CVB Financial Corp. (CVBF)

CVB Financial Statistics

Total Valuation

CVB Financial has a market cap or net worth of $2.58 billion. The enterprise value is $3.18 billion.

Market Cap	2.58B
Enterprise Value	3.18B

Important Dates

The next estimated earnings date is Wednesday, April 23, 2025, after market close.

Earnings Date	Apr 23, 2025
Ex-Dividend Date	Apr 2, 2025

Share Statistics

CVB Financial has 139.62 million shares outstanding. The number of shares has increased by 0.08% in one year.

Current Share Class	139.62M
Shares Outstanding	139.62M
Shares Change (YoY)	+0.08%
Shares Change (QoQ)	+0.19%
Owned by Insiders (%)	6.17%
Owned by Institutions (%)	76.59%
Float	130.98M

Valuation Ratios

The trailing PE ratio is 12.82 and the forward PE ratio is 13.21.

PE Ratio	12.82
Forward PE	13.21
PS Ratio	5.06
Forward PS	5.34
PB Ratio	1.18
P/TBV Ratio	1.83
P/FCF Ratio	10.54
P/OCF Ratio	10.32
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	15.94
EV / Sales	6.29
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	12.98

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	3.32
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.41%.

Return on Equity (ROE)	9.41%
Return on Assets (ROA)	1.29%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$463,564
Profits Per Employee	$182,985
Employee Count	1,089
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, CVB Financial has paid $70.52 million in taxes.

Income Tax	70.52M
Effective Tax Rate	26.00%

Stock Price Statistics

The stock price has increased by +4.29% in the last 52 weeks. The beta is 0.46, so CVB Financial's price volatility has been lower than the market average.

Beta (5Y)	0.46
52-Week Price Change	+4.29%
50-Day Moving Average	19.85
200-Day Moving Average	19.44
Relative Strength Index (RSI)	35.52
Average Volume (20 Days)	840,476

Short Selling Information

The latest short interest is 3.00 million, so 2.15% of the outstanding shares have been sold short.

Short Interest	3.00M
Short Previous Month	2.96M
Short % of Shares Out	2.15%
Short % of Float	2.29%
Short Ratio (days to cover)	3.91

Income Statement

In the last 12 months, CVB Financial had revenue of $504.82 million and earned $199.27 million in profits. Earnings per share was $1.44.

Revenue	504.82M
Gross Profit	504.82M
Operating Income	276.56M
Pretax Income	290.79M
Net Income	199.27M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.44

Balance Sheet

The company has $213.26 million in cash and $812.05 million in debt, giving a net cash position of -$598.79 million or -$4.29 per share.

Cash & Cash Equivalents	213.26M
Total Debt	812.05M
Net Cash	-598.79M
Net Cash Per Share	-$4.29
Equity (Book Value)	2.19B
Book Value Per Share	15.65
Working Capital	-11.93B

Cash Flow

In the last 12 months, operating cash flow was $249.77 million and capital expenditures -$5.14 million, giving a free cash flow of $244.63 million.

Operating Cash Flow	249.77M
Capital Expenditures	-5.14M
Free Cash Flow	244.63M
FCF Per Share	$1.75

Margins

Gross Margin	n/a
Operating Margin	54.78%
Pretax Margin	53.73%
Profit Margin	39.76%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	48.46%

Dividends & Yields

This stock pays an annual dividend of $0.80, which amounts to a dividend yield of 4.34%.

Dividend Per Share	$0.80
Dividend Yield	4.34%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	1
Payout Ratio	55.57%
Buyback Yield	-0.08%
Shareholder Yield	4.25%
Earnings Yield	7.73%
FCF Yield	9.49%

Analyst Forecast

The average price target for CVB Financial is $22.20, which is 20.00% higher than the current price. The consensus rating is "Hold".

Price Target	$22.20
Price Target Difference	20.00%
Analyst Consensus	Hold
Analyst Count	6
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on January 3, 2007. It was a forward split with a ratio of 1.1:1.

Last Split Date	Jan 3, 2007
Split Type	Forward
Split Ratio	1.1:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4