Equity Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	277.14	245.82	211.21	160.86	137.33
Interest Income on Investments	53.7	51.03	35.5	27.39	20.03
Total Interest Income	330.84	296.84	246.71	188.25	157.37
Interest Paid on Deposits	88.46	90.41	70.47	16.32	8.26
Interest Paid on Borrowings	17.66	20.27	17.22	9.1	6.53
Total Interest Expense	106.12	110.68	87.69	25.42	14.79
Net Interest Income	224.72	186.16	159.02	162.83	142.58
Net Interest Income Growth (YoY)	20.71%	17.07%	-2.34%	14.20%	7.48%
Mortgage Banking Activities	0.57	0.86	0.65	1.42	3.31
Gain (Loss) on Sale of Assets	-	0.07	0.1	0.04	0.02
Gain (Loss) on Sale of Investments	-53.17	0.22	-51.91	0.01	0.41
Gain (Loss) on Sale of Equity Investments	-	-0.09	-0.22	-0.22	-0.22
Other Non-Interest Income	36.58	35.7	32.35	33.8	28.77
Total Non-Interest Income	-16.03	36.76	-19.03	35.04	32.28
Non-Interest Income Growth (YoY)	-	-	-	8.55%	35.21%
Revenues Before Loan Losses	208.69	222.92	139.99	197.87	174.85
Provision for Loan Losses	8.95	2.55	1.87	0.13	-8.48
Revenue	199.74	220.37	138.12	197.74	183.33
Revenue Growth (YoY)	-9.36%	59.55%	-30.15%	7.86%	38.61%
Salaries and Employee Benefits	84.79	69.29	61.88	62.01	54.2
Occupancy Expenses	15.8	13.7	11.47	11.32	9.52
Federal Deposit Insurance	2.58	2.48	2.2	1.14	1.67
Amortization of Goodwill & Intangibles	4.5	4.29	3.37	4.04	4.17
Selling, General & Administrative	37.67	41.15	35.98	30.58	25.36
Other Non-Interest Expense	18.93	16.39	19.89	18.5	15.2
Total Non-Interest Expense	165.29	139.76	135.41	127.83	109.92
EBT Excluding Unusual Items	34.45	80.61	2.71	69.91	73.41
Other Unusual Items	-	2.13	-	0.96	0.21
Pretax Income	26.38	78.28	2.42	70.28	64.44
Income Tax Expense	3.65	15.66	-5.41	12.59	11.96
Net Income	22.73	62.62	7.82	57.69	52.48
Net Income to Common	22.73	62.62	7.82	57.69	52.48
Net Income Growth	-63.71%	700.68%	-86.44%	9.92%	-
Basic Shares Outstanding	18	15	16	16	15
Diluted Shares Outstanding	18	16	16	16	15
Shares Change (YoY)	17.77%	0.15%	-4.80%	7.39%	1.38%
EPS (Basic)	1.24	4.04	0.50	3.56	3.49
EPS (Diluted)	1.23	4.00	0.50	3.51	3.43
EPS Growth	-69.25%	700.00%	-85.76%	2.33%	-
Dividend Per Share	0.660	0.540	0.440	0.360	0.160
Dividend Growth	22.22%	22.73%	22.22%	125.00%	-
Effective Tax Rate	13.85%	20.00%	-	17.92%	18.55%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

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