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Central Valley Community Bancorp (CVCY)

Stock Price: $13.05 USD -0.14 (-1.02%)
Updated Aug 6, 2020 11:50 AM EDT - Market open

Stock Price Chart

Key Info

Market Cap 162.74M
Revenue (ttm) 72.33M
Net Income (ttm) 22.85M
Shares Out 12.49M
EPS (ttm) 1.47
PE Ratio 8.87
Forward PE 12.99
Dividend $0.44
Dividend Yield 3.37%

Stock Quote

Trading Day Aug 6, 2020
Last Price $13.05
Previous Close $13.18
Change ($) -0.14
Change (%) -1.02%
Day's Open 13.22
Day's Range 13.05 - 13.25
Day's Volume 4,029
52-Week Range 10.59 - 22.15

More Stats

Market Cap 162.74M
Enterprise Value 131.73M
Earnings Date (est) Oct 14, 2020
Ex-Dividend Date Aug 6, 2020
Shares Outstanding 12.49M
Float 10.46M
EPS (basic) 1.74
EPS (diluted) 1.47
FCF / Share 1.57
Dividend $0.44
Dividend Yield 3.37%
Earnings Yield 11.27%
FCF Yield 12.27%
Payout Ratio 25.30%
Shares Short 148,909
Short Ratio 3.42
Short % of Float 1.32%
Beta 0.80
PE Ratio 8.87
Forward PE 12.99
P/FCF Ratio 8.15
PS Ratio 2.25
PB Ratio 0.75
Revenue 72.33M
Operating Income 31.90M
Net Income 22.85M
Free Cash Flow 19.98M
Net Cash 31.01M
Net Cash / Share 2.49
Gross Margin 105.15%
Operating Margin 44.11%
Profit Margin 29.10%
FCF Margin 27.62%
ROA 1.08%
ROE 8.28%
ROIC 2.10%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (5)

Buy 2
Overweight 0
Hold 3
Underweight 0
Sell 0

Analyst Consensus: Overweight

Price Target

$16.25*
(24.57% upside)
Low
14.0
Current: $13.05
High
18.0
Target: 16.25
*Average 12-month price target from 4 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue76.0572.9868.2361.0249.5640.0641.2836.4836.5831.64
Revenue Growth4.21%6.97%11.81%23.12%23.71%-2.96%13.17%-0.27%15.6%-
Gross Profit76.0572.9868.2361.0249.5640.0641.2836.4836.5831.64
Operating Income29.9527.9123.8222.1013.554.729.609.218.342.91
Net Income21.4421.2914.0315.1810.965.298.257.526.483.28
Shares Outstanding13.2013.8013.5812.1410.9910.9810.919.609.559.37
Earnings Per Share1.591.541.101.331.000.480.770.750.630.31
EPS Growth3.25%40%-17.29%33%108.33%-37.66%2.67%19.05%103.23%-
Dividend Per Share0.430.310.240.240.180.200.200.05--
Dividend Growth38.71%29.17%0%33.33%-10%0%300%---
Operating Cash Flow21.7229.9125.2213.0017.5217.1615.597.2620.5814.18
Capital Expenditures-0.88-0.79-0.86-0.85-0.74-0.97-1.16-1.35-1.25-0.59
Free Cash Flow20.8529.1224.3612.1516.7816.1914.435.9119.3413.59
Cash & Equivalents52.5731.7310038.5794.6277.3311252.9644.80101
Total Debt5.1615.165.165.565.165.165.169.169.1619.16
Net Cash / Debt47.4216.5795.2333.0189.4672.1710743.8035.6581.84
Assets1,5971,5381,6621,4431,2771,1921,146890849778
Liabilities1,3691,3181,4521,2791,1371,0611,026773742680
Book Value22822021016413913112011810797.39
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Central Valley Community Bancorp
Country United States
Employees 273
CEO Jamie M. Ford

Stock Information

Ticker Symbol CVCY
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: CVCY

Description

Central Valley Community Bancorp operates as the bank holding company for the Central Valley Community Bank that provides various commercial banking services to small and middle-market businesses and individuals in the central valley area of California. The company accepts demand, savings, and time deposits; NOW and money market accounts; certificates of deposit; and non-interest bearing demand deposits. Its loan products include commercial and industrial loans, as well as loans secured by crop production and livestock; owner occupied and investor commercial real estate, real estate construction and other land, agricultural real estate, and other real estate loans; and equity loans and lines of credit, and installment and other consumer loans. The company also offers domestic and international wire transfer, safe deposit box, Internet banking, and other customary banking services. As of December 31, 2019, the company operated 21 full-service banking offices in Cameron Park, Clovis, Exeter, Folsom, Fresno, Gold River, Kerman, Lodi, Madera, Merced, Modesto, Oakhurst, Prather, Roseville, Sacramento, Stockton, and Visalia. Central Valley Community Bancorp was founded in 1979 and is based in Fresno, California.