America's Car-Mart, Inc. (CRMT)

America's Car-Mart Cash Flow Statement

Financials in millions USD. Fiscal year is May - April.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct 31, 2025	Apr 30, 2025	Apr 30, 2024	Apr 30, 2023	Apr 30, 2022	Apr 30, 2021
Net Income	-14.41	17.93	-31.39	20.43	95.01	104.82
Depreciation & Amortization	8.08	7.65	6.87	5.6	4.03	3.72
Other Amortization	6.74	6.2	5.14	5.46	0.78	0.39
Loss (Gain) From Sale of Assets	-0.01	-0	0.44	0.36	0.15	-0.04
Asset Writedown & Restructuring Costs	1.06	0.14	0.27	-	-	-
Stock-Based Compensation	1.81	4.71	4.17	5.31	5.5	5.96
Provision & Write-off of Bad Debts	401.72	374.56	423.41	352.86	238.05	153.84
Other Operating Activities	34.52	24.02	13	33.97	30.62	26.19
Change in Accounts Receivable	0.05	-0.53	-0.79	-1.19	-1.56	-0.27
Change in Inventory	134.97	114.57	139.19	133.05	51.06	5.02
Change in Accounts Payable	20.32	17.62	-9.34	8.62	5.17	14.77
Change in Unearned Revenue	2.97	-7.54	0.31	41.69	52.5	29.63
Change in Income Taxes	-9.27	4.41	6.3	-8.98	-0.42	-3.69
Change in Other Net Operating Assets	-596.98	-612.51	-631.46	-732.92	-600.06	-394.14
Operating Cash Flow	-8.42	-48.76	-73.9	-135.73	-119.18	-53.81
Capital Expenditures	-2.8	-3.89	-6.15	-22.11	-15.8	-8.95
Sale of Property, Plant & Equipment	0.14	0.04	0.32	0.08	0.02	0.69
Investment in Securities	-7.53	-7.53	-4.82	-5.55	-1.57	-
Investing Cash Flow	-2.66	-11.38	-10.65	-27.57	-17.35	-8.26
Short-Term Debt Issued	-	0.47	0.82	-	-	1.8
Long-Term Debt Issued	-	1,251	1,165	924.71	731.11	73.34
Total Debt Issued	1,494	1,251	1,166	924.71	731.11	75.14
Short-Term Debt Repaid	-	-	-	-	-1.8	-
Long-Term Debt Repaid	-	-1,226	-1,048	-729.96	-511.04	-63.09
Total Debt Repaid	-1,339	-1,226	-1,048	-729.96	-512.84	-63.09
Net Debt Issued (Repaid)	154.74	25.6	117.43	194.74	218.26	12.05
Issuance of Common Stock	0.26	74.11	0.28	1.5	0.29	4.29
Repurchase of Common Stock	-0.3	-0.43	-0.37	-5.2	-34.7	-10.62
Other Financing Activities	-22.34	-9.05	-6.39	-2.3	-7.64	-0.32
Financing Cash Flow	132.36	90.23	110.96	188.75	176.22	5.4
Net Cash Flow	121.29	30.09	26.41	25.45	39.69	-56.67
Free Cash Flow	-11.21	-52.65	-80.04	-157.83	-134.97	-62.76
Free Cash Flow Margin	-0.81%	-3.80%	-5.76%	-11.31%	-11.37%	-6.92%
Free Cash Flow Per Share	-1.40	-6.86	-12.53	-24.04	-19.78	-9.02
Cash Interest Paid	70.06	70.65	65.65	36.61	10.42	7.03
Cash Income Tax Paid	15.76	11.13	6.46	5.48	19.24	26.96
Levered Free Cash Flow	-15.02	-65.21	-85.22	-224.44	-241.95	-109.95
Unlevered Free Cash Flow	20.13	-27.25	-49.52	-205.96	-235.9	-106.08
Change in Working Capital	-447.94	-483.97	-495.8	-559.73	-493.32	-348.69

Updated Dec 4, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q