ESSA Bancorp, Inc. (ESSA)
Stock Price Chart
Key Info
| Market Cap | 174.33M |
| Revenue (ttm) | 55.18M |
| Net Income (ttm) | 14.30M |
| Shares Out | 10.95M |
| EPS (ttm) | 1.39 |
| PE Ratio | 11.45 |
| Forward PE | n/a |
| Dividend | $0.44 |
| Dividend Yield | 2.76% |
Stock Quote
| Trading Day | November 27 |
| Last Price | $15.92 |
| Previous Close | $15.96 |
| Change ($) | -0.04 |
| Change (%) | -0.25% |
| Day's Open | 16.09 |
| Day's Range | 15.73 - 16.15 |
| Day's Volume | 21,096 |
| 52-Week Range | 9.70 - 17.73 |
More Stats
| Market Cap | 174.33M |
| Enterprise Value | 308.27M |
| Earnings Date (est) | Jan 27, 2021 |
| Ex-Dividend Date | Sep 15, 2020 |
| Shares Outstanding | 10.95M |
| Float | n/a |
| EPS (basic) | 1.38 |
| EPS (diluted) | 1.39 |
| FCF / Share | 1.56 |
| Dividend | $0.44 |
| Dividend Yield | 2.76% |
| Earnings Yield | 8.73% |
| FCF Yield | 9.94% |
| Payout Ratio | 31.20% |
| Shares Short | 62,152 |
| Short Ratio | 3.45 |
| Short % of Float | n/a |
| Beta | 0.34 |
| PE Ratio | 11.45 |
| Forward PE | n/a |
| P/FCF Ratio | 10.06 |
| PS Ratio | 3.16 |
| PB Ratio | 0.91 |
| Revenue | 55.18M |
| Operating Income | 17.29M |
| Net Income | 14.30M |
| Free Cash Flow | 17.33M |
| Net Cash | -133.94M |
| Net Cash / Share | -12.23 |
| Gross Margin | 100.00% |
| Operating Margin | 31.33% |
| Profit Margin | 25.90% |
| FCF Margin | 31.40% |
| ROA | 0.78% |
| ROE | 7.57% |
| ROIC | 0.80% |
Analyst Forecasts
Analyst Consensus: n/a
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 53.09 | 52.05 | 50.37 | 53.17 | 49.61 | 45.21 | 44.12 | 33.25 | 33.17 | 32.48 |
| Revenue Growth | 2% | 3.34% | -5.27% | 7.17% | 9.74% | 2.46% | 32.68% | 0.26% | 2.1% | - |
| Gross Profit | 53.09 | 52.05 | 50.37 | 53.17 | 49.61 | 45.21 | 44.12 | 33.25 | 33.17 | 32.48 |
| Operating Income | 15.04 | 12.20 | 8.93 | 10.31 | 12.75 | 11.40 | 11.66 | 4.89 | 7.12 | 6.36 |
| Net Income | 12.62 | 6.53 | 7.34 | 7.73 | 9.79 | 8.50 | 8.82 | 0.22 | 5.26 | 4.51 |
| Shares Outstanding | 11.41 | 11.79 | 11.60 | 11.39 | 11.41 | 11.76 | 12.08 | 12.08 | 12.45 | 13.76 |
| Earnings Per Share | 1.18 | 0.60 | 0.69 | 0.73 | 0.93 | 0.79 | 0.76 | 0.02 | 0.46 | 0.36 |
| EPS Growth | 96.67% | -13.04% | -5.48% | -21.51% | 17.72% | 3.95% | 3700% | -95.65% | 27.78% | - |
| Dividend Per Share | 0.40 | 0.36 | 0.36 | 0.36 | 0.34 | 0.26 | 0.20 | 0.20 | 0.20 | 0.20 |
| Dividend Growth | 11.11% | 0% | 0% | 5.88% | 30.77% | 30% | 0% | 0% | 0% | - |
| Operating Cash Flow | 18.19 | 23.39 | 19.48 | 18.16 | 19.34 | 14.47 | 23.19 | 5.33 | 10.19 | 7.42 |
| Capital Expenditures | -0.83 | 0.04 | -0.65 | -1.10 | -0.88 | -0.68 | -0.81 | -0.80 | -0.35 | -2.81 |
| Free Cash Flow | 17.36 | 23.43 | 18.84 | 17.06 | 18.46 | 13.79 | 22.39 | 4.53 | 9.84 | 4.60 |
| Cash & Equivalents | 52.24 | 44.04 | 42.18 | 44.91 | 20.51 | 24.07 | 28.42 | 16.82 | 41.69 | 10.89 |
| Total Debt | 255 | 305 | 317 | 365 | 325 | 263 | 157 | 238 | 290 | 352 |
| Net Cash / Debt | -203 | -261 | -275 | -320 | -304 | -239 | -129 | -221 | -248 | -341 |
| Assets | 1,799 | 1,834 | 1,785 | 1,772 | 1,607 | 1,575 | 1,372 | 1,419 | 1,097 | 1,072 |
| Liabilities | 1,610 | 1,655 | 1,602 | 1,596 | 1,435 | 1,408 | 1,206 | 1,243 | 936 | 900 |
| Book Value | 190 | 179 | 183 | 176 | 171 | 167 | 166 | 175 | 162 | 172 |
Company Profile
Company Details
| Full Name | ESSA Bancorp, Inc. |
| Country | United States |
| CEO | Gary S. Olson |
Stock Information
| Ticker Symbol | ESSA |
| Stock Exchange | NASDAQ |
| Sector | Financial Services |
| Industry | Banks—Regional |
| Unique Identifier | NASDAQ: ESSA |
Description
ESSA Bancorp operates as the holding company for ESSA Bank & Trust that provides a range of financial services to individuals, families, and businesses in Pennsylvania. The company accepts savings accounts, interest bearing demand accounts, checking accounts, money market accounts, club accounts, certificates of deposit and IRAs, and other qualified plan accounts, as well as commercial checking accounts. Its loan portfolio includes first mortgage loans for the purchase, construction, or refinancing of one- to four-family residential real estate property; commercial real estate loans; home equity loans and lines of credit; and commercial and consumer loans, including indirect auto loans, as well as loans secured by deposits and personal unsecured loans. In addition, it the company offers insurance benefits consulting services, such as health insurance, life insurance, short term and long term disability, dental, vision, 401(K) retirement planning, and individual health products, as well as asset management and trust, and investment services. As of September 30, 2019, it operated 22 full-service banking offices, including 7 offices in Monroe County, 3 offices in Lehigh County, 6 offices in Northampton County, 1 office in Lackawanna County, 1 office in Luzerne County, 1 office in Chester County, 2 offices in Delaware County, and 1 office in Montgomery County, Pennsylvania. The company was founded in 1916 and is based in Stroudsburg, Pennsylvania.