| 3.67 | 3.65 | 3.65 | 3.76 | 3.76 | 1.65 |
Depreciation & Amortization | 0.67 | 0.46 | 0.46 | 0.52 | 0.52 | 0.5 |
Provision for Credit Losses | 0.29 | 0.2 | 0.2 | 0.09 | 0.09 | 2.88 |
| 0.77 | 0.36 | 0.36 | 0.16 | 0.16 | - |
Net Change in Loans Held-for-Sale | -4.06 | 0.22 | 0.22 | 0.2 | 0.2 | 0.1 |
| 0.7 | 0.71 | 0.71 | 0.61 | 0.01 | 0.89 |
Changes in Accrued Interest and Accounts Receivable | -1.13 | -0.85 | -0.85 | -0.52 | -0.52 | -0.38 |
Changes in Accounts Payable | -1.94 | -0.69 | -0.69 | 0.68 | 1.13 | -1 |
Changes in Other Operating Activities | 0.29 | 0.41 | 0.41 | 0.21 | 0.21 | -0.15 |
| 3.79 | 4.46 | 4.46 | 5.71 | 5.71 | 4.47 |
Operating Cash Flow Growth | -34.93% | - | -21.88% | - | 27.58% | - |
Net Change in Loans Held-for-Investment | -23.85 | -22.57 | -22.57 | -26.44 | -26.44 | -44.61 |
Net Change in Securities and Investments | -1.15 | 2.19 | 2.19 | -2.44 | -2.42 | 11.98 |
| -5.79 | -7.53 | -7.53 | -2.28 | -2.28 | -0.3 |
| -29.1 | -27.9 | -27.9 | -31.16 | -31.16 | -32.93 |
| 16.38 | 41.06 | 41.06 | -15.81 | -15.81 | 25.95 |
| 8.97 | - | - | - | - | - |
Net Short-Term Debt Issued (Repaid) | 8.97 | - | - | - | - | - |
| - | - | - | 39.36 | - | - |
Repurchase of Common Stock | -0.76 | -0.41 | -0.41 | - | - | - |
Net Common Stock Issued (Repurchased) | -0.76 | -0.41 | -0.41 | 39.36 | - | - |
Other Financing Activities | 0.2 | 0.03 | 0.03 | -3.22 | -3.22 | 0.09 |
| 24.32 | 40.67 | 40.67 | 20.34 | 20.34 | 26.04 |
| -0.99 | 17.23 | 17.23 | -5.11 | -5.11 | -2.42 |
| -2.01 | -3.07 | -3.07 | 3.43 | 3.43 | 4.17 |
| - | - | - | - | -17.84% | - |
| -10.04% | -16.23% | -16.23% | 19.88% | 19.88% | 32.58% |
| -0.53 | -0.80 | -0.80 | 1.99 | - | 1.66 |
| 4.73 | -4.55 | -4.55 | 2.37 | 2.82 | 0.31 |
| -7.9 | -8.21 | -8.21 | -1.39 | -0.94 | -1.34 |
