Equity Bancshares, Inc. (EQBK)

Equity Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	266.16	245.82	211.21	160.86	137.33	134.66
Interest Income on Investments	48.79	51.03	35.5	27.39	20.03	20.9
Total Interest Income	314.95	296.84	246.71	188.25	157.37	155.56
Interest Paid on Deposits	85.67	90.41	70.47	16.32	8.26	16.58
Interest Paid on Borrowings	17.23	20.27	17.22	9.1	6.53	6.33
Total Interest Expense	102.9	110.68	87.69	25.42	14.79	22.91
Net Interest Income	212.05	186.16	159.02	162.83	142.58	132.65
Net Interest Income Growth (YoY)	20.38%	17.07%	-2.34%	14.20%	7.48%	5.40%
Mortgage Banking Activities	0.52	0.86	0.65	1.42	3.31	3.15
Gain (Loss) on Sale of Assets	0.07	0.07	0.1	0.04	0.02	-0.01
Gain (Loss) on Sale of Investments	-53.33	0.22	-51.91	0.01	0.41	0.01
Gain (Loss) on Sale of Equity Investments	-0.09	-0.09	-0.22	-0.22	-0.22	-0.21
Other Non-Interest Income	36.15	35.7	32.35	33.8	28.77	20.92
Total Non-Interest Income	-16.68	36.76	-19.03	35.04	32.28	23.87
Non-Interest Income Growth (YoY)	-	-	-	8.55%	35.21%	-4.54%
Revenues Before Loan Losses	195.37	222.92	139.99	197.87	174.85	156.52
Provision for Loan Losses	9.07	2.55	1.87	0.13	-8.48	24.26
Revenue	186.31	220.37	138.12	197.74	183.33	132.27
Revenue Growth (YoY)	18.09%	59.55%	-30.15%	7.86%	38.61%	-0.18%
Salaries and Employee Benefits	77.33	69.29	61.88	62.01	54.2	54.13
Occupancy Expenses	14.37	13.7	11.47	11.32	9.52	8.02
Federal Deposit Insurance	2.41	2.48	2.2	1.14	1.67	2.09
Amortization of Goodwill & Intangibles	4.3	4.29	3.37	4.04	4.17	3.85
Selling, General & Administrative	41.41	41.15	35.98	30.58	25.36	21.85
Other Non-Interest Expense	17.11	16.39	19.89	18.5	15.2	11.61
Total Non-Interest Expense	158.06	139.76	135.41	127.83	109.92	103.85
EBT Excluding Unusual Items	28.25	80.61	2.71	69.91	73.41	28.42
Other Unusual Items	-1.36	2.13	-	0.96	0.21	2.15
Pretax Income	20.3	78.28	2.42	70.28	64.44	-74.57
Income Tax Expense	2.67	15.66	-5.41	12.59	11.96	0.4
Net Income	17.63	62.62	7.82	57.69	52.48	-74.97
Net Income to Common	17.63	62.62	7.82	57.69	52.48	-74.97
Net Income Growth	1.68%	700.68%	-86.44%	9.92%	-	-
Basic Shares Outstanding	18	15	16	16	15	15
Diluted Shares Outstanding	18	16	16	16	15	15
Shares Change (YoY)	14.49%	0.15%	-4.80%	7.39%	1.38%	-4.70%
EPS (Basic)	1.00	4.04	0.50	3.56	3.49	-4.97
EPS (Diluted)	1.00	4.00	0.50	3.51	3.43	-4.97
EPS Growth	-10.47%	700.00%	-85.76%	2.33%	-	-
Dividend Per Share	0.630	0.540	0.440	0.360	0.160	-
Dividend Growth	23.53%	22.73%	22.22%	125.00%	-	-
Effective Tax Rate	13.17%	20.00%	-	17.92%	18.55%	-

Updated Oct 14, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q