CVB Financial Corp. (CVBF)

NASDAQ: CVBF · IEX Real-Time Price · USD
16.92
+0.02 (0.12%)
Mar 30, 2023, 10:06 AM EDT - Market open

Total Valuation

CVB Financial has a market cap or net worth of $2.36 billion. The enterprise value is $3.71 billion.

Market Cap 2.36B
Enterprise Value 3.71B

Important Dates

The next earnings date is Tuesday, April 18, 2023, after market close.

Estimated Earnings Date Apr 18, 2023
Ex-Dividend Date Dec 28, 2022

Share Statistics

CVB Financial has 139.51 million shares outstanding. The number of shares has increased by 3.16% in one year.

Shares Outstanding 139.51M
Shares Change (YoY) +3.16%
Shares Change (QoQ) +0.01%
Owned by Insiders (%) 5.40%
Owned by Institutions (%) 74.34%
Float 131.82M

Valuation Ratios

The trailing PE ratio is 10.12 and the forward PE ratio is 13.39. CVB Financial's PEG ratio is 2.22.

PE Ratio 10.12
Forward PE 13.39
PS Ratio 4.33
Forward PS 4.01
PB Ratio 1.21
P/FCF Ratio 8.52
PEG Ratio 2.22
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 10.83, with an EV/FCF ratio of 13.39.

EV / Earnings 15.74
EV / Sales 6.80
EV / EBITDA 10.83
EV / EBIT 11.28
EV / FCF 13.39

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity 0.80
Debt / EBITDA 4.56
Debt / FCF 5.64

Financial Efficiency

Return on equity (ROE) is 11.90% and return on invested capital (ROIC) is 2.00%.

Return on Equity (ROE) 11.90%
Return on Assets (ROA) 1.40%
Return on Capital (ROIC) 2.00%
Revenue Per Employee $536,849
Profits Per Employee $231,946
Employee Count 1,015
Asset Turnover 0.03
Inventory Turnover n/a

Taxes

In the past 12 months, CVB Financial has paid $92.92 million in taxes.

Income Tax 92.92M
Effective Tax Rate 28.30%

Stock Price Statistics

The stock price has decreased by -29.76% in the last 52 weeks. The beta is 0.40, so CVB Financial's price volatility has been lower than the market average.

Beta (1Y) 0.40
52-Week Price Change -29.76%
50-Day Moving Average 22.56
200-Day Moving Average 25.41
Average Volume (30 Days) 980,133

Short Selling Information

The latest short interest is 5.75 million, so 4.12% of the outstanding shares have been sold short.

Short Interest 5.75M
Short Previous Month 4.69M
Short % of Shares Out 4.12%
Short % of Float 4.36%
Short Ratio (days to cover) 5.29

Income Statement

In the last 12 months, CVB Financial had revenue of $544.90 million and earned $235.43 million in profits. Earnings per share was $1.67.

Revenue 544.90M
Gross Profit 544.90M
Operating Income 328.35M
Pretax Income 328.35M
Net Income 235.43M
EBITDA 342.01M
EBIT 328.35M
Earnings Per Share (EPS) $1.67
Full Income Statement

Balance Sheet

The company has $213.01 million in cash and $1.56 billion in debt, giving a net cash position of -$1.35 billion or -$9.66 per share.

Cash & Cash Equivalents 213.01M
Total Debt 1.56B
Net Cash -1.35B
Net Cash Per Share -$9.66
Equity / Book Value 1.95B
Book Value Per Share 13.97
Working Capital n/a
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $273.73 million and capital expenditures $2.96 million, giving a free cash flow of $276.69 million.

Operating Cash Flow 273.73M
Capital Expenditures 2.96M
Free Cash Flow 276.69M
FCF Per Share $1.98
Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of 60.26% and 43.21%.

Gross Margin 100.00%
Operating Margin 60.26%
Pretax Margin 60.26%
Profit Margin 43.21%
EBITDA Margin 62.77%
EBIT Margin 60.26%
FCF Margin 50.78%

Dividends & Yields

This stock pays an annual dividend of $0.77, which amounts to a dividend yield of 4.55%.

Dividend Per Share $0.77
Dividend Yield 4.55%
Earnings Yield 9.99%
FCF Yield 11.74%
Dividend Growth (YoY) 6.94%
Payout Ratio 46.10%
Buyback Yield -3.16%
Shareholder Yield 1.39%
Dividend Details

Analyst Forecast

The average price target for CVB Financial is $27.97, which is 65.31% higher than the current price. The consensus rating is "Buy".

Price Target $27.97
Price Target Difference 65.31%
Analyst Consensus Buy
Analyst Count 13
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on January 3, 2007. It was a forward split with a ratio of 11:10.

Last Split Date Jan 3, 2007
Split Type Forward
Split Ratio 11:10