CVB Financial Corp. (CVBF)

CVB Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	439.02	455.76	448.3	389.19	356.59	377.4
Interest Income on Investments	145.9	174.36	158.04	125.48	64.04	52.94
Total Interest Income	584.92	630.11	606.33	514.67	420.63	430.34
Interest Paid on Deposits	104.56	105.48	51.54	6.83	5.35	12.6
Interest Paid on Borrowings	32.31	77.28	66.81	2.33	0.73	1.68
Total Interest Expense	136.88	182.77	118.34	9.16	6.08	14.28
Net Interest Income	448.05	447.35	487.99	505.51	414.55	416.05
Net Interest Income Growth (YoY)	-1.80%	-8.33%	-3.47%	21.94%	-0.36%	-4.52%
Trust Income	14.51	13.73	12.56	11.52	11.57	9.98
Gain (Loss) on Sale of Assets	-	-	-	2.72	0.19	1.68
Gain (Loss) on Sale of Investments	-24.92	-28.32	-	-	-	-
Other Non-Interest Income	45.48	48.69	25.62	10.77	13.4	18.46
Total Non-Interest Income	57.08	54.47	58.4	46.39	43.49	47.07
Non-Interest Income Growth (YoY)	-3.71%	-6.71%	25.88%	6.68%	-7.62%	-10.95%
Revenues Before Loan Losses	505.13	501.82	546.39	551.9	458.04	463.12
Provision for Loan Losses	-4	-3	2	10.6	-25.5	23.5
Revenue	509.13	504.82	544.39	541.3	483.54	439.62
Revenue Growth (YoY)	-1.63%	-7.27%	0.57%	11.95%	9.99%	-9.10%
Salaries and Employee Benefits	133.12	134.24	129.75	123.7	112.69	114.23
Occupancy Expenses	4.82	4.43	3.62	3.91	2.99	3.95
Amortization of Goodwill & Intangibles	4.48	5.32	6.45	7.57	8.24	9.35
Selling, General & Administrative	62.68	62.3	57.82	55.89	46.12	47.46
Other Non-Interest Expense	28.67	27.29	32.25	19.48	18.78	17.92
Total Non-Interest Expense	233.76	233.58	229.89	210.54	188.83	192.9
EBT Excluding Unusual Items	275.37	271.24	314.5	330.76	294.71	246.72
Pretax Income	275.37	271.24	315.43	328.35	297.65	249.52
Income Tax Expense	70.26	70.52	94	92.92	85.13	72.36
Net Income	205.11	200.72	221.44	235.43	212.52	177.16
Preferred Dividends & Other Adjustments	1.45	1.45	1.55	1.51	0.97	0.57
Net Income to Common	203.67	199.27	219.89	233.92	211.55	176.59
Net Income Growth	3.40%	-9.36%	-5.94%	10.78%	19.96%	-14.76%
Basic Shares Outstanding	138	138	138	140	135	136
Diluted Shares Outstanding	138	139	138	140	135	136
Shares Change (YoY)	-0.50%	0.08%	-1.11%	3.42%	-0.60%	-2.66%
EPS (Basic)	1.48	1.44	1.59	1.67	1.57	1.30
EPS (Diluted)	1.48	1.44	1.59	1.67	1.56	1.30
EPS Growth	4.23%	-9.43%	-4.82%	7.05%	20.17%	-12.29%
Dividend Per Share	0.800	0.800	0.800	0.770	0.720	0.720
Dividend Growth	-	-	3.90%	6.94%	-	-
Effective Tax Rate	25.52%	26.00%	29.80%	28.30%	28.60%	29.00%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q