Central Valley Community Bancorp (CVCY)
Stock Price Chart
Key Info
| Market Cap | 162.74M |
| Revenue (ttm) | 72.33M |
| Net Income (ttm) | 22.85M |
| Shares Out | 12.49M |
| EPS (ttm) | 1.47 |
| PE Ratio | 8.87 |
| Forward PE | 12.99 |
| Dividend | $0.44 |
| Dividend Yield | 3.37% |
Stock Quote
| Trading Day | Aug 6, 2020 |
| Last Price | $13.05 |
| Previous Close | $13.18 |
| Change ($) | -0.14 |
| Change (%) | -1.02% |
| Day's Open | 13.22 |
| Day's Range | 13.05 - 13.25 |
| Day's Volume | 4,029 |
| 52-Week Range | 10.59 - 22.15 |
More Stats
| Market Cap | 162.74M |
| Enterprise Value | 131.73M |
| Earnings Date (est) | Oct 14, 2020 |
| Ex-Dividend Date | Aug 6, 2020 |
| Shares Outstanding | 12.49M |
| Float | 10.46M |
| EPS (basic) | 1.74 |
| EPS (diluted) | 1.47 |
| FCF / Share | 1.57 |
| Dividend | $0.44 |
| Dividend Yield | 3.37% |
| Earnings Yield | 11.27% |
| FCF Yield | 12.27% |
| Payout Ratio | 25.30% |
| Shares Short | 148,909 |
| Short Ratio | 3.42 |
| Short % of Float | 1.32% |
| Beta | 0.80 |
| PE Ratio | 8.87 |
| Forward PE | 12.99 |
| P/FCF Ratio | 8.15 |
| PS Ratio | 2.25 |
| PB Ratio | 0.75 |
| Revenue | 72.33M |
| Operating Income | 31.90M |
| Net Income | 22.85M |
| Free Cash Flow | 19.98M |
| Net Cash | 31.01M |
| Net Cash / Share | 2.49 |
| Gross Margin | 105.15% |
| Operating Margin | 44.11% |
| Profit Margin | 29.10% |
| FCF Margin | 27.62% |
| ROA | 1.08% |
| ROE | 8.28% |
| ROIC | 2.10% |
Analyst Summary
Analyst Consensus: Overweight
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 76.05 | 72.98 | 68.23 | 61.02 | 49.56 | 40.06 | 41.28 | 36.48 | 36.58 | 31.64 |
| Revenue Growth | 4.21% | 6.97% | 11.81% | 23.12% | 23.71% | -2.96% | 13.17% | -0.27% | 15.6% | - |
| Gross Profit | 76.05 | 72.98 | 68.23 | 61.02 | 49.56 | 40.06 | 41.28 | 36.48 | 36.58 | 31.64 |
| Operating Income | 29.95 | 27.91 | 23.82 | 22.10 | 13.55 | 4.72 | 9.60 | 9.21 | 8.34 | 2.91 |
| Net Income | 21.44 | 21.29 | 14.03 | 15.18 | 10.96 | 5.29 | 8.25 | 7.52 | 6.48 | 3.28 |
| Shares Outstanding | 13.20 | 13.80 | 13.58 | 12.14 | 10.99 | 10.98 | 10.91 | 9.60 | 9.55 | 9.37 |
| Earnings Per Share | 1.59 | 1.54 | 1.10 | 1.33 | 1.00 | 0.48 | 0.77 | 0.75 | 0.63 | 0.31 |
| EPS Growth | 3.25% | 40% | -17.29% | 33% | 108.33% | -37.66% | 2.67% | 19.05% | 103.23% | - |
| Dividend Per Share | 0.43 | 0.31 | 0.24 | 0.24 | 0.18 | 0.20 | 0.20 | 0.05 | - | - |
| Dividend Growth | 38.71% | 29.17% | 0% | 33.33% | -10% | 0% | 300% | - | - | - |
| Operating Cash Flow | 21.72 | 29.91 | 25.22 | 13.00 | 17.52 | 17.16 | 15.59 | 7.26 | 20.58 | 14.18 |
| Capital Expenditures | -0.88 | -0.79 | -0.86 | -0.85 | -0.74 | -0.97 | -1.16 | -1.35 | -1.25 | -0.59 |
| Free Cash Flow | 20.85 | 29.12 | 24.36 | 12.15 | 16.78 | 16.19 | 14.43 | 5.91 | 19.34 | 13.59 |
| Cash & Equivalents | 52.57 | 31.73 | 100 | 38.57 | 94.62 | 77.33 | 112 | 52.96 | 44.80 | 101 |
| Total Debt | 5.16 | 15.16 | 5.16 | 5.56 | 5.16 | 5.16 | 5.16 | 9.16 | 9.16 | 19.16 |
| Net Cash / Debt | 47.42 | 16.57 | 95.23 | 33.01 | 89.46 | 72.17 | 107 | 43.80 | 35.65 | 81.84 |
| Assets | 1,597 | 1,538 | 1,662 | 1,443 | 1,277 | 1,192 | 1,146 | 890 | 849 | 778 |
| Liabilities | 1,369 | 1,318 | 1,452 | 1,279 | 1,137 | 1,061 | 1,026 | 773 | 742 | 680 |
| Book Value | 228 | 220 | 210 | 164 | 139 | 131 | 120 | 118 | 107 | 97.39 |
Company Profile
Company Details
| Full Name | Central Valley Community Bancorp |
| Country | United States |
| Employees | 273 |
| CEO | Jamie M. Ford |
Stock Information
| Ticker Symbol | CVCY |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: CVCY |
Description
Central Valley Community Bancorp operates as the bank holding company for the Central Valley Community Bank that provides various commercial banking services to small and middle-market businesses and individuals in the central valley area of California. The company accepts demand, savings, and time deposits; NOW and money market accounts; certificates of deposit; and non-interest bearing demand deposits. Its loan products include commercial and industrial loans, as well as loans secured by crop production and livestock; owner occupied and investor commercial real estate, real estate construction and other land, agricultural real estate, and other real estate loans; and equity loans and lines of credit, and installment and other consumer loans. The company also offers domestic and international wire transfer, safe deposit box, Internet banking, and other customary banking services. As of December 31, 2019, the company operated 21 full-service banking offices in Cameron Park, Clovis, Exeter, Folsom, Fresno, Gold River, Kerman, Lodi, Madera, Merced, Modesto, Oakhurst, Prather, Roseville, Sacramento, Stockton, and Visalia. Central Valley Community Bancorp was founded in 1979 and is based in Fresno, California.