ESSA Bancorp, Inc. (ESSA)

ESSA Bancorp Income Statement

Financials in millions USD. Fiscal year is October - September.

Year Ending	TTM	Sep 30, 2023	Sep 30, 2022	Sep 30, 2021	Sep 30, 2020	Sep 30, 2019
Revenue	68.88	68.76	68.28	61.69	58.19	53.09
Revenue Growth (YoY)	-2.54%	0.70%	10.69%	6.02%	9.60%	2.00%
Gross Profit	68.88	68.76	68.28	61.69	58.19	53.09
Selling, General & Admin	39.98	39.43	39.18	38.75	35.23	35.35
Other Operating Expenses	6.55	6.26	4.1	2.79	2.85	2.7
Operating Expenses	46.54	45.69	43.28	41.54	38.08	38.05
Operating Income	22.35	23.07	25	20.15	20.1	15.04
Other Expense / Income	-	-	-	0.25	2.5	-
Pretax Income	22.35	23.07	25	19.9	17.6	15.04
Income Tax	4.42	4.49	4.93	3.47	3.18	2.42
Net Income	17.92	18.58	20.07	16.42	14.42	12.62
Net Income Growth	-12.21%	-7.44%	22.20%	13.93%	14.20%	93.28%
Shares Outstanding (Basic)	10	10	10	10	11	11
Shares Change	-2.60%	0.16%	-1.03%	-4.18%	-4.02%	-3.24%
EPS (Basic)	1.85	1.91	2.06	1.65	1.39	1.18
EPS (Diluted)	1.85	1.91	2.06	1.65	1.39	1.18
EPS Growth	-11.48%	-7.28%	24.85%	18.71%	17.80%	96.67%
Free Cash Flow	18.56	19.91	22.14	18.97	18.69	17.36
Free Cash Flow Per Share	1.83	1.91	2.13	1.81	1.71	1.52
Dividend Per Share	0.600	0.600	0.540	0.470	0.440	0.400
Dividend Growth	0%	11.11%	14.89%	6.82%	10.00%	11.11%
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	32.44%	33.55%	36.62%	32.67%	34.55%	28.32%
Profit Margin	26.02%	27.02%	29.39%	26.62%	24.78%	23.78%
Free Cash Flow Margin	26.94%	28.95%	32.42%	30.76%	32.13%	32.70%
Effective Tax Rate	19.79%	19.48%	19.73%	17.45%	18.09%	16.06%
EBITDA	24.48	25.19	27.19	22.08	19.81	16.43
EBITDA Margin	35.54%	36.63%	39.81%	35.80%	34.05%	30.95%
Depreciation & Amortization	2.13	2.12	2.18	2.19	2.21	1.39
EBIT	22.35	23.07	25	19.9	17.6	15.04
EBIT Margin	32.44%	33.55%	36.62%	32.25%	30.25%	28.32%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).