Interest Income on Loans | 208.38 | 172.54 | 135.93 | 133.21 | 131.09 | |
Interest Income on Investments | 21.89 | 28.52 | 24.98 | 15.83 | 13.75 | |
Total Interest Income | 230.27 | 201.05 | 160.91 | 149.03 | 144.84 | |
Interest Paid on Deposits | 76.51 | 44.39 | 5.71 | 3.92 | 11.6 | |
Interest Paid on Borrowings | 5.89 | 3.58 | 3.4 | 3.56 | 3.11 | |
Total Interest Expense | 82.41 | 47.97 | 9.12 | 7.48 | 14.71 | |
Net Interest Income | 147.86 | 153.08 | 151.8 | 141.56 | 130.13 | |
Net Interest Income Growth (YoY) | -3.41% | 0.85% | 7.23% | 8.78% | 12.32% | |
Trust Income | 7.89 | 6.73 | 6.53 | 6.79 | 5.82 | |
Gain (Loss) on Sale of Investments | 1.14 | -1.75 | -2.49 | 0.37 | 0.18 | |
Other Non-Interest Income | 4.82 | 4.12 | 6.19 | 2.02 | 3.41 | |
Total Non-Interest Income | 22.88 | 17.61 | 18.46 | 18.11 | 17.25 | |
Non-Interest Income Growth (YoY) | 29.93% | -4.62% | 1.96% | 4.99% | 5.69% | |
Revenues Before Loan Losses | 170.74 | 170.69 | 170.26 | 159.66 | 147.38 | |
Provision for Loan Losses | 1.99 | 9.25 | 5.8 | 1.77 | 12.5 | |
Revenue | 168.76 | 161.44 | 164.46 | 157.89 | 134.88 | |
Revenue Growth (YoY) | 4.53% | -1.83% | 4.16% | 17.06% | 2.97% | |
Salaries and Employee Benefits | 78.09 | 72.11 | 71.91 | 66.45 | 61.39 | |
Occupancy Expenses | 7.97 | 8.12 | 7.7 | 8.15 | 7.25 | |
Federal Deposit Insurance | 3.57 | 2.71 | 1.78 | 1.91 | 2.12 | |
Selling, General & Administrative | 18.58 | 19.16 | 19.16 | 17.8 | 16.01 | |
Other Non-Interest Expense | 7.6 | 7.88 | 7.5 | 6.86 | 6.2 | |
Total Non-Interest Expense | 116 | 110.2 | 108.31 | 101.42 | 93.25 | |
EBT Excluding Unusual Items | 52.76 | 51.25 | 56.15 | 56.47 | 41.63 | |
Other Unusual Items | - | - | - | -0.71 | - | |
Pretax Income | 51.63 | 51.25 | 56.15 | 55.76 | 41.63 | |
Income Tax Expense | 12.89 | 13.19 | 13.43 | 13.59 | 10.17 | |
Net Income | 38.73 | 38.06 | 42.72 | 42.17 | 31.46 | |
Net Income to Common | 38.73 | 38.06 | 42.72 | 42.17 | 31.46 | |
Net Income Growth | 1.77% | -10.90% | 1.29% | 34.06% | -8.02% | |
Basic Shares Outstanding | 12 | 12 | 12 | 12 | 12 | |
Diluted Shares Outstanding | 12 | 12 | 12 | 12 | 12 | |
Shares Change (YoY) | 1.26% | 0.78% | 0.82% | 1.11% | 0.76% | |
EPS (Basic) | 3.13 | 3.11 | 3.53 | 3.51 | 2.64 | |
EPS (Diluted) | 3.12 | 3.11 | 3.52 | 3.50 | 2.64 | |
EPS Growth | 0.32% | -11.65% | 0.57% | 32.58% | -8.65% | |
Dividend Per Share | 0.960 | 0.920 | 0.820 | 0.740 | 0.700 | |
Dividend Growth | 4.35% | 12.20% | 10.81% | 5.71% | 9.38% | |
Effective Tax Rate | 24.97% | 25.73% | 23.92% | 24.37% | 24.44% | |