America's Car-Mart Statistics
Total Valuation
CRMT has a market cap or net worth of $110.92 million. The enterprise value is $940.56 million.
Important Dates
The last earnings date was Thursday, March 12, 2026, before market open.
| Earnings Date | Mar 12, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
CRMT has 8.30 million shares outstanding. The number of shares has increased by 8.42% in one year.
| Current Share Class | 8.30M |
| Shares Outstanding | 8.30M |
| Shares Change (YoY) | +8.42% |
| Shares Change (QoQ) | +0.17% |
| Owned by Insiders (%) | 3.33% |
| Owned by Institutions (%) | 61.22% |
| Float | 5.18M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | n/a |
| PS Ratio | 0.08 |
| Forward PS | 0.08 |
| PB Ratio | 0.22 |
| P/TBV Ratio | 0.23 |
| P/FCF Ratio | 7.53 |
| P/OCF Ratio | 6.46 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 30.85, with an EV/FCF ratio of 66.62.
| EV / Earnings | n/a |
| EV / Sales | 0.70 |
| EV / EBITDA | 30.85 |
| EV / EBIT | 42.25 |
| EV / FCF | 66.62 |
Financial Position
The company has a current ratio of 24.95, with a Debt / Equity ratio of 1.98.
| Current Ratio | 24.95 |
| Quick Ratio | 20.70 |
| Debt / Equity | 1.98 |
| Debt / EBITDA | 17.79 |
| Debt / FCF | 67.45 |
| Interest Coverage | 0.31 |
Financial Efficiency
Return on equity (ROE) is -18.16% and return on invested capital (ROIC) is 1.64%.
| Return on Equity (ROE) | -18.16% |
| Return on Assets (ROA) | 0.86% |
| Return on Invested Capital (ROIC) | 1.64% |
| Return on Capital Employed (ROCE) | 1.42% |
| Weighted Average Cost of Capital (WACC) | 6.41% |
| Revenue Per Employee | $583,935 |
| Profits Per Employee | -$41,007 |
| Employee Count | 2,300 |
| Asset Turnover | 0.83 |
| Inventory Turnover | 6.03 |
Taxes
In the past 12 months, CRMT has paid $35.15 million in taxes.
| Income Tax | 35.15M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -71.93% in the last 52 weeks. The beta is 1.12, so CRMT's price volatility has been higher than the market average.
| Beta (5Y) | 1.12 |
| 52-Week Price Change | -71.93% |
| 50-Day Moving Average | 20.36 |
| 200-Day Moving Average | 31.73 |
| Relative Strength Index (RSI) | 32.59 |
| Average Volume (20 Days) | 214,306 |
Short Selling Information
The latest short interest is 1.08 million, so 13.05% of the outstanding shares have been sold short.
| Short Interest | 1.08M |
| Short Previous Month | 1.04M |
| Short % of Shares Out | 13.05% |
| Short % of Float | 20.90% |
| Short Ratio (days to cover) | 7.50 |
Income Statement
In the last 12 months, CRMT had revenue of $1.34 billion and -$94.32 million in losses. Loss per share was -$11.74.
| Revenue | 1.34B |
| Gross Profit | 603.47M |
| Operating Income | 22.26M |
| Pretax Income | -59.13M |
| Net Income | -94.32M |
| EBITDA | 30.49M |
| EBIT | 22.26M |
| Loss Per Share | -$11.74 |
Full Income StatementBalance Sheet
The company has $117.91 million in cash and $952.19 million in debt, with a net cash position of -$834.28 million or -$100.49 per share.
| Cash & Cash Equivalents | 117.91M |
| Total Debt | 952.19M |
| Net Cash | -834.28M |
| Net Cash Per Share | -$100.49 |
| Equity (Book Value) | 479.82M |
| Book Value Per Share | 57.73 |
| Working Capital | 1.44B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $16.44 million and capital expenditures -$2.32 million, giving a free cash flow of $14.12 million.
| Operating Cash Flow | 16.44M |
| Capital Expenditures | -2.32M |
| Depreciation & Amortization | 8.23M |
| Net Borrowing | 118.28M |
| Free Cash Flow | 14.12M |
| FCF Per Share | $1.70 |
Full Cash Flow StatementMargins
Gross margin is 44.93%, with operating and profit margins of 1.66% and -7.02%.
| Gross Margin | 44.93% |
| Operating Margin | 1.66% |
| Pretax Margin | -4.40% |
| Profit Margin | -7.02% |
| EBITDA Margin | 2.27% |
| EBIT Margin | 1.66% |
| FCF Margin | 1.05% |
Dividends & Yields
CRMT does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -8.42% |
| Shareholder Yield | -8.42% |
| Earnings Yield | -88.75% |
| FCF Yield | 13.28% |
Analyst Forecast
The average price target for CRMT is $29.50, which is 120.81% higher than the current price. The consensus rating is "Buy".
| Price Target | $29.50 |
| Price Target Difference | 120.81% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
The last stock split was on April 15, 2005. It was a forward split with a ratio of 1.5:1.
| Last Split Date | Apr 15, 2005 |
| Split Type | Forward |
| Split Ratio | 1.5:1 |
Scores
CRMT has an Altman Z-Score of 2.59 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.59 |
| Piotroski F-Score | 4 |
