Capital One Financial Corporation (COF)

Capital One Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	4,874	4,750	4,887	7,360	12,390	2,714
Depreciation & Amortization	3,243	3,237	3,226	3,200	3,481	3,501
Gain (Loss) on Sale of Investments	35	35	34	9	-2	-25
Total Asset Writedown	-	-	-	10	-	-
Provision for Credit Losses	11,402	11,716	10,426	5,847	-1,944	10,264
Net Decrease (Increase) in Loans Originated / Sold - Operating	565	182	-170	857	-18	-199
Accrued Interest Receivable	-85	-54	-359	-641	17	287
Change in Other Net Operating Assets	-39	-1,530	2,562	-2,462	-2,520	2,191
Other Operating Activities	-625	-788	-672	-732	651	-2,147
Net Cash from Discontinued Operations	-4	-4	-	-3	-6	3
Operating Cash Flow	19,816	18,159	20,575	13,809	12,310	16,699
Operating Cash Flow Growth	-3.77%	-11.74%	49.00%	12.18%	-26.28%	0.36%
Capital Expenditures	-1,305	-1,204	-961	-934	-698	-710
Cash Acquisitions	-	-	-2,785	-1,176	-669	-7
Investment in Securities	-4,590	-5,159	-1,315	6,794	1,861	-19,890
Net Decrease (Increase) in Loans Originated / Sold - Investing	-19,716	-18,430	-15,534	-33,794	-31,327	6,588
Other Investing Activities	-1,629	-1,617	-1,325	-628	-668	-822
Investing Cash Flow	-27,240	-26,410	-21,920	-29,738	-31,501	-14,841
Long-Term Debt Issued	-	5,817	11,510	31,044	10,847	5,235
Total Debt Issued	5,547	5,817	11,510	31,044	10,847	5,235
Long-Term Debt Repaid	-	-10,239	-11,270	-22,621	-7,293	-21,715
Net Debt Issued (Repaid)	-9,648	-4,422	240	8,423	3,554	-16,480
Issuance of Common Stock	340	327	309	295	308	303
Repurchase of Common Stock	-860	-734	-718	-4,948	-7,605	-393
Preferred Stock Issued	-	-	-	-	2,052	1,330
Preferred Share Repurchases	-	-	-	-	-2,100	-1,375
Common Dividends Paid	-931	-932	-931	-950	-1,148	-460
Preferred Dividends Paid	-228	-228	-228	-228	-274	-280
Total Dividends Paid	-1,159	-1,160	-1,159	-1,178	-1,422	-740
Net Increase (Decrease) in Deposit Accounts	16,214	14,156	15,172	22,539	5,687	42,519
Financing Cash Flow	4,887	8,167	13,844	25,131	474	25,164
Net Cash Flow	-2,537	-84	12,499	9,202	-18,717	27,022
Free Cash Flow	18,511	16,955	19,614	12,875	11,612	15,989
Free Cash Flow Growth	-5.65%	-13.56%	52.34%	10.88%	-27.38%	1.50%
Free Cash Flow Margin	65.39%	61.89%	74.41%	45.33%	35.86%	87.57%
Free Cash Flow Per Share	48.24	44.20	51.16	32.74	26.14	34.84
Cash Interest Paid	13,304	13,201	10,823	3,609	2,158	3,580
Cash Income Tax Paid	1,061	1,105	1,355	1,852	2,527	988

Updated Apr 22, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q