DCOM Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	580.88	583.05	590.49	554.49	406.6	359.02
Interest Income on Investments	123.8	102.39	59.66	54.87	32.62	25.61
Total Interest Income	704.68	685.44	650.15	609.36	439.23	384.63
Interest Paid on Deposits	226.41	240.13	284.75	219.05	38.43	16.53
Interest Paid on Borrowings	35.14	37.31	47.35	73.74	20.93	10.49
Total Interest Expense	261.55	277.44	332.1	292.79	59.36	27.02
Net Interest Income	443.13	408	318.05	316.57	379.86	357.61
Net Interest Income Growth	21.96%	28.28%	0.47%	-16.66%	6.22%	101.24%
Gain (Loss) on Sale of Assets	-1.23	-1.23	7.22	-0.02	1.4	-
Gain (Loss) on Sale of Investments	0.11	0.36	-44.01	-2.21	-	1.84
Other Non-Interest Income	48.8	44.61	32.21	36.73	34.51	31.95
Total Non-Interest Income	46.32	44.93	-3.96	36.21	38.16	58.57
Non-Interest Income Growth	-	-	-	-5.11%	-34.86%	110.17%
Revenues Before Loan Losses	489.44	452.93	314.1	352.78	418.02	416.18
Provision for Loan Losses	50.37	43.03	36.11	2.77	5.37	6.21
Revenue	439.07	409.9	277.99	350.01	412.65	409.97
Revenue Growth	39.76%	47.45%	-20.58%	-15.18%	0.65%	128.51%
Salaries and Employee Benefits	150.15	143.3	129.42	112.8	115.83	102.92
Occupancy Expenses	17.94	17.78	16.08	16.25	18.79	16.36
Federal Deposit Insurance	6.57	7.33	8.71	8.85	3.9	4.08
Amortization of Goodwill & Intangibles	0.88	0.96	1.16	1.43	1.88	2.62
Selling, General & Administrative	58.73	56.41	53.42	46.85	44.85	50.33
Other Non-Interest Expense	18.4	17.39	14.78	17.86	12.54	13.94
Total Non-Interest Expense	252.67	243.16	223.58	204.04	197.79	190.25
EBT Excluding Unusual Items	186.41	166.74	54.4	145.97	214.85	219.72
Other Unusual Items	0.97	-7.23	-1.67	-	-0.74	-19.8
Pretax Income	184.32	156.8	51.44	136.88	211.92	148.17
Income Tax Expense	55.4	46.12	22.36	40.79	59.36	44.17
Net Income	128.92	110.68	29.08	96.09	152.56	104
Preferred Dividends & Other Adjustments	9.63	9.18	7.66	8.53	8.97	8.5
Net Income to Common	119.3	101.51	21.42	87.57	143.58	95.5
Net Income Growth	230.23%	373.86%	-75.54%	-39.01%	50.36%	155.43%
Basic Shares Outstanding	43	43	39	38	39	39
Diluted Shares Outstanding	43	43	39	38	39	39
Shares Change	4.43%	10.51%	1.95%	-0.91%	-0.94%	80.62%
EPS (Basic)	2.77	2.36	0.55	2.29	3.73	2.45
EPS (Diluted)	2.76	2.36	0.55	2.29	3.73	2.45
EPS Growth	215.58%	328.96%	-75.98%	-38.53%	52.07%	41.14%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.000	1.000	1.000	0.990	0.960	0.960
Dividend Growth	0%	0%	1.01%	3.13%	0%	-
Effective Tax Rate	30.05%	29.41%	43.46%	29.80%	28.01%	29.81%

SEC Filings: 10-K · 10-Q