Enterprise Bancorp, Inc. (EBTC)

Enterprise Bancorp Statistics

Total Valuation

EBTC has a market cap or net worth of $476.62 million. The enterprise value is $568.20 million.

Market Cap	476.62M
Enterprise Value	568.20M

Important Dates

The next estimated earnings date is Tuesday, July 22, 2025, after market close.

Earnings Date	Jul 22, 2025
Ex-Dividend Date	May 12, 2025

Share Statistics

EBTC has 12.32 million shares outstanding. The number of shares has increased by 1.42% in one year.

Current Share Class	12.32M
Shares Outstanding	12.32M
Shares Change (YoY)	+1.42%
Shares Change (QoQ)	+0.28%
Owned by Insiders (%)	21.93%
Owned by Institutions (%)	36.12%
Float	9.62M

Valuation Ratios

The trailing PE ratio is 11.83.

PE Ratio	11.83
Forward PE	n/a
PS Ratio	2.79
Forward PS	n/a
PB Ratio	1.24
P/TBV Ratio	1.26
P/FCF Ratio	9.92
P/OCF Ratio	9.58
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	13.97
EV / Sales	3.30
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	11.82

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	3.72
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.31%.

Return on Equity (ROE)	11.31%
Return on Assets (ROA)	0.85%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$299,031
Profits Per Employee	$70,592
Employee Count	576
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, EBTC has paid $13.41 million in taxes.

Income Tax	13.41M
Effective Tax Rate	24.80%

Stock Price Statistics

The stock price has increased by +65.41% in the last 52 weeks. The beta is 0.73, so EBTC's price volatility has been lower than the market average.

Beta (5Y)	0.73
52-Week Price Change	+65.41%
50-Day Moving Average	38.14
200-Day Moving Average	37.54
Relative Strength Index (RSI)	46.00
Average Volume (20 Days)	18,972

Short Selling Information

The latest short interest is 102,533, so 0.83% of the outstanding shares have been sold short.

Short Interest	102,533
Short Previous Month	100,651
Short % of Shares Out	0.83%
Short % of Float	1.07%
Short Ratio (days to cover)	4.31

Income Statement

In the last 12 months, EBTC had revenue of $172.24 million and earned $40.66 million in profits. Earnings per share was $3.27.

Revenue	172.24M
Gross Profit	172.24M
Operating Income	59.09M
Pretax Income	48.05M
Net Income	40.66M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.27

Balance Sheet

The company has $87.00 million in cash and $178.58 million in debt, giving a net cash position of -$91.59 million or -$7.43 per share.

Cash & Cash Equivalents	87.00M
Total Debt	178.58M
Net Cash	-91.59M
Net Cash Per Share	-$7.43
Equity (Book Value)	385.36M
Book Value Per Share	31.28
Working Capital	-4.29B

Cash Flow

In the last 12 months, operating cash flow was $49.75 million and capital expenditures -$1.69 million, giving a free cash flow of $48.06 million.

Operating Cash Flow	49.75M
Capital Expenditures	-1.69M
Free Cash Flow	48.06M
FCF Per Share	$3.90

Margins

Gross Margin	n/a
Operating Margin	34.30%
Pretax Margin	31.39%
Profit Margin	23.61%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	27.90%

Dividends & Yields

This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 2.57%.

Dividend Per Share	$1.00
Dividend Yield	2.57%
Dividend Growth (YoY)	4.26%
Years of Dividend Growth	20
Payout Ratio	30.59%
Buyback Yield	-1.42%
Shareholder Yield	1.15%
Earnings Yield	8.53%
FCF Yield	10.08%

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 3, 2006. It was a forward split with a ratio of 2:1.

Last Split Date	Jul 3, 2006
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4