Eastern Bankshares, Inc. (EBC)

Eastern Bankshares Statistics

Total Valuation

EBC has a market cap or net worth of $3.16 billion. The enterprise value is $2.97 billion.

Market Cap	3.16B
Enterprise Value	2.97B

Important Dates

The next estimated earnings date is Thursday, July 24, 2025, after market close.

Earnings Date	Jul 24, 2025
Ex-Dividend Date	Jun 3, 2025

Share Statistics

EBC has 198.68 million shares outstanding. The number of shares has increased by 17.04% in one year.

Current Share Class	198.68M
Shares Outstanding	198.68M
Shares Change (YoY)	+17.04%
Shares Change (QoQ)	-1.29%
Owned by Insiders (%)	1.39%
Owned by Institutions (%)	75.30%
Float	181.14M

Valuation Ratios

PE Ratio	n/a
Forward PE	9.72
PS Ratio	6.63
Forward PS	3.52
PB Ratio	0.89
P/TBV Ratio	1.24
P/FCF Ratio	11.07
P/OCF Ratio	10.59
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	6.49
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	10.40

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.79
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -4.18%.

Return on Equity (ROE)	-4.18%
Return on Assets (ROA)	-0.59%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$228,988
Profits Per Employee	-$68,444
Employee Count	1,998
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, EBC has paid $59.64 million in taxes.

Income Tax	59.64M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +15.21% in the last 52 weeks. The beta is 0.95, so EBC's price volatility has been similar to the market average.

Beta (5Y)	0.95
52-Week Price Change	+15.21%
50-Day Moving Average	15.09
200-Day Moving Average	16.61
Relative Strength Index (RSI)	66.13
Average Volume (20 Days)	1,873,005

Short Selling Information

The latest short interest is 7.16 million, so 3.60% of the outstanding shares have been sold short.

Short Interest	7.16M
Short Previous Month	6.85M
Short % of Shares Out	3.60%
Short % of Float	3.95%
Short Ratio (days to cover)	5.84

Income Statement

In the last 12 months, EBC had revenue of $457.52 million and -$136.75 million in losses. Loss per share was -$0.72.

Revenue	457.52M
Gross Profit	457.52M
Operating Income	-3.71M
Pretax Income	450.69M
Net Income	-136.75M
EBITDA	n/a
EBIT	n/a
Loss Per Share	-$0.72

Balance Sheet

The company has $417.09 million in cash and $225.63 million in debt, giving a net cash position of $191.46 million or $0.96 per share.

Cash & Cash Equivalents	417.09M
Total Debt	225.63M
Net Cash	191.46M
Net Cash Per Share	$0.96
Equity (Book Value)	3.58B
Book Value Per Share	17.91
Working Capital	-20.18B

Cash Flow

In the last 12 months, operating cash flow was $298.59 million and capital expenditures -$12.86 million, giving a free cash flow of $285.74 million.

Operating Cash Flow	298.59M
Capital Expenditures	-12.86M
Free Cash Flow	285.74M
FCF Per Share	$1.44

Margins

Gross Margin	n/a
Operating Margin	-0.81%
Pretax Margin	-16.85%
Profit Margin	-29.89%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	62.45%

Dividends & Yields

This stock pays an annual dividend of $0.52, which amounts to a dividend yield of 3.27%.

Dividend Per Share	$0.52
Dividend Yield	3.27%
Dividend Growth (YoY)	11.63%
Years of Dividend Growth	4
Payout Ratio	n/a
Buyback Yield	-17.04%
Shareholder Yield	-13.77%
Earnings Yield	-4.32%
FCF Yield	9.03%

Analyst Forecast

The average price target for EBC is $19.25, which is 20.99% higher than the current price. The consensus rating is "Buy".

Price Target	$19.25
Price Target Difference	20.99%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2