Skip to main content
logo
Capital One Financial Corporation (COF)
NYSE: COF · Real-Time Price · USD
204.85
-3.89 (-1.86%)
At close: Oct 30, 2026, 4:00 PM EDT
204.78
-0.07 (-0.03%)
After-hours: Oct 30, 2026, 7:51 PM EDT

Capital One Financial Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
2,4534,7504,8877,36012,390
Depreciation & Amortization
5,2603,2373,2263,2003,481
Gain (Loss) on Sale of Investments
-35349-2
Total Asset Writedown
---10-
Provision for Credit Losses
20,65511,71610,4265,847-1,944
Net Decrease (Increase) in Loans Originated / Sold - Operating
-510182-170857-18
Accrued Interest Receivable
-34-54-359-64117
Change in Other Net Operating Assets
1,479-1,5302,562-2,462-2,520
Other Operating Activities
-2,279-788-672-732651
Net Cash from Discontinued Operations
84-4--3-6
Operating Cash Flow
27,71818,15920,57513,80912,310
Operating Cash Flow Growth
52.64%-11.74%49.00%12.18%-26.28%

Investing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-1,578-1,204-961-934-698
Cash Acquisitions
16,465--2,785-1,176-669
Investment in Securities
9,440-5,159-1,3156,7941,861
Net Decrease (Increase) in Loans Originated / Sold - Investing
-31,751-18,430-15,534-33,794-31,327
Other Investing Activities
6,980-1,617-1,325-628-668
Investing Cash Flow
-444-26,410-21,920-29,738-31,501

Financing Activities

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Long-Term Debt Issued
9,0315,81711,51031,04410,847
Long-Term Debt Repaid
-17,856-10,239-11,270-22,621-7,293
Net Debt Issued (Repaid)
-8,825-4,4222408,4233,554
Issuance of Common Stock
409327309295308
Repurchase of Common Stock
-4,099-734-718-4,948-7,605
Preferred Stock Issued
----2,052
Preferred Share Repurchases
-500----2,100
Common Dividends Paid
-1,516-932-931-950-1,148
Preferred Dividends Paid
-252-228-228-228-274
Total Dividends Paid
-1,768-1,160-1,159-1,178-1,422
Net Increase (Decrease) in Deposit Accounts
5,93114,15615,17222,5395,687
Financing Cash Flow
-8,8528,16713,84425,131474

Net Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
18,422-8412,4999,202-18,717

Free Cash Flow

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
26,14016,95519,61412,87511,612
Free Cash Flow Growth
54.17%-13.56%52.34%10.88%-27.38%
Free Cash Flow Margin
79.75%61.89%74.41%45.33%35.86%
Free Cash Flow Per Share
48.2944.2051.1632.7426.14

Additional Metrics

Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
14,88613,20110,8233,6092,158
Cash Income Tax Paid
8061,1051,3551,8522,527
SEC Filings: 10-K · 10-Q