Equity Bancshares, Inc. (EQBK)

Equity Bancshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	24.65	22.73	62.62	7.82	57.69	52.48
Depreciation & Amortization	12.61	11.35	10.26	8.64	9.37	8.91
Provision for Credit Losses	12.19	8.95	2.55	1.87	0.13	-8.48
Stock-Based Compensation	5.75	5.64	4.05	3.21	3.33	2.91
Net Change in Loans Held-for-Sale	-5.09	-0.43	2.94	0	4.63	10.84
Other Adjustments	27.82	30.14	-19.86	48.83	-2.21	20.78
Changes in Accrued Interest and Accounts Receivable	4.66	2.52	-0.61	-4.87	-2.97	1.67
Changes in Accrued Expenses	-25.79	-11.01	1.3	5.77	-17.58	20.71
Changes in Other Operating Activities	-12.45	-18.52	10.61	5.25	21.7	-7.11
Operating Cash Flow	45.01	51.37	73.85	76.53	74.07	102.7
Operating Cash Flow Growth	-45.69%	-30.44%	-3.50%	3.31%	-27.87%	135.43%
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements	-0.26	-0.01	-	-	-	0.25
Net Change in Loans Held-for-Investment	155.3	-31.45	-32.85	-24.95	-185.59	-156.74
Net Change in Securities and Investments	-66.63	16.68	96.51	274.85	-18.69	-315.91
Payments for Business Acquisitions	12.82	150.43	62.18	-	-	173.86
Proceeds from Business Divestments	-	-	-	-	-41.27	-
Capital Expenditures	-15.59	-13.25	-8.49	-16.14	-3.49	-5.1
Sale of Property, Plant & Equipment	4.71	7.79	11.03	2.15	39.38	4.92
Other Investing Activities	1.18	-0.99	-9.61	-7.8	-7.64	-20.12
Investing Cash Flow	247.49	136.92	123.73	232.17	-217.3	-315.34
Net Change in Deposits	-43.08	-42.85	-163.04	-96.44	-	228.52
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-2.31	-1.92	-15.93	-2.9	-	-
Short-Term Debt Issued	117.52	124.93	73.02	2.14	-	-
Short-Term Debt Repaid	-4	-3	-141	-1	-	-
Net Short-Term Debt Issued (Repaid)	113.52	121.93	-67.98	1.14	-	-
Long-Term Debt Issued	1,056	1,271	1,200	1,366	-	-
Long-Term Debt Repaid	-1,262	-1,275	-1,202	-1,266	-	-
Net Long-Term Debt Issued (Repaid)	-206.27	-3.53	-1.69	100	-	-
Issuance of Common Stock	1.24	1.13	91.21	0.99	-	-
Repurchase of Common Stock	-36.67	-13.99	-11.86	-17.9	-	-
Net Common Stock Issued (Repurchased)	-35.43	-12.86	79.35	-16.91	-	-
Common Dividends Paid	-12.24	-11.42	-7.89	-6.61	-	-
Other Financing Activities	-10.22	-13.55	-15.75	-12.3	-	-
Financing Cash Flow	-159.72	35.79	-192.93	-34.03	-	228.52
Net Cash Flow	132.78	224.07	4.65	274.67	-143.22	15.87
Free Cash Flow	29.43	38.11	65.35	60.39	70.58	97.6
Free Cash Flow Growth	-22.78%	-41.68%	8.22%	-14.44%	-27.68%	186.97%
FCF Margin	20.15%	18.95%	29.38%	43.76%	35.53%	53.07%
Free Cash Flow Per Share	1.52	2.06	4.17	3.86	4.29	6.38
Levered Free Cash Flow	-104.66	112.21	6.02	107.61	64.71	71.55
Unlevered Free Cash Flow	-36.55	-28.91	13.06	-1.35	7.02	19.07

Updated May 8, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q