ConnectOne Bancorp, Inc. (CNOB)

ConnectOne Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	98.02	80.44	73.79	87	0.13	0.13
Depreciation & Amortization	17.28	14.01	5.66	5.94	0.01	0.01
Provision for Credit Losses	48.7	47	13.8	8.2	0.02	-0.01
Stock-Based Compensation	4.79	4.65	4.57	4.86	0	0
Net Change in Loans Held-for-Sale	-10.02	0.35	-0.74	8.79	0.01	0.02
Other Adjustments	-21.16	-12.87	-30.3	-0.54	0.02	-0.01
Changes in Accrued Interest and Accounts Receivable	-1.8	-1.33	3.61	-3.05	-0.01	0
Changes in Other Operating Activities	-4.01	-3.56	-31.58	-16.82	0.04	0.06
Operating Cash Flow	106.83	106.4	60.7	92.89	0.18	0.2
Operating Cash Flow Growth	93.99%	75.28%	-34.66%	52446.99%	-12.61%	-99.75%
Net Change in Loans Held-for-Investment	-595.95	-246.23	57.97	-255.56	-1.29	-0.6
Net Change in Securities and Investments	-79.5	0.31	-12.39	19.54	-0.19	-0.06
Payments for Business Acquisitions	-	54.87	-	-	-	-
Proceeds from Business Divestments	-	-	-	-	-	0
Capital Expenditures	-6.41	-5.39	-3.79	-7.43	-0	-0
Sale of Property, Plant & Equipment	-	-	1.52	-	0	0
Other Investing Activities	37.27	10.28	12.12	-4.85	-0.06	-0.03
Investing Cash Flow	-478.42	-186.16	55.15	-248.04	-1.54	-0.69
Net Change in Deposits	493.25	168.12	179.86	284	1.02	0.38
Long-Term Debt Issued	1,199	966	866.53	3,147	4.2	0.34
Long-Term Debt Repaid	-1,370	-1,111	-1,187	-2,946	-3.81	-50.3
Net Long-Term Debt Issued (Repaid)	-171	-145	-320.54	200.94	0.39	-49.96
Issuance of Common Stock	-	-	-	0.1	0	0
Repurchase of Common Stock	-4.93	-2.23	-7.22	-19.4	-0.02	-0.01
Net Common Stock Issued (Repurchased)	-4.93	-2.23	-7.22	-19.3	-0.02	-0.01
Issuance of Preferred Stock	-	-	-	-	-	0.11
Net Preferred Stock Issued (Repurchased)	-	-	-	-	-	0.11
Common Dividends Paid	-34.1	-31.96	-27.28	-25.91	-0.02	-0.02
Preferred Share Dividends Paid	-6.04	-6.04	-6.04	-6.04	-0.01	-0
Other Financing Activities	-1.86	-3.73	-	-	-	-
Financing Cash Flow	423.46	104.17	-2.08	129.55	1.37	0.45
Net Cash Flow	51.87	24.41	113.77	-25.6	0	-0.04
Free Cash Flow	100.41	101.01	56.91	85.46	0.17	0.2
Free Cash Flow Growth	-0.59%	77.50%	-33.41%	49162.15%	-13.04%	-99.75%
FCF Margin	26.08%	29.59%	22.74%	32.75%	0.06%	0.07%
Free Cash Flow Per Share	2.81	2.22	1.48	2.19	0.01	0.01
Levered Free Cash Flow	-73.95	-66.86	-278.89	260.55	119.59	78.74
Unlevered Free Cash Flow	5.06	3.73	-26.11	-21.35	0.03	0.06

Updated May 5, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q