America's Car-Mart Statistics
Total Valuation
CRMT has a market cap or net worth of $375.42 million. The enterprise value is $1.23 billion.
Important Dates
The last earnings date was Thursday, March 6, 2025, before market open.
| Earnings Date | Mar 6, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
CRMT has 8.26 million shares outstanding. The number of shares has increased by 16.14% in one year.
| Current Share Class | 8.26M |
| Shares Outstanding | 8.26M |
| Shares Change (YoY) | +16.14% |
| Shares Change (QoQ) | +1.45% |
| Owned by Insiders (%) | 5.18% |
| Owned by Institutions (%) | 66.21% |
| Float | 5.61M |
Valuation Ratios
The trailing PE ratio is 43.54 and the forward PE ratio is 15.98.
| PE Ratio | 43.54 |
| Forward PE | 15.98 |
| PS Ratio | 0.24 |
| Forward PS | 0.26 |
| PB Ratio | 0.67 |
| P/TBV Ratio | 0.69 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 159.57 |
| EV / Sales | 0.89 |
| EV / EBITDA | 13.68 |
| EV / EBIT | 14.93 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 20.48, with a Debt / Equity ratio of 1.55.
| Current Ratio | 20.48 |
| Quick Ratio | 16.28 |
| Debt / Equity | 1.55 |
| Debt / EBITDA | 8.66 |
| Debt / FCF | n/a |
| Interest Coverage | 1.16 |
Financial Efficiency
Return on equity (ROE) is 1.50% and return on invested capital (ROIC) is 3.81%.
| Return on Equity (ROE) | 1.50% |
| Return on Assets (ROA) | 3.34% |
| Return on Invested Capital (ROIC) | 3.81% |
| Return on Capital Employed (ROCE) | 5.35% |
| Revenue Per Employee | $605,364 |
| Profits Per Employee | $3,370 |
| Employee Count | 2,280 |
| Asset Turnover | 0.90 |
| Inventory Turnover | 8.77 |
Taxes
In the past 12 months, CRMT has paid $3.18 million in taxes.
| Income Tax | 3.18M |
| Effective Tax Rate | 29.15% |
Stock Price Statistics
The stock price has decreased by -29.76% in the last 52 weeks. The beta is 1.71, so CRMT's price volatility has been higher than the market average.
| Beta (5Y) | 1.71 |
| 52-Week Price Change | -29.76% |
| 50-Day Moving Average | 46.79 |
| 200-Day Moving Average | 50.71 |
| Relative Strength Index (RSI) | 44.74 |
| Average Volume (20 Days) | 113,469 |
Short Selling Information
The latest short interest is 1.16 million, so 14.06% of the outstanding shares have been sold short.
| Short Interest | 1.16M |
| Short Previous Month | 1.14M |
| Short % of Shares Out | 14.06% |
| Short % of Float | 20.71% |
| Short Ratio (days to cover) | 8.54 |
Income Statement
In the last 12 months, CRMT had revenue of $1.38 billion and earned $7.68 million in profits. Earnings per share was $1.04.
| Revenue | 1.38B |
| Gross Profit | 269.52M |
| Operating Income | 82.14M |
| Pretax Income | -40.14M |
| Net Income | 7.68M |
| EBITDA | 89.61M |
| EBIT | 82.14M |
| Earnings Per Share (EPS) | $1.04 |
Full Income StatementBalance Sheet
The company has $8.53 million in cash and $863.91 million in debt, giving a net cash position of -$855.38 million or -$103.53 per share.
| Cash & Cash Equivalents | 8.53M |
| Total Debt | 863.91M |
| Net Cash | -855.38M |
| Net Cash Per Share | -$103.53 |
| Equity (Book Value) | 558.31M |
| Book Value Per Share | 67.56 |
| Working Capital | 1.39B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$78.71 million and capital expenditures -$4.37 million, giving a free cash flow of -$83.08 million.
| Operating Cash Flow | -78.71M |
| Capital Expenditures | -4.37M |
| Free Cash Flow | -83.08M |
| FCF Per Share | -$10.06 |
Full Cash Flow StatementMargins
Gross margin is 19.53%, with operating and profit margins of 5.95% and 0.56%.
| Gross Margin | 19.53% |
| Operating Margin | 5.95% |
| Pretax Margin | 0.79% |
| Profit Margin | 0.56% |
| EBITDA Margin | 6.49% |
| EBIT Margin | 5.95% |
| FCF Margin | n/a |
Dividends & Yields
CRMT does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -16.14% |
| Shareholder Yield | -16.14% |
| Earnings Yield | 2.07% |
| FCF Yield | -22.42% |
Analyst Forecast
The average price target for CRMT is $50.00, which is 10.04% higher than the current price. The consensus rating is "Hold".
| Price Target | $50.00 |
| Price Target Difference | 10.04% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsStock Splits
The last stock split was on April 15, 2005. It was a forward split with a ratio of 1.5:1.
| Last Split Date | Apr 15, 2005 |
| Split Type | Forward |
| Split Ratio | 1.5:1 |
Scores
CRMT has an Altman Z-Score of 2.86 and a Piotroski F-Score of 3. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.86 |
| Piotroski F-Score | 3 |