Central Plains Bancshares, Inc. (CPBI)

Central Plains Bancshares Income Statement

Financials in millions USD. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Interest Income on Loans	20.95	18.96	14.67	12.13
Interest Income on Investments	2.27	2.01	1.48	1.04
Total Interest Income	23.22	20.96	16.14	13.17
Interest Paid on Deposits	7.44	6.39	2.38	1.08
Interest Paid on Borrowings	0.1	0.11	0.36	-
Total Interest Expense	7.54	6.49	2.74	1.08
Net Interest Income	15.68	14.47	13.4	12.09
Net Interest Income Growth (YoY)	16.91%	7.99%	10.85%	-
Other Non-Interest Income	1.81	1.89	1.51	1.41
Total Non-Interest Income	2.76	2.85	2.28	2.51
Non-Interest Income Growth (YoY)	18.45%	25.24%	-9.10%	-
Revenues Before Loan Losses	18.44	17.33	15.68	14.6
Provision for Loan Losses	0.18	0.09	2.88	-0.11
Revenue	18.26	17.24	12.8	14.71
Revenue Growth (YoY)	37.54%	34.64%	-12.96%	-
Salaries and Employee Benefits	7.38	6.79	5.61	6.11
Occupancy Expenses	0.99	0.97	0.98	0.92
Federal Deposit Insurance	0.19	0.24	0.17	0.14
Selling, General & Administrative	4.95	4.36	3.86	3.59
Other Non-Interest Expense	0.26	0.25	0.22	0.22
Total Non-Interest Expense	13.77	12.6	10.84	10.97
EBT Excluding Unusual Items	4.49	4.64	1.96	3.74
Pretax Income	4.49	4.64	1.96	3.74
Income Tax Expense	0.8	0.88	0.32	0.6
Net Income	3.7	3.76	1.65	3.15
Net Income to Common	3.7	3.76	1.65	3.15
Net Income Growth	103.25%	128.37%	-47.71%	-
Basic Shares Outstanding	4	2	-	-
Diluted Shares Outstanding	4	2	-	-
EPS (Basic)	0.89	2.19	-	-
EPS (Diluted)	0.89	2.19	-	-
Effective Tax Rate	17.76%	18.92%	16.15%	15.90%

Source: S&P Capital IQ. Banks template. Financial Sources.