ConnectOne Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	80.44	73.79	87	0.13	0.13
Depreciation & Amortization	14.01	5.66	5.94	0.01	0.01
Provision for Credit Losses	47	13.8	8.2	0.02	-0.01
Stock-Based Compensation	4.65	4.57	4.86	0	0
Net Change in Loans Held-for-Sale	0.35	-0.74	8.79	0.01	0.02
Other Adjustments	-12.87	-30.3	-0.54	0.02	-0.01
Changes in Accrued Interest and Accounts Receivable	-1.33	3.61	-3.05	-0.01	0
Changes in Other Operating Activities	-3.56	-31.58	-16.82	0.04	0.06
Operating Cash Flow	106.4	60.7	92.89	0.18	0.2
Operating Cash Flow Growth	75.28%	-34.66%	52446.99%	-12.61%	-99.75%
Net Change in Loans Held-for-Investment	-246.23	57.97	-255.56	-1.29	-0.6
Net Change in Securities and Investments	0.31	-12.39	19.54	-0.19	-0.06
Payments for Business Acquisitions	54.87	-	-	-	-
Proceeds from Business Divestments	-	-	-	-	0
Capital Expenditures	-5.39	-3.79	-7.43	-0	-0
Sale of Property, Plant & Equipment	-	1.52	-	0	0
Other Investing Activities	10.28	12.12	-4.85	-0.06	-0.03
Investing Cash Flow	-186.16	55.15	-248.04	-1.54	-0.69
Net Change in Deposits	168.12	179.86	284	1.02	0.38
Long-Term Debt Issued	966	866.53	3,147	4.2	0.34
Long-Term Debt Repaid	-1,111	-1,187	-2,946	-3.81	-50.3
Net Long-Term Debt Issued (Repaid)	-145	-320.54	200.94	0.39	-49.96
Issuance of Common Stock	-	-	0.1	0	0
Repurchase of Common Stock	-2.23	-7.22	-19.4	-0.02	-0.01
Net Common Stock Issued (Repurchased)	-2.23	-7.22	-19.3	-0.02	-0.01
Issuance of Preferred Stock	-	-	-	-	0.11
Net Preferred Stock Issued (Repurchased)	-	-	-	-	0.11
Common Dividends Paid	-31.96	-27.28	-25.91	-0.02	-0.02
Preferred Share Dividends Paid	-6.04	-6.04	-6.04	-0.01	-0
Other Financing Activities	-3.73	-	-	-	-
Financing Cash Flow	104.17	-2.08	129.55	1.37	0.45
Net Cash Flow	24.41	113.77	-25.6	0	-0.04
Free Cash Flow	101.01	56.91	85.46	0.17	0.2
Free Cash Flow Growth	77.50%	-33.41%	49162.15%	-13.04%	-99.75%
FCF Margin	29.59%	22.74%	32.75%	0.06%	0.07%
Free Cash Flow Per Share	2.22	1.48	2.19	0.01	0.01
Levered Free Cash Flow	-66.86	-278.89	260.55	119.59	78.74
Unlevered Free Cash Flow	3.73	-26.11	-21.35	0.03	0.06

Updated Jan 29, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q