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Enterprise Bancorp Inc. (EBTC)

Stock Price: $22.27 USD -0.24 (-1.07%)
Updated Aug 7, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 265.27M
Revenue (ttm) 128.62M
Net Income (ttm) 29.52M
Shares Out 11.91M
EPS (ttm) 2.45
PE Ratio 9.09
Forward PE n/a
Dividend $0.70
Dividend Yield 3.14%

Stock Quote

Trading Day Aug 7, 2020
Last Price $22.27
Previous Close $22.51
Change ($) -0.24
Change (%) -1.07%
Day's Open 22.27
Day's Range 22.20 - 22.83
Day's Volume 26,725
52-Week Range 19.28 - 34.75

More Stats

Market Cap 265.27M
Enterprise Value 307.43M
Earnings Date (est) n/a
Ex-Dividend Date May 8, 2020
Shares Outstanding 11.91M
Float 8.53M
EPS (basic) 2.5
EPS (diluted) 2.45
FCF / Share 3.24
Dividend $0.70
Dividend Yield 3.14%
Earnings Yield 11.00%
FCF Yield 14.46%
Payout Ratio 26.20%
Shares Short 61,131
Short Ratio 4.57
Short % of Float 0.66%
Beta 0.46
PE Ratio 9.09
Forward PE n/a
P/FCF Ratio 6.91
PS Ratio 2.06
PB Ratio 0.83
Revenue 128.62M
Operating Income 38.38M
Net Income 29.52M
Free Cash Flow 38.36M
Net Cash -42.16M
Net Cash / Share -3.54
Gross Margin 101.85%
Operating Margin 29.84%
Profit Margin 23.30%
FCF Margin 29.83%
ROA 0.81%
ROE 9.72%
ROIC 1.20%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (0)

Buy 0
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: n/a

Price Target

$n/a*
*No analysts have provided price targets for this stock.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue13111911298.2489.9984.2776.3071.3465.0761.30
Revenue Growth10.48%6.09%13.77%9.16%6.8%10.44%6.97%9.63%6.15%-
Gross Profit13111911298.2489.9984.2776.3071.3465.0761.30
Operating Income44.5837.7035.6227.9124.2622.2420.4818.7216.1115.71
Net Income34.2028.8819.3918.7516.1514.6513.5312.3810.9410.64
Shares Outstanding11.7911.6811.5710.9710.3210.129.869.599.409.22
Earnings Per Share2.892.461.661.701.551.441.361.281.161.15
EPS Growth17.48%48.19%-2.35%9.68%7.64%5.88%6.25%10.34%0.87%-
Dividend Per Share0.640.580.540.520.500.480.460.440.420.40
Dividend Growth10.34%7.41%3.85%4%4.17%4.35%4.55%4.76%5%-
Operating Cash Flow43.6241.8037.9327.3225.7213.1435.7813.9620.4512.08
Capital Expenditures-12.50-5.30-8.21-7.92-3.94-4.67-6.58-4.33-5.43-5.43
Free Cash Flow31.1236.5029.7219.4121.798.4729.209.6315.026.65
Cash & Equivalents63.7963.1254.8150.4851.5040.1553.7352.7439.1355.01
Total Debt12911510425.5168.4969.7347.3637.3715.3226.37
Net Cash / Debt-65.36-52.23-49.0424.97-17.00-29.586.3715.3723.8128.64
Assets3,2352,9642,8182,5262,2862,0221,8501,6661,4891,397
Liabilities2,9382,7092,5862,3112,1051,8551,6991,5261,3621,281
Book Value297255232215180167151140127117
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Enterprise Bancorp Inc.
Country United States
Employees 538
CEO John P. Clancy

Stock Information

Ticker Symbol EBTC
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks—Regional
Unique Identifier NASDAQ: EBTC
IPO Date February 14, 2005

Description

Enterprise Bancorp, Inc. operates as the holding company for Enterprise Bank and Trust Company that provides banking products and services primarily in the Greater Merrimack Valley, Nashoba Valley, and North Central regions of Massachusetts and Southern New Hampshire. The company offers commercial and retail deposit products, including transactional checking accounts, non-transactional savings and money market accounts, commercial sweep products, and term certificates of deposit. It also provides commercial real estate mortgage loans, construction and land development loans, secured and unsecured commercial loans and lines of credit, and letters of credit, as well as equipment financing services; and conventional residential mortgage loans, home equity loans and lines, residential construction loans on primary and secondary residences, and secured and unsecured personal loans and lines of credit. In addition, the company offers cash management services; customized investment management and trust services to individuals, family groups, commercial businesses, trusts, foundations, non-profit organizations, and endowments; brokerage and management services to individual investors; and insurance products. Further, it provides card, online, and mobile banking services. As of April 20, 2020, it had 25 full-service branches located in the Massachusetts communities of Lowell, Acton, Andover, Billerica, Chelmsford, Dracut, Fitchburg, Lawrence, Leominster, Lexington, Methuen, Tewksbury, Tyngsborough, and Westford; and the New Hampshire communities of Derry, Hudson, Nashua, Pelham, Salem, and Windham. The company primarily serves business entities, non-profit organizations, professional practices, and individuals. Enterprise Bancorp, Inc. was founded in 1989 and is headquartered in Lowell, Massachusetts.