Eastern Bankshares, Inc. (EBC)

Eastern Bankshares Statistics

Total Valuation

EBC has a market cap or net worth of $3.47 billion. The enterprise value is $3.10 billion.

Market Cap	3.47B
Enterprise Value	3.10B

Important Dates

The last earnings date was Thursday, October 23, 2025, after market close.

Earnings Date	Oct 23, 2025
Ex-Dividend Date	Dec 3, 2025

Share Statistics

EBC has 198.53 million shares outstanding. The number of shares has increased by 16.41% in one year.

Current Share Class	198.53M
Shares Outstanding	198.53M
Shares Change (YoY)	+16.41%
Shares Change (QoQ)	+0.26%
Owned by Insiders (%)	1.48%
Owned by Institutions (%)	77.45%
Float	180.82M

Valuation Ratios

The trailing PE ratio is 71.89 and the forward PE ratio is 9.58.

PE Ratio	71.89
Forward PE	9.58
PS Ratio	5.57
Forward PS	3.35
PB Ratio	0.91
P/TBV Ratio	1.25
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	62.75
EV / Sales	4.94
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 1.32%.

Return on Equity (ROE)	1.32%
Return on Assets (ROA)	0.19%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$314,231
Profits Per Employee	$24,755
Employee Count	1,998
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, EBC has paid $33.01 million in taxes.

Income Tax	33.01M
Effective Tax Rate	40.02%

Stock Price Statistics

The stock price has increased by +5.25% in the last 52 weeks. The beta is 0.83, so EBC's price volatility has been lower than the market average.

Beta (5Y)	0.83
52-Week Price Change	+5.25%
50-Day Moving Average	17.79
200-Day Moving Average	16.46
Relative Strength Index (RSI)	47.34
Average Volume (20 Days)	4,248,314

Short Selling Information

The latest short interest is 9.99 million, so 5.03% of the outstanding shares have been sold short.

Short Interest	9.99M
Short Previous Month	9.78M
Short % of Shares Out	5.03%
Short % of Float	5.53%
Short Ratio (days to cover)	3.22

Income Statement

In the last 12 months, EBC had revenue of $627.83 million and earned $49.46 million in profits. Earnings per share was $0.24.

Revenue	627.83M
Gross Profit	627.83M
Operating Income	137.07M
Pretax Income	82.47M
Net Income	49.46M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.24

Balance Sheet

The company has $410.40 million in cash and $39.80 million in debt, giving a net cash position of $370.60 million or $1.87 per share.

Cash & Cash Equivalents	410.40M
Total Debt	39.80M
Net Cash	370.60M
Net Cash Per Share	$1.87
Equity (Book Value)	3.81B
Book Value Per Share	19.15
Working Capital	-20.49B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	21.83%
Pretax Margin	13.14%
Profit Margin	7.88%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.52, which amounts to a dividend yield of 2.97%.

Dividend Per Share	$0.52
Dividend Yield	2.97%
Dividend Growth (YoY)	13.33%
Years of Dividend Growth	4
Payout Ratio	209.52%
Buyback Yield	-16.41%
Shareholder Yield	-13.43%
Earnings Yield	1.42%
FCF Yield	n/a

Analyst Forecast

The average price target for EBC is $21.50, which is 22.86% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$21.50
Price Target Difference	22.86%
Analyst Consensus	Strong Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2