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Capital One Financial Corporation (COF)
NYSE: COF · Real-Time Price · USD
212.48
-8.25 (-3.74%)
At close: Aug 20, 2026, 4:00 PM EDT
213.00
+0.52 (0.24%)
After-hours: Aug 20, 2026, 7:59 PM EDT

Capital One Financial Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
10,5202,4534,7504,8877,36012,390
Depreciation & Amortization
6,5325,2603,2373,2263,2003,481
Gain (Loss) on Sale of Investments
--35349-2
Total Asset Writedown
----10-
Provision for Credit Losses
13,91320,65511,71610,4265,847-1,944
Net Decrease (Increase) in Loans Originated / Sold - Operating
-44-510182-170857-18
Accrued Interest Receivable
-56-34-54-359-64117
Change in Other Net Operating Assets
-5001,479-1,5302,562-2,462-2,520
Other Operating Activities
250-2,279-788-672-732651
Net Cash from Discontinued Operations
18684-4--3-6
Operating Cash Flow
31,45227,71818,15920,57513,80912,310
Operating Cash Flow Growth
60.15%52.64%-11.74%49.00%12.18%-26.28%

Investing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Capital Expenditures
-1,751-1,578-1,204-961-934-698
Cash Acquisitions
14,26416,465--2,785-1,176-669
Investment in Securities
-4,5299,440-5,159-1,3156,7941,861
Net Decrease (Increase) in Loans Originated / Sold - Investing
-32,615-31,751-18,430-15,534-33,794-31,327
Other Investing Activities
-9,5956,980-1,617-1,325-628-668
Investing Cash Flow
-34,226-444-26,410-21,920-29,738-31,501

Financing Activities

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Long-Term Debt Issued
-9,0315,81711,51031,04410,847
Long-Term Debt Repaid
--17,856-10,239-11,270-22,621-7,293
Net Debt Issued (Repaid)
-8,001-8,825-4,4222408,4233,554
Issuance of Common Stock
463409327309295308
Repurchase of Common Stock
-9,097-4,099-734-718-4,948-7,605
Preferred Stock Issued
-----2,052
Preferred Share Repurchases
--500----2,100
Common Dividends Paid
-1,896-1,516-932-931-950-1,148
Preferred Dividends Paid
-260-252-228-228-228-274
Total Dividends Paid
-2,156-1,768-1,160-1,159-1,178-1,422
Net Increase (Decrease) in Deposit Accounts
15,8685,93114,15615,17222,5395,687
Financing Cash Flow
-2,923-8,8528,16713,84425,131474

Net Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Cash Flow
-5,69718,422-8412,4999,202-18,717

Free Cash Flow

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
29,70126,14016,95519,61412,87511,612
Free Cash Flow Growth
62.98%54.17%-13.56%52.34%10.88%-27.38%
Free Cash Flow Margin
61.74%79.75%61.89%74.41%45.33%35.86%
Free Cash Flow Per Share
47.1448.2944.2051.1632.7426.14

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash Interest Paid
16,22314,88613,20110,8233,6092,158
Cash Income Tax Paid
1,3278061,1051,3551,8522,527
SEC Filings: 10-K · 10-Q