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Central Valley Community Bancorp (CVCY)

Stock Price: $13.76 USD -0.22 (-1.57%)
Updated Oct 27, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 171.93M
Revenue (ttm) 72.79M
Net Income (ttm) 19.06M
Shares Out 12.49M
EPS (ttm) 1.47
PE Ratio 9.36
Forward PE 13.07
Dividend $0.44
Dividend Yield 3.20%

Stock Quote

Trading Day Oct 27, 2020
Last Price $13.76
Previous Close $13.98
Change ($) -0.22
Change (%) -1.57%
Day's Open 13.88
Day's Range 13.50 - 13.97
Day's Volume 47,791
52-Week Range 10.59 - 22.15

More Stats

Market Cap 171.93M
Enterprise Value 58.52M
Earnings Date (est) Jan 27, 2021
Ex-Dividend Date Aug 6, 2020
Shares Outstanding 12.49M
Float 10.50M
EPS (basic) 1.47
EPS (diluted) 1.47
FCF / Share 1.06
Dividend $0.44
Dividend Yield 3.20%
Earnings Yield 10.68%
FCF Yield 7.65%
Payout Ratio 29.90%
Shares Short 101,900
Short Ratio 3.78
Short % of Float 0.97%
Beta 0.70
PE Ratio 9.36
Forward PE 13.07
P/FCF Ratio 13.08
PS Ratio 2.36
PB Ratio 0.81
Revenue 72.79M
Operating Income 26.55M
Net Income 19.06M
Free Cash Flow 13.15M
Net Cash 113.40M
Net Cash / Share 9.08
Gross Margin 105.15%
Operating Margin 36.47%
Profit Margin 26.20%
FCF Margin 18.07%
ROA 1.08%
ROE 8.28%
ROIC 1.70%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Forecasts

Analyst Ratings (5)

Buy 3
Overweight 0
Hold 2
Underweight 0
Sell 0

Analyst Consensus: Buy

Price Target

$15.75*
(14.46% upside)
Low
14.0
Current: $13.76
High
18.0
Target: 15.75
*Average 12-month price target from 4 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue76.0572.9868.2361.0249.5640.0641.2836.4836.5831.64
Revenue Growth4.21%6.97%11.81%23.12%23.71%-2.96%13.17%-0.27%15.6%-
Gross Profit76.0572.9868.2361.0249.5640.0641.2836.4836.5831.64
Operating Income29.9527.9123.8222.1013.554.729.609.218.342.91
Net Income21.4421.2914.0315.1810.965.298.257.526.483.28
Shares Outstanding13.2013.8013.5812.1410.9910.9810.919.609.559.37
Earnings Per Share1.591.541.101.331.000.480.770.750.630.31
EPS Growth3.25%40%-17.29%33%108.33%-37.66%2.67%19.05%103.23%-
Dividend Per Share0.430.310.240.240.180.200.200.05--
Dividend Growth38.71%29.17%0%33.33%-10%0%300%---
Operating Cash Flow21.7229.9125.2213.0017.5217.1615.597.2620.5814.18
Capital Expenditures-0.88-0.79-0.86-0.85-0.74-0.97-1.16-1.35-1.25-0.59
Free Cash Flow20.8529.1224.3612.1516.7816.1914.435.9119.3413.59
Cash & Equivalents52.5731.7310038.5794.6277.3311252.9644.80101
Total Debt5.1615.165.165.565.165.165.169.169.1619.16
Net Cash / Debt47.4216.5795.2333.0189.4672.1710743.8035.6581.84
Assets1,5971,5381,6621,4431,2771,1921,146890849778
Liabilities1,3691,3181,4521,2791,1371,0611,026773742680
Book Value22822021016413913112011810797.39
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Central Valley Community Bancorp
Country United States
Employees 265
CEO Jamie M. Ford

Stock Information

Ticker Symbol CVCY
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: CVCY

Description

Central Valley Community Bancorp operates as the bank holding company for the Central Valley Community Bank that provides various commercial banking services to small and middle-market businesses and individuals in the central valley area of California. The company accepts demand, savings, and time deposits; NOW and money market accounts; certificates of deposit; and non-interest bearing demand deposits. Its loan products include commercial and industrial loans, as well as loans secured by crop production and livestock; owner occupied and investor commercial real estate, real estate construction and other land, agricultural real estate, and other real estate loans; and equity loans and lines of credit, and installment and other consumer loans. The company also offers domestic and international wire transfer, safe deposit box, Internet banking, and other customary banking services. As of December 31, 2019, the company operated 21 full-service banking offices in Cameron Park, Clovis, Exeter, Folsom, Fresno, Gold River, Kerman, Lodi, Madera, Merced, Modesto, Oakhurst, Prather, Roseville, Sacramento, Stockton, and Visalia. Central Valley Community Bancorp was founded in 1979 and is based in Fresno, California.