America's Car-Mart Statistics
Total Valuation
CRMT has a market cap or net worth of $35.63 million. The enterprise value is $711.03 million.
| Market Cap | 35.63M |
| Enterprise Value | 711.03M |
Important Dates
The last earnings date was Tuesday, July 14, 2026, before market open.
| Earnings Date | Jul 14, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
CRMT has 8.31 million shares outstanding. The number of shares has increased by 7.91% in one year.
| Current Share Class | 8.31M |
| Shares Outstanding | 8.31M |
| Shares Change (YoY) | +7.91% |
| Shares Change (QoQ) | +0.07% |
| Owned by Insiders (%) | 4.37% |
| Owned by Institutions (%) | 56.00% |
| Float | 4.20M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | n/a |
| PS Ratio | 0.03 |
| Forward PS | 0.03 |
| PB Ratio | 0.08 |
| P/TBV Ratio | 0.08 |
| P/FCF Ratio | 0.56 |
| P/OCF Ratio | 0.55 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 0.55 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 11.26 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 1.62 |
| Debt / EBITDA | n/a |
| Debt / FCF | 11.44 |
| Interest Coverage | -0.19 |
Financial Efficiency
Return on equity (ROE) is -27.40% and return on invested capital (ROIC) is -1.15%.
| Return on Equity (ROE) | -27.40% |
| Return on Assets (ROA) | -0.58% |
| Return on Invested Capital (ROIC) | -1.15% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 8.30% |
| Revenue Per Employee | $557,175 |
| Profits Per Employee | -$60,500 |
| Employee Count | 2,300 |
| Asset Turnover | 0.85 |
| Inventory Turnover | 7.99 |
Taxes
In the past 12 months, CRMT has paid $31.13 million in taxes.
| Income Tax | 31.13M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -92.89% in the last 52 weeks. The beta is 1.31, so CRMT's price volatility has been higher than the market average.
| Beta (5Y) | 1.31 |
| 52-Week Price Change | -92.89% |
| 50-Day Moving Average | 7.07 |
| 200-Day Moving Average | 17.77 |
| Relative Strength Index (RSI) | 49.16 |
| Average Volume (20 Days) | 3,992,406 |
Short Selling Information
The latest short interest is 1.63 million, so 19.59% of the outstanding shares have been sold short.
| Short Interest | 1.63M |
| Short Previous Month | 1.75M |
| Short % of Shares Out | 19.59% |
| Short % of Float | 38.75% |
| Short Ratio (days to cover) | 0.38 |
Income Statement
In the last 12 months, CRMT had revenue of $1.28 billion and -$139.15 million in losses. Loss per share was -$16.79.
| Revenue | 1.28B |
| Gross Profit | 617.52M |
| Operating Income | -14.00M |
| Pretax Income | -107.98M |
| Net Income | -139.15M |
| EBITDA | -5.79M |
| EBIT | -14.00M |
| Loss Per Share | -$16.79 |
Balance Sheet
The company has $46.96 million in cash and $722.37 million in debt, with a net cash position of -$675.40 million or -$81.32 per share.
| Cash & Cash Equivalents | 46.96M |
| Total Debt | 722.37M |
| Net Cash | -675.40M |
| Net Cash Per Share | -$81.32 |
| Equity (Book Value) | 445.66M |
| Book Value Per Share | 53.66 |
| Working Capital | 1.26B |
Cash Flow
In the last 12 months, operating cash flow was $64.96 million and capital expenditures -$1.81 million, giving a free cash flow of $63.15 million.
| Operating Cash Flow | 64.96M |
| Capital Expenditures | -1.81M |
| Depreciation & Amortization | 8.21M |
| Net Borrowing | -34.21M |
| Free Cash Flow | 63.15M |
| FCF Per Share | $7.60 |
Margins
Gross margin is 48.19%, with operating and profit margins of -1.09% and -10.86%.
| Gross Margin | 48.19% |
| Operating Margin | -1.09% |
| Pretax Margin | -8.43% |
| Profit Margin | -10.86% |
| EBITDA Margin | -0.45% |
| EBIT Margin | -1.09% |
| FCF Margin | 4.93% |
Dividends & Yields
CRMT does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -7.91% |
| Shareholder Yield | -7.91% |
| Earnings Yield | -390.54% |
| FCF Yield | 177.23% |
Analyst Forecast
The average price target for CRMT is $7.50, which is 74.83% higher than the current price. The consensus rating is "Buy".
| Price Target | $7.50 |
| Price Target Difference | 74.83% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (3Y) | 1.29% |
| EPS Growth Forecast (3Y) | 22.18% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
The last stock split was on April 15, 2005. It was a forward split with a ratio of 1.5:1.
| Last Split Date | Apr 15, 2005 |
| Split Type | Forward |
| Split Ratio | 1.5:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |