Central Plains Bancshares, Inc. (CPBI)

Central Plains Bancshares Income Statement

Financials in millions USD. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Interest Income on Loans	22.25	18.96	14.67	12.13
Interest Income on Investments	2.46	2.01	1.48	1.04
Total Interest Income	24.7	20.96	16.14	13.17
Interest Paid on Deposits	8.12	6.39	2.38	1.08
Interest Paid on Borrowings	0.1	0.11	0.36	-
Total Interest Expense	8.21	6.49	2.74	1.08
Net Interest Income	16.49	14.47	13.4	12.09
Net Interest Income Growth (YoY)	13.93%	7.99%	10.85%	-
Other Non-Interest Income	1.48	1.89	1.51	1.41
Total Non-Interest Income	2.61	2.85	2.28	2.51
Non-Interest Income Growth (YoY)	-8.52%	25.24%	-9.10%	-
Revenues Before Loan Losses	19.1	17.33	15.68	14.6
Provision for Loan Losses	0.2	0.09	2.88	-0.11
Revenue	18.9	17.24	12.8	14.71
Revenue Growth (YoY)	9.64%	34.64%	-12.96%	-
Salaries and Employee Benefits	7.72	6.79	5.61	6.11
Occupancy Expenses	0.98	0.97	0.98	0.92
Federal Deposit Insurance	0.19	0.24	0.17	0.14
Selling, General & Administrative	5.23	4.36	3.86	3.59
Other Non-Interest Expense	0.26	0.25	0.22	0.22
Total Non-Interest Expense	14.38	12.6	10.84	10.97
EBT Excluding Unusual Items	4.52	4.64	1.96	3.74
Pretax Income	4.52	4.64	1.96	3.74
Income Tax Expense	0.87	0.88	0.32	0.6
Net Income	3.65	3.76	1.65	3.15
Net Income to Common	3.65	3.76	1.65	3.15
Net Income Growth	-2.79%	128.37%	-47.71%	-
Basic Shares Outstanding	4	2	-	-
Diluted Shares Outstanding	4	2	-	-
Shares Change (YoY)	122.15%	-	-	-
EPS (Basic)	0.96	2.19	-	-
EPS (Diluted)	0.96	2.19	-	-
EPS Growth	-56.23%	-	-	-
Effective Tax Rate	19.21%	18.92%	16.15%	15.90%

Updated Feb 11, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q