Central Plains Bancshares, Inc. (CPBI)

Central Plains Bancshares Cash Flow Statement

Financials in millions USD. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022
Net Income	3.7	3.76	1.65	3.15
Depreciation & Amortization	0.53	0.52	0.5	0.5
Gain (Loss) on Sale of Investments	0.11	0.16	0.31	0.77
Provision for Credit Losses	0.18	0.09	2.88	-0.11
Net Decrease (Increase) in Loans Originated / Sold - Operating	0.17	0.2	0.1	0.47
Accrued Interest Receivable	-0.63	-0.52	-0.38	-0.08
Change in Accounts Payable	-1.29	-0.54	-1.45	0.35
Change in Other Net Operating Assets	1.13	0.21	-0.15	-0.44
Other Operating Activities	1.21	0.65	0.68	0.84
Operating Cash Flow	5.82	5.71	4.47	4.92
Operating Cash Flow Growth	85.74%	27.58%	-9.08%	-
Capital Expenditures	-4.74	-2.28	-0.3	-0.26
Investment in Securities	-0.95	-2.42	12.05	4.22
Net Decrease (Increase) in Loans Originated / Sold - Investing	-32.3	-26.44	-44.61	-52.53
Other Investing Activities	-0.03	-0.02	-0.06	0.07
Investing Cash Flow	-38.02	-31.16	-32.93	-48.49
Issuance of Common Stock	39.36	39.36	-	-
Repurchase of Common Stock	-3.31	-3.31	-	-
Net Increase (Decrease) in Deposit Accounts	-15.29	-15.81	25.95	34.87
Other Financing Activities	-0.08	0.09	0.09	0.53
Financing Cash Flow	20.69	20.34	26.04	35.4
Net Cash Flow	-11.51	-5.11	-2.42	-8.17
Free Cash Flow	1.08	3.43	4.17	4.67
Free Cash Flow Growth	-60.57%	-17.84%	-10.61%	-
Free Cash Flow Margin	5.92%	19.88%	32.58%	31.72%
Free Cash Flow Per Share	0.26	1.99	-	-
Cash Interest Paid	5.27	5.27	1.93	1.13
Cash Income Tax Paid	0.75	0.75	0.23	0.38

Source: S&P Capital IQ. Banks template. Financial Sources.