ESSA Bancorp, Inc. (ESSA)
NASDAQ: ESSA · Real-Time Price · USD
18.83
-0.02 (-0.11%)
Apr 1, 2025, 4:00 PM EDT - Market closed
ESSA Bancorp Income Statement
Financials in millions USD. Fiscal year is October - September.
Millions USD. Fiscal year is Oct - Sep.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 | Sep '21 Sep 30, 2021 | Sep '20 Sep 30, 2020 | 2019 - 2015 |
| Interest Income on Loans | 89.27 | 87.69 | 73.33 | 56.05 | 54.46 | 55.67 | Upgrade
|
| Interest Income on Investments | 14.47 | 15.77 | 12.17 | 6.76 | 4.23 | 8.4 | Upgrade
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| Total Interest Income | 103.74 | 103.46 | 85.5 | 62.81 | 58.69 | 64.07 | Upgrade
|
| Interest Paid on Deposits | 35.19 | 33.32 | 17.4 | 2.65 | 5.52 | 10.53 | Upgrade
|
| Interest Paid on Borrowings | 10.99 | 11.86 | 6.55 | 0.39 | 0.27 | 5.34 | Upgrade
|
| Total Interest Expense | 46.18 | 45.18 | 23.95 | 3.04 | 5.79 | 15.87 | Upgrade
|
| Net Interest Income | 57.56 | 58.28 | 61.55 | 59.77 | 52.89 | 48.21 | Upgrade
|
| Net Interest Income Growth (YoY) | -5.27% | -5.32% | 2.98% | 13.00% | 9.72% | 2.55% | Upgrade
|
| Trust Income | 1.72 | 1.64 | 1.64 | 1.64 | 1.53 | 1.38 | Upgrade
|
| Gain (Loss) on Sale of Investments | -0 | -0.01 | -0.13 | 0 | 0.48 | 2.92 | Upgrade
|
| Other Non-Interest Income | 3.44 | 3.39 | 3.14 | 3.54 | 4.23 | 4.57 | Upgrade
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| Total Non-Interest Income | 8.3 | 8.2 | 7.91 | 8.51 | 11.49 | 13.26 | Upgrade
|
| Non-Interest Income Growth (YoY) | 4.39% | 3.77% | -7.10% | -25.96% | -13.29% | 62.50% | Upgrade
|
| Revenues Before Loan Losses | 65.86 | 66.48 | 69.46 | 68.28 | 64.39 | 61.46 | Upgrade
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| Provision for Loan Losses | -1.57 | -1.36 | 0.7 | - | 2.7 | 3.28 | Upgrade
|
| Revenue | 67.43 | 67.84 | 68.76 | 68.28 | 61.69 | 58.19 | Upgrade
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| Revenue Growth (YoY) | -1.64% | -1.33% | 0.70% | 10.69% | 6.02% | 9.60% | Upgrade
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| Salaries and Employee Benefits | 25.96 | 25.54 | 25.26 | 24.92 | 24.75 | 22.77 | Upgrade
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| Occupancy Expenses | 3.36 | 3.4 | 3.12 | 3.22 | 3.06 | 3 | Upgrade
|
| Federal Deposit Insurance | 1.62 | 1.64 | 1.08 | 0.57 | 1.08 | 0.72 | Upgrade
|
| Amortization of Goodwill & Intangibles | 0.04 | 0.09 | 0.19 | 0.24 | 0.27 | 0.28 | Upgrade
|
| Selling, General & Administrative | 13.25 | 13.19 | 12.9 | 11.52 | 9.71 | 9.03 | Upgrade
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| Other Non-Interest Expense | 2.73 | 2.93 | 2.91 | 3.03 | 3.36 | 2.37 | Upgrade
|
| Total Non-Interest Expense | 46.96 | 46.88 | 45.69 | 43.28 | 41.54 | 38.08 | Upgrade
|
| EBT Excluding Unusual Items | 20.47 | 20.96 | 23.07 | 25 | 20.15 | 20.1 | Upgrade
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| Other Unusual Items | - | - | - | - | -0.25 | -2.5 | Upgrade
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| Pretax Income | 20.47 | 20.96 | 23.07 | 25 | 19.9 | 17.6 | Upgrade
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| Income Tax Expense | 3.86 | 3.97 | 4.49 | 4.93 | 3.47 | 3.18 | Upgrade
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| Net Income | 16.61 | 16.99 | 18.58 | 20.07 | 16.42 | 14.42 | Upgrade
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| Net Income to Common | 16.61 | 16.99 | 18.58 | 20.07 | 16.42 | 14.42 | Upgrade
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| Net Income Growth | -7.96% | -8.53% | -7.44% | 22.20% | 13.93% | 14.20% | Upgrade
|
| Basic Shares Outstanding | 10 | 10 | 10 | 10 | 10 | 10 | Upgrade
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| Diluted Shares Outstanding | 10 | 10 | 10 | 10 | 10 | 10 | Upgrade
|
| Shares Change (YoY) | -1.94% | -1.98% | -0.41% | -1.83% | -3.86% | -3.59% | Upgrade
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| EPS (Basic) | 1.75 | 1.78 | 1.91 | 2.06 | 1.65 | 1.39 | Upgrade
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| EPS (Diluted) | 1.74 | 1.78 | 1.91 | 2.06 | 1.65 | 1.39 | Upgrade
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| EPS Growth | -6.40% | -6.81% | -7.10% | 24.61% | 18.70% | 18.19% | Upgrade
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| Dividend Per Share | 0.600 | 0.600 | 0.600 | 0.540 | 0.470 | 0.440 | Upgrade
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| Dividend Growth | - | - | 11.11% | 14.89% | 6.82% | 10.00% | Upgrade
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| Effective Tax Rate | 18.86% | 18.94% | 19.48% | 19.73% | 17.46% | 18.09% | Upgrade
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Updated Feb 10, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.