America's Car-Mart Statistics
Total Valuation
CRMT has a market cap or net worth of $18.57 million. The enterprise value is $743.81 million.
| Market Cap | 18.57M |
| Enterprise Value | 743.81M |
Important Dates
The next estimated earnings date is Tuesday, September 8, 2026, before market open.
| Earnings Date | Sep 8, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
CRMT has 8.33 million shares outstanding. The number of shares has increased by 7.91% in one year.
| Current Share Class | 8.33M |
| Shares Outstanding | 8.33M |
| Shares Change (YoY) | +7.91% |
| Shares Change (QoQ) | +0.07% |
| Owned by Insiders (%) | 4.39% |
| Owned by Institutions (%) | 53.08% |
| Float | 5.70M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | n/a |
| PS Ratio | 0.01 |
| Forward PS | 0.02 |
| PB Ratio | 0.04 |
| P/TBV Ratio | 0.04 |
| P/FCF Ratio | 0.29 |
| P/OCF Ratio | 0.28 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 0.58 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 11.77 |
Financial Position
The company has a current ratio of 16.90, with a Debt / Equity ratio of 1.73.
| Current Ratio | 16.90 |
| Quick Ratio | 14.70 |
| Debt / Equity | 1.73 |
| Debt / EBITDA | 37.72 |
| Debt / FCF | 12.23 |
| Interest Coverage | -0.24 |
Financial Efficiency
Return on equity (ROE) is -27.38% and return on invested capital (ROIC) is -1.45%.
| Return on Equity (ROE) | -27.38% |
| Return on Assets (ROA) | -0.74% |
| Return on Invested Capital (ROIC) | -1.45% |
| Return on Capital Employed (ROCE) | -1.34% |
| Weighted Average Cost of Capital (WACC) | 7.71% |
| Revenue Per Employee | $850,401 |
| Profits Per Employee | -$92,767 |
| Employee Count | 1,500 |
| Asset Turnover | 0.84 |
| Inventory Turnover | 13.03 |
Taxes
In the past 12 months, CRMT has paid $31.13 million in taxes.
| Income Tax | 31.13M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -95.23% in the last 52 weeks. The beta is 1.30, so CRMT's price volatility has been higher than the market average.
| Beta (5Y) | 1.30 |
| 52-Week Price Change | -95.23% |
| 50-Day Moving Average | 3.16 |
| 200-Day Moving Average | 14.39 |
| Relative Strength Index (RSI) | 31.20 |
| Average Volume (20 Days) | 197,239 |
Short Selling Information
The latest short interest is 1.54 million, so 18.52% of the outstanding shares have been sold short.
| Short Interest | 1.54M |
| Short Previous Month | 1.54M |
| Short % of Shares Out | 18.52% |
| Short % of Float | 27.07% |
| Short Ratio (days to cover) | 2.41 |
Income Statement
In the last 12 months, CRMT had revenue of $1.28 billion and -$139.15 million in losses. Loss per share was -$16.79.
| Revenue | 1.28B |
| Gross Profit | 192.39M |
| Operating Income | -18.00M |
| Pretax Income | -107.98M |
| Net Income | -139.15M |
| EBITDA | -9.79M |
| EBIT | -18.00M |
| Loss Per Share | -$16.79 |
Balance Sheet
The company has $46.96 million in cash and $772.20 million in debt, with a net cash position of -$725.24 million or -$87.09 per share.
| Cash & Cash Equivalents | 46.96M |
| Total Debt | 772.20M |
| Net Cash | -725.24M |
| Net Cash Per Share | -$87.09 |
| Equity (Book Value) | 446.06M |
| Book Value Per Share | 53.65 |
| Working Capital | 1.23B |
Cash Flow
In the last 12 months, operating cash flow was $64.96 million and capital expenditures -$1.81 million, giving a free cash flow of $63.15 million.
| Operating Cash Flow | 64.96M |
| Capital Expenditures | -1.81M |
| Depreciation & Amortization | 8.21M |
| Net Borrowing | -34.21M |
| Free Cash Flow | 63.15M |
| FCF Per Share | $7.58 |
Margins
Gross margin is 15.08%, with operating and profit margins of -1.41% and -10.91%.
| Gross Margin | 15.08% |
| Operating Margin | -1.41% |
| Pretax Margin | -8.47% |
| Profit Margin | -10.91% |
| EBITDA Margin | -0.77% |
| EBIT Margin | -1.41% |
| FCF Margin | 4.95% |
Dividends & Yields
CRMT does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -7.91% |
| Shareholder Yield | -7.91% |
| Earnings Yield | -759.55% |
| FCF Yield | 344.70% |
Analyst Forecast
The average price target for CRMT is $7.50, which is 236.32% higher than the current price. The consensus rating is "Buy".
| Price Target | $7.50 |
| Price Target Difference | 236.32% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
The last stock split was on April 15, 2005. It was a forward split with a ratio of 1.5:1.
| Last Split Date | Apr 15, 2005 |
| Split Type | Forward |
| Split Ratio | 1.5:1 |
Scores
CRMT has an Altman Z-Score of 2.59 and a Piotroski F-Score of 3. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.59 |
| Piotroski F-Score | 3 |