America's Car-Mart Statistics
Total Valuation
CRMT has a market cap or net worth of $438.54 million. The enterprise value is $1.27 billion.
Important Dates
The last earnings date was Thursday, December 5, 2024, before market open.
| Earnings Date | Dec 5, 2024 |
| Ex-Dividend Date | n/a |
Share Statistics
CRMT has 8.25 million shares outstanding. The number of shares has increased by 7.14% in one year.
| Current Share Class | 8.25M |
| Shares Outstanding | 8.25M |
| Shares Change (YoY) | +7.14% |
| Shares Change (QoQ) | +29.64% |
| Owned by Insiders (%) | 5.15% |
| Owned by Institutions (%) | 66.43% |
| Float | 5.70M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | 21.26 |
| PS Ratio | 0.27 |
| Forward PS | 0.31 |
| PB Ratio | 0.79 |
| P/TBV Ratio | 0.83 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 0.93 |
| EV / EBITDA | 16.98 |
| EV / EBIT | 18.82 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 19.15, with a Debt / Equity ratio of 1.51.
| Current Ratio | 19.15 |
| Quick Ratio | 15.41 |
| Debt / Equity | 1.51 |
| Debt / EBITDA | 9.91 |
| Debt / FCF | n/a |
| Interest Coverage | 0.95 |
Financial Efficiency
Return on equity (ROE) is -0.77% and return on invested capital (ROIC) is 3.14%.
| Return on Equity (ROE) | -0.77% |
| Return on Assets (ROA) | 2.75% |
| Return on Capital (ROIC) | 3.14% |
| Revenue Per Employee | $595,329 |
| Profits Per Employee | -$1,764 |
| Employee Count | 2,280 |
| Asset Turnover | 0.89 |
| Inventory Turnover | 9.37 |
Taxes
In the past 12 months, CRMT has paid $150,000 in taxes.
| Income Tax | 150,000 |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -27.56% in the last 52 weeks. The beta is 1.68, so CRMT's price volatility has been higher than the market average.
| Beta (5Y) | 1.68 |
| 52-Week Price Change | -27.56% |
| 50-Day Moving Average | 45.41 |
| 200-Day Moving Average | 55.31 |
| Relative Strength Index (RSI) | 60.00 |
| Average Volume (20 Days) | 162,988 |
Short Selling Information
The latest short interest is 800,081, so 9.69% of the outstanding shares have been sold short.
| Short Interest | 800,081 |
| Short Previous Month | 852,197 |
| Short % of Shares Out | 9.69% |
| Short % of Float | 14.03% |
| Short Ratio (days to cover) | 9.86 |
Income Statement
In the last 12 months, CRMT had revenue of $1.36 billion and -$4.02 million in losses. Loss per share was -$0.59.
| Revenue | 1.36B |
| Gross Profit | 251.80M |
| Operating Income | 67.30M |
| Pretax Income | -40.14M |
| Net Income | -4.02M |
| EBITDA | 74.59M |
| EBIT | 67.30M |
| Loss Per Share | -$0.59 |
Full Income StatementBalance Sheet
The company has $8.01 million in cash and $835.73 million in debt, giving a net cash position of -$827.73 million or -$100.30 per share.
| Cash & Cash Equivalents | 8.01M |
| Total Debt | 835.73M |
| Net Cash | -827.73M |
| Net Cash Per Share | -$100.30 |
| Equity (Book Value) | 554.07M |
| Book Value Per Share | 67.07 |
| Working Capital | 1.35B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$34.97 million and capital expenditures -$6.34 million, giving a free cash flow of -$41.31 million.
| Operating Cash Flow | -34.97M |
| Capital Expenditures | -6.34M |
| Free Cash Flow | -41.31M |
| FCF Per Share | -$5.01 |
Full Cash Flow StatementMargins
Gross margin is 18.55%, with operating and profit margins of 4.96% and -0.29%.
| Gross Margin | 18.55% |
| Operating Margin | 4.96% |
| Pretax Margin | -0.28% |
| Profit Margin | -0.29% |
| EBITDA Margin | 5.50% |
| EBIT Margin | 4.96% |
| FCF Margin | n/a |
Dividends & Yields
CRMT does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -7.14% |
| Shareholder Yield | -7.14% |
| Earnings Yield | -0.92% |
| FCF Yield | -9.42% |
Analyst Forecast
The average price target for CRMT is $50.00, which is -5.91% lower than the current price. The consensus rating is "Hold".
| Price Target | $50.00 |
| Price Target Difference | -5.91% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsStock Splits
The last stock split was on April 15, 2005. It was a forward split with a ratio of 1.5:1.
| Last Split Date | Apr 15, 2005 |
| Split Type | Forward |
| Split Ratio | 1.5:1 |
Scores
CRMT has an Altman Z-Score of 2.85 and a Piotroski F-Score of 2. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.85 |
| Piotroski F-Score | 2 |