Eastern Bankshares, Inc. (EBC)

Eastern Bankshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	371.15	88.22	119.56	232.18	199.76	154.67
Depreciation & Amortization	52.05	46.94	27.03	12.3	11.99	11.9
Provision for Credit Losses	25.36	26.2	67.38	20.05	17.93	-9.69
Stock-Based Compensation	25.12	25.3	26.63	23.18	20.43	9.41
Net Change in Loans Held-for-Sale	2.8	18.24	-0.17	25.02	-3.35	-0.05
Other Adjustments	141.99	213.14	49.98	338.68	22.65	-35.33
Changes in Other Operating Activities	-125.26	14.38	-6.57	28.9	-43.03	47.38
Operating Cash Flow	375.63	432.42	283.84	261.69	229.94	174.49
Operating Cash Flow Growth	25.80%	52.35%	8.46%	13.81%	31.78%	149.80%
Net Change in Loans Held-for-Investment	-488.38	-802.37	-209.09	-429.27	-1,306	371.72
Net Change in Securities and Investments	210.88	457.57	1,242	2,349	234.55	-2,369
Payments for Business Acquisitions	-1.41	-1.41	24.88	-	-	-
Capital Expenditures	-20.69	-19.43	-13.54	-8.14	-8.63	-5.73
Sale of Property, Plant & Equipment	-	-	15.12	-	17.31	22.11
Other Investing Activities	2.12	1.63	-	-	-	-
Investing Cash Flow	-295.54	-364.02	1,059	2,400	-1,077	-1,986
Net Change in Deposits	-25.02	-181.75	-176.21	-1,378	-653.95	1,098
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	144.2	-369.34	-742.06	-692.28	706.55	2.58
Long-Term Debt Repaid	-	-	-	-	-	-36.28
Net Long-Term Debt Issued (Repaid)	-	-	-	-	-	-36.28
Issuance of Common Stock	2.42	5.11	-	-	-	-
Repurchase of Common Stock	-133.49	-106.59	-27.68	-	-201.62	-23.22
Net Common Stock Issued (Repurchased)	-131.07	-101.48	-27.68	-	-201.62	-23.22
Common Dividends Paid	-110.44	-105.72	-82.54	-66.67	-65.89	-51.56
Other Financing Activities	-0.12	-0.12	-0.94	-0.96	-	-
Financing Cash Flow	-117.33	-758.41	-1,029	-2,138	-215.57	988.98
Net Cash Flow	-37.24	-690.01	313.8	523.57	-1,062	-822.28
Free Cash Flow	354.94	412.99	270.3	253.55	221.32	168.76
Free Cash Flow Growth	-14.06%	52.79%	6.60%	14.57%	31.14%	160.81%
FCF Margin	34.57%	59.30%	40.70%	86.65%	35.30%	31.43%
Free Cash Flow Per Share	1.69	2.02	1.48	1.56	1.34	0.98
Levered Free Cash Flow	277.25	130.11	126.49	265.23	160.09	171.94
Unlevered Free Cash Flow	-93.9	41.89	6.92	33.06	-39.67	53.55

Updated May 8, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q