America's Car-Mart Statistics
Total Valuation
CRMT has a market cap or net worth of $354.68 million. The enterprise value is $1.20 billion.
Important Dates
The next confirmed earnings date is Thursday, December 5, 2024, before market open.
| Earnings Date | Dec 5, 2024 |
| Ex-Dividend Date | n/a |
Share Statistics
CRMT has 8.24 million shares outstanding. The number of shares has decreased by -2.78% in one year.
| Current Share Class | 8.24M |
| Shares Outstanding | 8.24M |
| Shares Change (YoY) | -2.78% |
| Shares Change (QoQ) | -2.10% |
| Owned by Insiders (%) | 5.16% |
| Owned by Institutions (%) | 66.50% |
| Float | 5.68M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 87.75 |
| PS Ratio | 0.20 |
| Forward PS | 0.26 |
| PB Ratio | 0.58 |
| P/TBV Ratio | 0.79 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 0.88 |
| EV / EBITDA | 39.81 |
| EV / EBIT | 51.95 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 18.21, with a Debt / Equity ratio of 1.81.
| Current Ratio | 18.21 |
| Quick Ratio | 15.02 |
| Debt / Equity | 1.81 |
| Debt / EBITDA | 21.53 |
| Debt / FCF | n/a |
| Interest Coverage | 0.33 |
Financial Efficiency
Return on equity (ROE) is -7.48% and return on invested capital (ROIC) is 1.11%.
| Return on Equity (ROE) | -7.48% |
| Return on Assets (ROA) | 0.95% |
| Return on Capital (ROIC) | 1.11% |
| Revenue Per Employee | $600,861 |
| Profits Per Employee | -$16,045 |
| Employee Count | 2,280 |
| Asset Turnover | 0.90 |
| Inventory Turnover | 10.05 |
Taxes
| Income Tax | -10.00M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -46.13% in the last 52 weeks. The beta is 1.67, so CRMT's price volatility has been higher than the market average.
| Beta (5Y) | 1.67 |
| 52-Week Price Change | -46.13% |
| 50-Day Moving Average | 42.33 |
| 200-Day Moving Average | 56.65 |
| Relative Strength Index (RSI) | 55.11 |
| Average Volume (20 Days) | 82,015 |
Short Selling Information
The latest short interest is 875,393, so 10.63% of the outstanding shares have been sold short.
| Short Interest | 875,393 |
| Short Previous Month | 938,056 |
| Short % of Shares Out | 10.63% |
| Short % of Float | 15.40% |
| Short Ratio (days to cover) | 8.88 |
Income Statement
In the last 12 months, CRMT had revenue of $1.37 billion and -$36.58 million in losses. Loss per share was -$5.72.
| Revenue | 1.37B |
| Gross Profit | 204.99M |
| Operating Income | 23.17M |
| Pretax Income | -40.14M |
| Net Income | -36.58M |
| EBITDA | 30.23M |
| EBIT | 23.17M |
| Loss Per Share | -$5.72 |
Full Income StatementBalance Sheet
The company has $4.75 million in cash and $853.03 million in debt, giving a net cash position of -$848.28 million or -$103.01 per share.
| Cash & Cash Equivalents | 4.75M |
| Total Debt | 853.03M |
| Net Cash | -848.28M |
| Net Cash Per Share | -$103.01 |
| Equity (Book Value) | 471.55M |
| Book Value Per Share | 73.64 |
| Working Capital | 1.31B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$43.47 million and capital expenditures -$5.75 million, giving a free cash flow of -$49.22 million.
| Operating Cash Flow | -43.47M |
| Capital Expenditures | -5.75M |
| Free Cash Flow | -49.22M |
| FCF Per Share | -$5.98 |
Full Cash Flow StatementMargins
Gross margin is 14.96%, with operating and profit margins of 1.69% and -2.67%.
| Gross Margin | 14.96% |
| Operating Margin | 1.69% |
| Pretax Margin | -3.40% |
| Profit Margin | -2.67% |
| EBITDA Margin | 2.21% |
| EBIT Margin | 1.69% |
| FCF Margin | -5.72% |
Dividends & Yields
CRMT does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 2.78% |
| Shareholder Yield | 2.78% |
| Earnings Yield | -10.31% |
| FCF Yield | -13.88% |
Analyst Forecast
The average price target for CRMT is $50.00, which is 16.09% higher than the current price. The consensus rating is "Hold".
| Price Target | $50.00 |
| Price Target Difference | 16.09% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsStock Splits
The last stock split was on April 15, 2005. It was a forward split with a ratio of 1.5:1.
| Last Split Date | Apr 15, 2005 |
| Split Type | Forward |
| Split Ratio | 1.5:1 |
Scores
CRMT has an Altman Z-Score of 2.83 and a Piotroski F-Score of 1. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.83 |
| Piotroski F-Score | 1 |