CVB Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	446.16	455.76	448.3	389.19	356.59
Interest Income on Investments	147.15	174.36	158.04	125.48	64.04
Total Interest Income	593.3	630.11	606.33	514.67	420.63
Interest Paid on Deposits	101.29	105.48	51.54	6.83	5.35
Interest Paid on Borrowings	31.72	77.28	66.81	2.33	0.73
Total Interest Expense	133.01	182.77	118.34	9.16	6.08
Net Interest Income	460.29	447.35	487.99	505.51	414.55
Net Interest Income Growth (YoY)	2.89%	-8.33%	-3.47%	21.94%	-0.36%
Trust Income	15.03	13.73	12.56	11.52	11.57
Gain (Loss) on Sale of Assets	-	25.9	-	2.72	0.19
Gain (Loss) on Sale of Investments	-10.97	-28.32	-	-	-
Other Non-Interest Income	29.35	22.79	25.62	10.77	13.4
Total Non-Interest Income	55.17	54.47	58.4	46.39	43.49
Non-Interest Income Growth (YoY)	1.28%	-6.71%	25.88%	6.68%	-7.62%
Revenues Before Loan Losses	515.46	501.82	546.39	551.9	458.04
Provision for Loan Losses	-3.5	-3	2	10.6	-25.5
Revenue	518.96	504.82	544.39	541.3	483.54
Revenue Growth (YoY)	2.80%	-7.27%	0.57%	11.95%	9.99%
Salaries and Employee Benefits	144.46	134.24	129.75	123.7	112.69
Occupancy Expenses	23.82	4.43	3.62	3.91	2.99
Amortization of Goodwill & Intangibles	4.19	5.32	6.45	7.57	8.24
Selling, General & Administrative	33.28	62.3	57.82	55.89	46.12
Other Non-Interest Expense	29.96	27.29	32.25	19.48	18.78
Total Non-Interest Expense	235.71	233.58	229.89	210.54	188.83
EBT Excluding Unusual Items	283.25	271.24	314.5	330.76	294.71
Pretax Income	281.69	271.24	315.43	328.35	297.65
Income Tax Expense	72.4	70.52	94	92.92	85.13
Net Income	209.3	200.72	221.44	235.43	212.52
Preferred Dividends & Other Adjustments	-	1.45	1.55	1.51	0.97
Net Income to Common	209.3	199.27	219.89	233.92	211.55
Net Income Growth	4.28%	-9.36%	-5.94%	10.78%	19.96%
Basic Shares Outstanding	137	138	138	140	135
Diluted Shares Outstanding	137	139	138	140	135
Shares Change (YoY)	-1.10%	0.08%	-1.11%	3.42%	-0.60%
EPS (Basic)	1.53	1.44	1.59	1.67	1.57
EPS (Diluted)	1.52	1.44	1.59	1.67	1.56
EPS Growth	5.58%	-9.43%	-4.82%	7.05%	20.17%
Dividend Per Share	0.800	0.800	0.800	0.770	0.720
Dividend Growth	-	-	3.90%	6.94%	-
Effective Tax Rate	25.70%	26.00%	29.80%	28.30%	28.60%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

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