America's Car-Mart Statistics
Total Valuation
CRMT has a market cap or net worth of $9.21 million. The enterprise value is $652.93 million.
| Market Cap | 9.21M |
| Enterprise Value | 652.93M |
Important Dates
The last earnings date was Wednesday, September 9, 2026, before market open.
| Earnings Date | Sep 9, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
CRMT has 8.34 million shares outstanding. The number of shares has increased by 1.87% in one year.
| Current Share Class | 8.34M |
| Shares Outstanding | 8.34M |
| Shares Change (YoY) | +1.87% |
| Shares Change (QoQ) | +0.31% |
| Owned by Insiders (%) | 3.50% |
| Owned by Institutions (%) | 52.80% |
| Float | 5.90M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | n/a |
| PS Ratio | 0.01 |
| Forward PS | 0.01 |
| PB Ratio | 0.02 |
| P/TBV Ratio | 0.03 |
| P/FCF Ratio | 0.06 |
| P/OCF Ratio | 0.06 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 0.60 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 4.37 |
Financial Position
The company has a current ratio of 17.31, with a Debt / Equity ratio of 1.78.
| Current Ratio | 17.31 |
| Quick Ratio | 14.90 |
| Debt / Equity | 1.78 |
| Debt / EBITDA | n/a |
| Debt / FCF | 4.49 |
| Interest Coverage | -1.01 |
Financial Efficiency
Return on equity (ROE) is -42.95% and return on invested capital (ROIC) is -7.03%.
| Return on Equity (ROE) | -42.95% |
| Return on Assets (ROA) | -3.42% |
| Return on Invested Capital (ROIC) | -7.03% |
| Return on Capital Employed (ROCE) | -6.75% |
| Weighted Average Cost of Capital (WACC) | 9.06% |
| Revenue Per Employee | $720,094 |
| Profits Per Employee | -$134,930 |
| Employee Count | 1,500 |
| Asset Turnover | 0.77 |
| Inventory Turnover | 12.83 |
Taxes
In the past 12 months, CRMT has paid $32.95 million in taxes.
| Income Tax | 32.95M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -96.08% in the last 52 weeks. The beta is 1.34, so CRMT's price volatility has been higher than the market average.
| Beta (5Y) | 1.34 |
| 52-Week Price Change | -96.08% |
| 50-Day Moving Average | 2.22 |
| 200-Day Moving Average | 11.38 |
| Relative Strength Index (RSI) | 32.97 |
| Average Volume (20 Days) | 557,007 |
Short Selling Information
The latest short interest is 1.59 million, so 19.10% of the outstanding shares have been sold short.
| Short Interest | 1.59M |
| Short Previous Month | 1.45M |
| Short % of Shares Out | 19.10% |
| Short % of Float | 27.02% |
| Short Ratio (days to cover) | 2.93 |
Income Statement
In the last 12 months, CRMT had revenue of $1.08 billion and -$202.40 million in losses. Loss per share was -$24.38.
| Revenue | 1.08B |
| Gross Profit | 133.22M |
| Operating Income | -77.08M |
| Pretax Income | -169.41M |
| Net Income | -202.40M |
| EBITDA | -69.21M |
| EBIT | -77.08M |
| Loss Per Share | -$24.38 |
Balance Sheet
The company has $27.53 million in cash and $671.25 million in debt, with a net cash position of -$643.72 million or -$77.20 per share.
| Cash & Cash Equivalents | 27.53M |
| Total Debt | 671.25M |
| Net Cash | -643.72M |
| Net Cash Per Share | -$77.20 |
| Equity (Book Value) | 376.88M |
| Book Value Per Share | 45.14 |
| Working Capital | 1.04B |
Cash Flow
In the last 12 months, operating cash flow was $150.95 million and capital expenditures -$1.44 million, giving a free cash flow of $149.51 million.
| Operating Cash Flow | 150.95M |
| Capital Expenditures | -1.44M |
| Depreciation & Amortization | 7.87M |
| Net Borrowing | -141.04M |
| Free Cash Flow | 149.51M |
| FCF Per Share | $17.93 |
Margins
Gross margin is 12.33%, with operating and profit margins of -7.14% and -18.73%.
| Gross Margin | 12.33% |
| Operating Margin | -7.14% |
| Pretax Margin | -15.68% |
| Profit Margin | -18.73% |
| EBITDA Margin | -6.41% |
| EBIT Margin | -7.14% |
| FCF Margin | 13.84% |
Dividends & Yields
CRMT does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| FCF Payout Ratio | n/a |
| Buyback Yield | -1.87% |
| Shareholder Yield | -1.87% |
| Earnings Yield | -2,186.70% |
| FCF Yield | 1,615.27% |
Analyst Forecast
The average price target for CRMT is $7.50, which is 578.73% higher than the current price. The consensus rating is "Buy".
| Price Target | $7.50 |
| Price Target Difference | 578.73% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
The last stock split was on April 15, 2005. It was a forward split with a ratio of 1.5:1.
| Last Split Date | Apr 15, 2005 |
| Split Type | Forward |
| Split Ratio | 1.5:1 |
Scores
CRMT has an Altman Z-Score of 2.38 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.38 |
| Piotroski F-Score | 4 |