -6.04 | -6.04 | -6.04 | -1.72 |
Total Dividends Paid | -37.99 | -33.32 | -31.95 | -29.47 | -19.21 |
Net Increase (Decrease) in Deposit Accounts | 168.12 | 284 | 179.86 | 1,024 | 375.95 |
Other Financing Activities | -3.73 | - | - | - | - |
Financing Cash Flow | 104.17 | -2.08 | 129.55 | 1,369 | 449.37 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 24.41 | 113.77 | -25.6 | 2.78 | -38.22 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 101.01 | 56.91 | 85.46 | 173.48 | 199.49 |
Free Cash Flow Growth | 77.50% | -33.41% | -50.74% | -13.04% | 152.76% |
Free Cash Flow Margin | 30.18% | 22.74% | 32.75% | 58.29% | 70.23% |
Free Cash Flow Per Share | 2.22 | 1.48 | 2.19 | 4.39 | 5.00 |