Equity Bancshares, Inc. (EQBK)

Equity Bancshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	17.63	62.62	7.82	57.69	52.48	-74.97
Depreciation & Amortization	10.88	10.26	8.64	9.37	8.91	8.24
Provision for Credit Losses	9.07	2.55	1.87	0.13	-8.48	24.26
Stock-Based Compensation	5.41	4.05	3.21	3.33	2.91	3.47
Net Change in Loans Held-for-Sale	0.7	2.94	0	4.63	10.84	-4.43
Other Adjustments	41.51	-19.86	48.83	-2.21	20.78	92.02
Changes in Accrued Interest and Accounts Receivable	0.26	-0.61	-4.87	-2.97	1.67	0.48
Changes in Accrued Expenses	-13.53	1.3	5.77	-17.58	20.71	1.51
Changes in Other Operating Activities	7.11	10.61	5.25	21.7	-7.11	-6.95
Operating Cash Flow	80.11	73.85	76.53	74.07	102.7	43.62
Operating Cash Flow Growth	23.03%	-3.50%	3.31%	-27.87%	135.43%	-10.10%
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements	-	-	-	-	0.25	2.25
Net Change in Loans Held-for-Investment	-36.77	-32.85	-24.95	-185.59	-156.74	-13.33
Net Change in Securities and Investments	163.24	96.51	274.85	-18.69	-315.91	-92.02
Payments for Business Acquisitions	-	62.18	-	-	173.86	25.93
Proceeds from Business Divestments	-	-	-	-41.27	-	-
Capital Expenditures	-9.62	-8.49	-16.14	-3.49	-5.1	-9.61
Sale of Property, Plant & Equipment	10.5	11.03	2.15	39.38	4.92	8.38
Other Investing Activities	36.56	-9.61	-7.8	-7.64	-20.12	15.51
Investing Cash Flow	197.44	118.76	228.11	-217.3	-315.34	96
Net Change in Deposits	-139.93	-	-	-	228.52	321.52
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-0.83	-	-	-	-	0.07
Short-Term Debt Issued	206.1	-	-	-	-	-249.22
Short-Term Debt Repaid	-0.5	-	-	-	-	-62
Net Short-Term Debt Issued (Repaid)	205.6	-	-	-	-	-311.22
Long-Term Debt Issued	300	-	-	-	-	366.35
Long-Term Debt Repaid	-337.5	-	-	-	-	-303.33
Net Long-Term Debt Issued (Repaid)	-37.5	-	-	-	-	63.02
Issuance of Common Stock	0.24	-	-	-	-	0.62
Repurchase of Common Stock	-0.14	-	-	-	-	-19.35
Net Common Stock Issued (Repurchased)	0.11	-	-	-	-	-18.73
Common Dividends Paid	-2.67	-	-	-	-	-
Other Financing Activities	-2.39	-	-	-	-	-2.88
Financing Cash Flow	-10.03	-	-	-	228.52	51.78
Net Cash Flow	318.87	192.61	304.64	-143.22	15.87	191.41
Free Cash Flow	70.5	65.35	60.39	70.58	97.6	34.01
Free Cash Flow Growth	7.87%	8.22%	-14.44%	-27.68%	186.97%	-18.08%
FCF Margin	28.24%	29.38%	43.76%	35.53%	53.07%	25.30%
Free Cash Flow Per Share	3.99	4.17	3.86	4.29	6.38	2.25
Levered Free Cash Flow	180.84	75.68	6.47	64.71	71.55	-329.51
Unlevered Free Cash Flow	-4.89	13.06	-1.35	7.02	19.07	-6.34

Updated Nov 3, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q