ConnectOne Bancorp, Inc. (CNOB)

ConnectOne Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	159.98	80.44	73.79	87	125.21	130.35
Depreciation & Amortization	19.33	14.01	5.66	5.94	5.55	5.74
Other Amortization	0.74	0.65	0.51	1.18	0.3	0.3
Gain (Loss) on Sale of Assets	1.28	1.28	0.48	0.02	0.03	-0.63
Gain (Loss) on Sale of Investments	-2.57	-2.45	0.79	1.15	3.68	6.14
Total Asset Writedown	0.02	-	-0.05	-0.05	-0.05	-0.07
Provision for Credit Losses	21.3	47	13.8	8.2	17.75	-5.5
Net Decrease (Increase) in Loans Originated / Sold - Operating	4.53	2.36	1.98	10.49	7.21	20.56
Accrued Interest Receivable	-0.39	-1.33	3.61	-3.05	-11.91	1.17
Change in Other Net Operating Assets	-29.73	-13.11	-38.72	-23.13	30.13	51.07
Other Operating Activities	-1.46	-1.19	-2.11	3.88	-1.14	-2.24
Operating Cash Flow	134.84	106.4	60.7	92.89	176.78	202.27
Operating Cash Flow Growth	243.72%	75.28%	-34.66%	-47.45%	-12.61%	149.34%

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Capital Expenditures	-7.14	-5.39	-3.79	-7.43	-3.3	-2.78
Sale of Property, Plant and Equipment	-	-	1.28	-	0.7	0.11
Cash Acquisitions	0.01	54.87	-	-	-	-
Investment in Securities	67.85	0.31	-12.39	19.54	-192.31	-64.41
Divestitures	-	-	-	-	-	0.97
Net Decrease (Increase) in Loans Originated / Sold - Investing	-702.14	-246.23	57.94	-255.53	-1,293	-596.35
Other Investing Activities	2.65	10.28	12.12	-4.85	-55.74	-27.73
Investing Cash Flow	-638.77	-186.16	55.15	-248.04	-1,543	-689.86

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Long-Term Debt Issued	-	1,166	866.53	2,947	4,203	340
Long-Term Debt Repaid	-	-1,186	-1,112	-2,946	-3,814	-347.73
Net Debt Issued (Repaid)	-143.47	-20	-245.54	0.94	389.39	-7.73
Issuance of Common Stock	-	-	-	0.1	0.12	0.11
Repurchase of Common Stock	-4.43	-2.23	-7.22	-19.4	-15.26	-10.68
Preferred Stock Issued	-	-	-	-	-	110.93
Common Dividends Paid	-36.98	-31.96	-27.28	-25.91	-23.43	-17.49
Preferred Dividends Paid	-6.04	-6.04	-6.04	-6.04	-6.04	-1.72
Total Dividends Paid	-43.02	-37.99	-33.32	-31.95	-29.47	-19.21
Net Increase (Decrease) in Deposit Accounts	460.59	168.12	284	179.86	1,024	375.95
Other Financing Activities	0	-3.73	-	-	-	-
Financing Cash Flow	269.68	104.17	-2.08	129.55	1,369	449.37

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Cash Flow	-234.26	24.41	113.77	-25.6	2.78	-38.22

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Free Cash Flow	127.7	101.01	56.91	85.46	173.48	199.49
Free Cash Flow Growth	261.05%	77.50%	-33.41%	-50.74%	-13.04%	152.76%
Free Cash Flow Margin	28.81%	30.18%	22.74%	32.75%	58.29%	70.23%
Free Cash Flow Per Share	2.53	2.22	1.48	2.19	4.39	5.00

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash Interest Paid	323.04	286.29	270.95	230.81	67.85	41.79
Cash Income Tax Paid	28.99	43.74	24	31.65	49.23	45.43

SEC Filings: 10-K · 10-Q

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Sep 7, 2026

Data Sources Report a data error