Eagle Bancorp Montana, Inc. (EBMT)
NASDAQ: EBMT · Real-Time Price · USD
21.21
-0.15 (-0.70%)
At close: Oct 30, 2026, 4:00 PM EDT
21.20
-0.01 (-0.05%)
After-hours: Oct 30, 2026, 7:00 PM EDT
Eagle Bancorp Montana Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 97.8 | 97.6 | 92.28 | 79.42 | 60.35 | 45.13 |
Interest Income on Investments | 10.39 | 10.81 | 11.93 | 12.19 | 9.11 | 4.61 |
Total Interest Income | 108.19 | 108.41 | 104.21 | 91.62 | 69.46 | 49.75 |
Interest Paid on Deposits | 26.62 | 27.78 | 27.84 | 17.86 | 3.12 | 1.47 |
Interest Paid on Borrowings | 4.58 | 7.74 | 12.94 | 11.28 | 3.03 | 1.73 |
Total Interest Expense | 31.2 | 35.51 | 40.77 | 29.14 | 6.15 | 3.21 |
Net Interest Income | 76.99 | 72.9 | 63.44 | 62.48 | 63.31 | 46.54 |
Net Interest Income Growth | 9.17% | 14.91% | 1.54% | -1.32% | 36.04% | 7.81% |
Mortgage Banking Activities | 10.83 | 10.55 | 10.01 | 14.97 | 19.49 | 41.04 |
Gain (Loss) on Sale of Investments | - | - | -0.14 | -0.22 | -0.01 | - |
Other Non-Interest Income | 7.62 | 6.47 | 6.26 | 6.22 | 5.07 | 3.94 |
Total Non-Interest Income | 20.13 | 18.67 | 17.78 | 22.72 | 26.22 | 46.18 |
Non-Interest Income Growth | 11.13% | 5.04% | -21.77% | -13.34% | -43.23% | -5.88% |
Revenues Before Loan Losses | 97.12 | 91.57 | 81.21 | 85.2 | 89.53 | 92.72 |
Provision for Loan Losses | 2.52 | 1.18 | 0.52 | 1.46 | 2 | 0.86 |
| 94.6 | 90.39 | 80.7 | 83.74 | 87.53 | 91.86 | |
Revenue Growth | 8.07% | 12.01% | -3.64% | -4.33% | -4.71% | 3.09% |
Salaries and Employee Benefits | 44.16 | 41.3 | 38.85 | 42.3 | 43.55 | 47.74 |
Occupancy Expenses | 8.95 | 8.81 | 8 | 7.36 | 5.1 | 5.73 |
Federal Deposit Insurance | 0.95 | 0.96 | 1.17 | 1.15 | 0.56 | 0.33 |
Amortization of Goodwill & Intangibles | 1.05 | 1.19 | 1.39 | 1.59 | 1.33 | 0.57 |
Selling, General & Administrative | 12.38 | 12.29 | 12.99 | 12.7 | 12.36 | 9.81 |
Other Non-Interest Expense | 7.27 | 6.95 | 6.92 | 7 | 8.55 | 8.37 |
Total Non-Interest Expense | 74.76 | 71.5 | 69.31 | 72.09 | 71.44 | 72.56 |
EBT Excluding Unusual Items | 19.84 | 18.89 | 11.39 | 11.65 | 16.09 | 19.31 |
Asset Writedown | - | - | - | - | 0.06 | 0.74 |
Pretax Income | 19.84 | 18.89 | 11.39 | 11.65 | 13.85 | 19.28 |
Income Tax Expense | 4.4 | 4.06 | 1.61 | 1.6 | 3.15 | 4.86 |
Net Income | 15.44 | 14.84 | 9.78 | 10.06 | 10.7 | 14.42 |
Net Income to Common | 15.44 | 14.84 | 9.78 | 10.06 | 10.7 | 14.42 |
Net Income Growth | 14.06% | 51.72% | -2.77% | -6.03% | -25.79% | -32.01% |
Basic Shares Outstanding | 8 | 8 | 8 | 8 | 7 | 7 |
Diluted Shares Outstanding | 8 | 8 | 8 | 8 | 7 | 7 |
Shares Change | 0.24% | -0.38% | 0.71% | 5.58% | 10.98% | -2.41% |
EPS (Basic) | 1.97 | 1.90 | 1.25 | 1.29 | 1.45 | 2.17 |
EPS (Diluted) | 1.97 | 1.90 | 1.24 | 1.29 | 1.45 | 2.17 |
EPS Growth | 14.52% | 53.23% | -3.88% | -11.04% | -33.09% | -30.32% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 0.583 | 0.578 | 0.568 | 0.557 | 0.537 | 0.472 |
Dividend Growth | 1.30% | 1.76% | 1.79% | 3.72% | 13.76% | 21.93% |
Effective Tax Rate | 22.16% | 21.48% | 14.15% | 13.71% | 22.73% | 25.22% |